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How To Get A Better Handle On Your Finances

February 15, 2017 What if you knew how much money you were spending and saving—not just once in a while, but every day? How would your life be different if you knew exactly how much you owed and how much money you had? Would you make better decisions if you knew exactly when money was coming in and going out? Would you have a better shot at achieving your financial goals? Lucky for you, Summit has something that will help you do all that and more. . The online tool that puts you in control. Climbr helps you see where you’re at today and how you can get to where you want to be tomorrow. Here are just a few of the things you can do with Summit's Climbr:
  • Budget lets you organize any of the customized transactions you enter into the system. And you can set up and monitor Spending Targets each month.
  • Cashflow is an easy way to track and manage regular income and bills.
  • Goals makes it simple to set financial targets. Pick a goal from Climbr’s suggested list or create your own. Plus, you get to pick how much you need to set aside to achieve the goal, which account to pull the funds from, how to allocate the money and the timeline for hitting your goal.
Best of all—you can enter all your accounts into Climbr, not just those you have with Summit Credit Union. Summit's Climbr is easy to set up. ! Want to get the most out of Climbr? Take the Next Level challenge! You’ve entered your accounts and set your goals. Now let’s ramp things up!
  • Take concrete steps to achieve your goals. Say you want to pay $100 more than the minimum balance on your credit card next month. Don’t assume that $100 will just appear: Make it happen! For instance, commit to two crock pot meals each week to avoid take-out for the month or get a movie from the library instead of heading to the theater every Friday.
  • Get your family and friends on board. This is especially important if you’re working from the same pool of money. If you’re not talking to each other and sharing goals and strategies, a family member could see the “extra” money in an account and think “Oooh, money to buy that phone I’ve had my eye on!” Keep the lines of communication open, discuss and prioritize goals and make sure that everyone who’s spending the money is keeping an eye on where it’s going and when.
​****Ready to own your financial future? Summit and —are here to help! You might also be interested in Financial success isn’t how much money you have — it’s feeling good about what you’re doing with the money you have. Here are some tips on how to prioritize your debts and bills, negotiate with creditors and get your late payments back on solid ground. Even in these challenging times, there's  whole lot of good happening! At Summit, we've always believed financial success happens together and that's been truer than ever this past month. Here's what "together" has meant for our community. Navigating finances after college is hard, but you can take it one lesson at a time. Get tips for managing money and paying off student debt after graduation. Navigating finances after college is hard, but you can take it one lesson at a time. Get tips for managing money and paying off student debt after graduation. If you’re not sure if something is a scam, it’s ALWAYS better to act like it could be! Fraudsters are always coming up with creative new ways to steal from you and quick to take advantage of a crisis. Here are some of the most popular recent scams to watch for. With a little planning, you may be able to actually save a little money during the holidays. Check out these tips to keep costs down without missing out on the holiday fun. Some scams go right for your money; others try to get you to part with personal information – like account numbers, Social Security numbers, passwords, and personal identification numbers (PINs). Find out what you should look for and how to protect yourself. The holidays can be stressful & that’s why it’s important to prioritize your self-care. Use these tips to reduce stress without draining your bank account. Your home is your castle, your refuge and—let’s face it—a place where it can be very easy to sink a big chunk of money. Which is why you’re always on the lookout for “sweet spots”:  those home improvements that add comfort, safety or a little zing of style while you’re living in your house and will boost the asking price when it’s time to sell. And if you can find a way to save money on those improvements or cut home expenses at the same time, well that sweet spot just got a little sweeter! Featured Products Certificates Checking Accounts Home Equity Loans Home Loans Business Banking Certificates Checking Accounts Home Equity Loans Home Loans Business Banking Financial Education Upcoming Events Programs Tools & Calculators On-demand Webinars Podcasts Upcoming Events Programs Tools & Calculators On-demand Webinars Podcasts About Equity in Money™ About Summit Careers News Community Giving Equity in Money™ About Summit Careers News Community Giving Help & Support Contact Us Member Support Center Schedule an Appointment Find a Branch Contact Us Member Support Center Schedule an Appointment Find a Branch Please read the following before proceeding to: The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. NCUA Insurance Estimator Privacy, Security & Accessibility Rates, Fees, Terms & Disclosures Routing Number *  The Wisconsin's #1 Mortgage Lender designation is based on the number of loans in 2022, gathered from the Home Mortgage Disclosure Act data compiled annually by the Consumer Financial Protection Bureau. The results of the data were obtained through the LEI: 254900NTAC4H10MGSU23 **  SBA Lender of the Year Award for Credit Unions as awarded by the Small Business Administration of Wisconsin in 2023. Copyright 2024 © Summit Credit Union. All rights reserved. If you are using a screen reader and are having problems using this website, please call 608-243-5000 for assistance. Insured by NCUA