Open a Checking account
maybe win a 2020 Mini Cooper*
When you open a checking account between now and October 4, you'll be entered to win!*
Want a bonus entry? Request a debit card with your account.
Set the tone for Your financial life
Your checking account should be helping you get ahead, not holding you back. Summit checking lets you manage your money in the moment, with fewer fees and more perks. Compare checking accounts and find your match.
Nearly 5,000 Surcharge-Free ATMsBecause having to pay for access to your own money is just wrong.
Digital BankingManage your money on the go with online banking and bill pay, e-statements sent right to your inbox, digital wallet and our Summit mobile app.
Cash Back RewardYour account makes you eligible for our Cash Boomerang program. The more you save and borrow, the more you get back.
Overdraft ProtectionEveryone runs short once in a while. If it happens to you, Summit's got your back when you set up overdraft transfers and overdraft protection loans.Find Out How
Overdraft Transfers from a Deposit Account
Automatic transfers are set up from your primary savings and/or money market account to your checking to cover overdrafts, as long as funds are available. A small $2 fee applies for each transfer from a linked deposit account. To set it up, simply give us a call at 608-243-5000 or 800-236-5560.
Overdraft Protection Line of Credit Loan
Protect yourself from transactions being declined because of non-sufficient funds with an Overdraft Protection Loan.
- Automatic transfers when you need them
- Ensure funds are on deposit for your automatic payments so your bills are paid on time, helping you establish good credit
- Affordable monthly repayment option
Visa Debit Card