
Individual Retirement Accounts
Look at you, living your best life in retirement. That’s our Individual Retirement Account talking – because it really could help get you there! We’d love to hear what that best life looks like to you and talk through the tax advantages of an IRA, plus other options.

Traditional or Roth IRAs
You can never save too much for retirement, and IRAs make saving easy. We have Traditional IRAs and Roth IRAs to grow your money tax-deferred.
- You only need $25 to open an account and start saving
- Grow your money with competitive rates and guaranteed returns
- There are no administrative fees, so all your money is yours
Already have a Summit IRA?
IRA Savings Rates
Type and Term | Minimum Balance to Earn APY | Dividend Rate | Annual Percentage Yield |
---|---|---|---|
IRA Savings | $25 | 0.100% | 0.100% |

Coverdell Education Savings Account (ESA)
Grow your savings tax-deferred, and use it for tuition, fees, and books and, in some cases, room and board. Coverdell ESAs can also be used for elementary and high school expenses.