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5 Tips to Reduce Financial Stress

While it’s nice to know you’re not alone as you toss and turn the night away, wouldn’t it be nicer to stop worrying? You’d lower your stress – which can affect your physical and emotional health in a whole host of ways –and enjoy life more. And there’s no better time to put yourself on a path to stressing less.

Here are five tips that can help:

1. Make a list of the money-related issues you worry about most.

It might seem like putting your concerns down on paper will make you feel even more worried, but there’s actually lots of research to show the benefits of capturing your thoughts. You have to know what’s causing you stress before you can figure out how to deal with it. And sometimes just seeing a worry in print can make it feel more manageable.

2. Evaluate your current financial situation.

Take a look at each of the areas you’re concerned about and decide if your worries are justified. First, estimate the cost of whatever you’re looking to fund (e.g., college, retirement, wiping out your credit card debt) using the we offer. Then list the assets you currently have set aside to cover each area and get a handle on the gap between your expenses and resources.

3. Ask for help.

Feel like you can close the gap on your own? Good for you and get cracking! Need some strategies and advice? Summit is here to help. Our financial experts and loan officers are happy to set up a free, no-obligation appointment. today.

4. Make realistic changes – and keep on keepin’ on!

Whether you come up with a game plan on your own or have some help, make sure it includes a manageable to-do list. You can’t solve all your financial problems overnight, so don’t set yourself up to fail. And don’t be too hard on yourself when you have setbacks. There’s going to be a month when you can’t put aside as much money as you hoped to, or splurge on something you shouldn’t. Don’t wallow – move on!

5. Own your money!

Sure, it’s the Summit tag line, but it’s there for a reason. Feeling confident about your ability to manage your finances – and handle whatever life throws your way – will go a long way toward relieving stress. You can do it and Summit’s here to help.Try it and see how much better and healthier you feel!Smart money tips brought to you by , Summit’s exclusive financial wellness program. You might also be interested in Spring is here-ish and it’s time to open the windows and tackle our springtime to-do lists. And as long as you’re on a roll, why not turn a little of that... Is “your baby” about to leave home? Whether that has you mooning over their old first day of school photos or plotting how to repurpose their bedroom (or... Wow, season 16 of Project Money has already wrapped up – time really does fly when you’re making smart money moves! Our four teams spent seven months dedicated... Whatever the reason or the season, planning your next vacation could be weighing on your mind. According to an article in LearnVe$t, an organization committed... Ever wanted to create a trust fund but not sure where to start? Well, we have your back! We’ll break down the different decisions you’ll need to make when... The Help You Need to Get to "Yes" on a Future Loan or Credit Card Have you been turned down for a loan? Or are you worried past money issues might stop... Whew – what a journey! has officially come to a close, and these four teams have been impressive. And they’re leaving this program with less debt, more... The holidays can be such a magical season! Time with family and friends. Celebrating old traditions and making new memories. Taste testing each and every... Keep the ho-ho-ho in your holidays with six savvy spending tips. The holiday season is almost here! Hooray! But is your excitement mixed with anxiety when...
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