summit-bracket2 bracket2 atm-outline location-pin-outline location-pin-filled atm-filled calendar2 bracket google-play[2] app-store summit-location-pin-lg code lock user worksheets phone print programs open pdf checkmark-form close-x close download checkmark-chart checklists blog-tools social-facebook social-google-plus social-pinterest LInkedIn-2C-128px-R instagram-rainbow social-twitter social-youtube ehl calendar calculators bracket22 checkmark email text-area-corner external-link success error information warning calendar-add-event auto-rates mortgage-rates home-equity new-certificates ncua summit-logo-itmoi arrow-left arrow-right checkmark2 summit-logo-white summit-bracket silhouette arrow-down arrow-up auto-rates2 blog calculators2 call ehl2 home-equity2 itmoi locate mortgage-rates2 new-certificates2 programs2 search summit-location-pin-sm tools clock

Access, security and great rates.
You really can have it all.

Enjoy the perfect blend of higher rates and access to your cash. Call or come in to open your account.

     

Ultimate Money Market Account

Have a larger pool of money you want to make the most of? Take things to the Ultimate.

  • The more you save. The more you earn.
  • Easy access to your money – you can even write a limited number of checks each month
  • No minimum balance requirements or withdrawal fees
  • Plus, your money is insured for up to $250,000

 


Money Market Plus Account

Enjoy dividend levels that let you make the most of your money.

  • No minimum balance requirement or withdrawal fees
  • Access to your cash whenever you need it – you can even write a limited number of checks each month
  • Plus, your money is insured for up to $250,000

 

Ultimate Money Market Account Rates
Rates Effective May 26, 2022
Schedule Appointment
Minimum Balance to Earn APY1 Dividend Rate APY
$200,000 0.22% 0.22%
$150,000 0.17% 0.17%
$100,000 0.16% 0.16%
$75,000 0.12% 0.12%
$50,000 0.10% 0.10%
$0 0.00% 0.00%
Money Market Plus Account Rates
Rates Effective May 26, 2022
Schedule Appointment
Minimum Balance to Earn APY1 Dividend Rate APY
$100,000 0.13% 0.13%
$50,000 0.10% 0.10%
$25,000 0.08% 0.08%
$10,000 0.07% 0.07%
$2,500 0.04% 0.04%
$0 0.02% 0.02%
 
Tools & Resources
Calculators
Worksheets
Checklists

THE BENEFITS OF COMPOUNDING

How interest is calculated can have a great impact on the interest earned by your account and how your savings grow.
 

WHAT WILL MY SAVINGS BE WORTH?

Find out what your savings could be worth in the future.
 

SAVE TOWARDS A GOAL

Calculate exactly what it will take to reach your savings goal.
 

THE IMPACT OF SAVING MORE

If you are already a saver, you might ask yourself the question "what if I save more"?
 

SAVE OR PAY OFF DEBT

You might want to consider whether you are better off using the money you have in savings to pay down debt.
 

BALANCE YOUR CHECKING ACCOUNT

Balance your checkbook quickly and easily.
 

Related Content
Practice better money habits
Practicing Better Money Habits: Spending Tips for a Balanced Financial Life
Budgeting Tips, Money Smarts, Financial Freedom
Changing your habits can be tricky, and money habits are no exception. Find out how to practice better money habits, so you can start working toward the financial life you want.
Read More 
Couple looking at computer
PROTECTING YOURSELF AGAINST SCAMS: NOW AND ALWAYS
Money Smarts, Fraud, Protecting Your Finances
Fraudsters are working overtime to find new ways to steal from you. Stop them in their tracks with the following tips.
Read More 
Money smarts with Kim
Kim Money Smarts Q&A June 2017: Budgeting
Budgeting, Money Smarts, Ask Kim
Okay, savvy savers, this month, we’re featuring a Q&A from our very own CEO and President Kim Sponem! This month, Kim is talking about budgeting, providing her expertise and general know-how after leading Summit for nearly 20 years.

Keep reading to get some lessons from our leader to help you move forward on your path to owning it!
Read More 
Summit Financial Advisors
Avoid These Life Insurance Missteps
SFA, Insurance, Money Smarts
Are you about to buy life insurance? Shop carefully. Make your choice with insight from an insurance professional, as it may help you avoid some of these all-too-common missteps.Are you about to buy life insurance? Shop carefully. Make your choice with insight from an insurance professional, as it may help you avoid some of these all-too-common missteps.
Read More