Manage Your Money Your Way
Want to keep it simple? Eager for extra perks? No matter which Summit checking account you
choose, you’ll get all these features to help you manage your money at any given moment.
Free Checking
- No monthly service fee
- Unlimited check writing
ALSO INCLUDES
- Digital banking with mobile wallet
- Free ATM use
- Free bill payer
- Free mobile check deposit
- Eligibility for a year end Cash Boomerang3 payout
Best For
Anyone who wants to manage their money quickly and easily – anywhere, anytime – without any monthly fees.
Minimum to Open
$25
Monthly Service Fee
FREE
Balance Account
- Free debit card
- No overdrafts, ever
Certified by the Cities for Financial Empowerment (CFE) Fund as meeting the Bank On National Account Standards. The certification recognizes accounts that ensure low cost and high functionality while promoting consumer safety.
ALSO INCLUDES
- Digital banking with mobile wallet
- Free ATM use
- Free bill payer
- Free mobile check deposit
- Eligibility for a year end Cash Boomerang3 payout
Best For
Someone looking to maximize their money by avoiding check writing and overdrafts altogether.
Minimum to Open
$25
Monthly Service Fee
$5, waived for account holders age 17 and under OR with 10 or more debit card purchases in a month and either a Summit student loan or Summit Student Rewards Visa credit card
Ultimate Checking
- 0.10%4 preferred certificate rates
- Free box of checks each year5
- $200 cash back rebate on first mortgages6
- $50 cash back rebate on home equity7
- Free Visa gift cards
- $10 discount on safe deposit box8
ALSO INCLUDES
- Digital banking with mobile wallet
- Unlimited free ATM withdrawals
- Free bill payer
- Free mobile check deposit
- Unlimited check writing
- Free overdraft transfers from savings
- Eligibility for a year end Cash Boomerang3payout
Best For
Someone who likes extra financial perks and who wants to earn dividends on their higher checking account balance.
Minimum to Open
$25
Monthly Service Fee
Student Free Checking
- Free debit card
- Unlimited free ATM withdrawals
ALSO INCLUDES
- Digital banking with mobile wallet
- Free bill payer
- Free mobile check deposit
- Unlimited check writing
- Overdraft protection
- Eligibility for a year end Cash Boomerang3 payout
Best For
Students who like to save a few bucks wherever they can.
Minimum to Open
$25
Monthly Service Fee
FREE
Dividend Checking
- Free debit card
- Earns dividends
ALSO INCLUDES
- Digital banking with mobile wallet
- Free ATM use
- Free bill payer
- Free mobile check deposit
- Unlimited check writing
- Overdraft protection
- Eligibility for a year end Cash Boomerang3 payout
Best For
Someone eager to earn dividends as they enjoy the benefits of a Summit checking account.
Minimum to Open
$25
Monthly Service Fee
$6, waived with $750 average daily balance
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Key Features & Benefits
- No monthly service fee
- Unlimited check writing
- Free debit card
- No overdrafts, ever
- 0.10%4 preferred certificate rates
- Free box of checks each year5
- $200 cash back rebate on first mortgages6
- $50 cash back rebate on home equity7
- Free Visa gift cards
- $10 discount on safe deposit box8
- Free debit card
- Unlimited free ATM withdrawals
- Free debit card
- Earns dividends
-
Unlimited Check WritingNo checks; debit card only
-
Free ATM Use
-
Free Bill Payer, Online & Mobile Banking
-
Free Mobile Check Deposit
-
Eligible for Cash Boomerang
-
Minimum to Open$25$25$25$25$25
-
Monthly Service Fee
FREE
$5, waived for account holders age 17 and under OR with 10 or more debit card purchases in a month and either a Summit student loan or Summit Student Rewards Visa credit card$15 waived with 6 qualifying services or $60,000 in combined deposit & loan services1FREE
$6, waived with $750 average daily balance -
Debit Card Annual Fee$5FREEFREEFREEFREE
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Earns Dividends
-
Free non-Summit ATM Withdrawals212/month12/monthUNLIMITEDUNLIMITED12/month
-
Offers Overdraft ProtectionNo overdrafts, ever
-
Free Overdraft Transfers From Savings
-
Earns Dividends
-
Minimum Balance To Earn Dividends$2,500$25
Balance your checkbook quickly and easily.
How many times have you asked yourself "where does our money go?"
How much do you have? Count it up and take a look!
You might want to consider whether you are better off using the money you have in savings to pay down debt.
If you're trying to pay down some debt, you might be wondering what the impact would be if you simply increased your monthly payment each month.
