
Savings
Build wealth for you, and for the people and goals you care about most. We can help you find money in your budget to set aside (even auto-save!), and the perfect, safe spots to put it. We have plenty of them.
You're Not Just Saving. You're Building Comfort and Security.

Primary Savings Account
With a Primary Savings account, you can take your money out whenever you want.
- All it takes to open an account is a $5 deposit
- You’re eligible to earn dividends with a balance of $25 or more
- Enjoy access to your money whenever you want
- There are no monthly fees or minimum balance charges
Savings Accounts
Account Type | Minimum Balance to Earn APY | Dividend Rate | Annual Percentage Yield |
---|---|---|---|
Savings2 | $25 | 0.03% | 0.03% |
2nd Savings | $25 | 0.03% | 0.03% |
Holiday Savings | $25 | 0.03% | 0.03% |

Secondary Savings Account
- All it takes to open an account is a $5 deposit
- You’re eligible to earn dividends with a balance of $25 or more
- Enjoy access to your money whenever you want
- There are no monthly fees or minimum balance charges

GoSave Account
Have a little more money to tuck away – and want an incentive to make regular deposits? A Summit GoSave account may be a great fit for you:
- Earn higher interest than with most regular savings accounts
- Access your money with one free withdrawal a month
- Open an account with just $100 and make at least one electronic deposit a month
GoSave Account
Minimum Balance to Earn APY | Dividend Rate | Annual Percentage Yield |
---|---|---|
$25 | 0.07% | 0.07% |
$1,000 | 0.05% | 0.05% |
$10,000 | 0.03% | 0.03% |

Holiday Savings Account
Tuck away a little money each month and you’ll be all set when it’s time for a special occasion – like a birthday or wedding.
- All it takes to open a savings account is a $5 deposit
- You’re eligible to earn dividends with a balance of $25 or more
- There are no monthly fees or minimum balance charges
- Enjoy access to your money whenever you want

Health Savings Account
Looking for a better way to manage your healthcare costs? Health Savings Accounts (HSAs) are a tax-free tool to help pay today’s expenses and save for tomorrow.
- Contributions are tax-deductible or pre-tax (with payroll deduction)
- Interest earned and withdrawals are tax-free
- Account balance can roll over from one year to the next with no “use it or lose it” penalty
- HSAs belong to you – and stay with you if you switch employers or retire
Health Savings Account
Minimum Balance to Earn APY | Dividend Rate | Annual Percentage Yield |
---|---|---|
$0 | 0.05% | 0.05% |
$2,500 | 0.07% | 0.07% |
$5,000 | 0.09% | 0.09% |
$10,000 | 0.10% | 0.10% |