summit-bracket2 bracket2 atm-outline location-pin-outline location-pin-filled atm-filled calendar2 bracket google-play[2] app-store summit-location-pin-lg code lock user worksheets phone print programs open pdf checkmark-form close-x close download checkmark-chart checklists blog-tools social-facebook social-google-plus social-pinterest LInkedIn-2C-128px-R instagram-rainbow social-twitter social-youtube ehl calendar calculators bracket22 checkmark email text-area-corner external-link success error information warning calendar-add-event auto-rates mortgage-rates home-equity new-certificates ncua summit-logo-itmoi arrow-left arrow-right checkmark2 summit-logo-white summit-bracket silhouette arrow-down arrow-up auto-rates2 blog calculators2 call ehl2 home-equity2 itmoi locate mortgage-rates2 new-certificates2 programs2 search summit-location-pin-sm tools clock

Access, security and great rates.
You really can have it all.

Enjoy the perfect blend of higher rates and access to your cash. Call or come in to open your account.

     

Ultimate Money Market Account

Have a larger pool of money you want to make the most of? Take things to the Ultimate.

  • The more you save. The more you earn.
  • Easy access to your money – you can even write a limited number of checks each month
  • No minimum balance requirements or withdrawal fees
  • Plus, your money is insured for up to $250,000

 


Money Market Plus Account

Enjoy dividend levels that let you make the most of your money.

  • No minimum balance requirement or withdrawal fees
  • Access to your cash whenever you need it – you can even write a limited number of checks each month
  • Plus, your money is insured for up to $250,000

 

Ultimate Money Market Account Rates
Rates Effective September 19, 2021
Schedule Appointment
Minimum Balance to Earn APY1 Dividend Rate APY
$200,000 0.22% 0.22%
$150,000 0.17% 0.17%
$100,000 0.16% 0.16%
$75,000 0.12% 0.12%
$50,000 0.10% 0.10%
$0 0.00% 0.00%
Money Market Plus Account Rates
Rates Effective September 19, 2021
Schedule Appointment
Minimum Balance to Earn APY1 Dividend Rate APY
$100,000 0.13% 0.13%
$50,000 0.10% 0.10%
$25,000 0.08% 0.08%
$10,000 0.07% 0.07%
$2,500 0.04% 0.04%
$0 0.02% 0.02%
 
Tools & Resources
Calculators
Worksheets
Checklists

THE BENEFITS OF COMPOUNDING

How interest is calculated can have a great impact on the interest earned by your account and how your savings grow.
 

WHAT WILL MY SAVINGS BE WORTH?

Find out what your savings could be worth in the future.
 

SAVE TOWARDS A GOAL

Calculate exactly what it will take to reach your savings goal.
 

THE IMPACT OF SAVING MORE

If you are already a saver, you might ask yourself the question "what if I save more"?
 

SAVE OR PAY OFF DEBT

You might want to consider whether you are better off using the money you have in savings to pay down debt.
 

BALANCE YOUR CHECKING ACCOUNT

Balance your checkbook quickly and easily.
 

Related Content
Financial Advisor at Any Stage of Life
Why Having a Financial Coach Helps at Any Stage
Money Smarts, Financial Freedom, Retirement
Whether you’re looking to save, spend or invest, Summit financial coaches are here to help. See what you could accomplish with a little extra support from our experts
Read More 
Woman smiling while driving with passenger looking at her from the front seat.
How to Save Money When Buying Your Next Car
Car Loan, Money Smarts, Auto
Buying a car is a big purchase, but if you play your cards right, you can get a good deal. Learn how to save money at every step of the car buying process.
Read More 
Young woman lying on a sofa with tablet looking at her credit card.
5 Most Common Financial Mistakes & How to Overcome Them
Money Smarts, Financial Freedom, Saving Tips
We all make mistakes when it comes to managing money. Find out five common financial mistakes people make and how you can overcome them.
Read More 
Woman writes on whiteboard calendar mounted to wall.
1 Week Challenge: How to Save More Money & Own Your Life
Money Smarts, Budgeting Tips, Goals
Wondering how to improve your finances? Take our one-week money saving challenge and be on your way to a brighter financial future. #MoneySmartsChallenge
Read More