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How Summit's Climbr Can Help You Save More

January 30, 2018 Saving money is one of those things that most of us plan to get around to. But then, life happens and before you know it another month has gone by and the balance in your savings account hasn’t gone up while the balance on your credit card has. Don’t give yourself a hard time. And don’t give up. Instead, make this one important change: Start using .

Just what is Summit's Climbr?

Climbr is our free online personal financial management tool that lets you track how you’re spending and saving your money. You can use Climbr to do all this:
  • Create a budget. Choose your spending categories and specify how much you want to spend in each one, each month.
  • Monitor your spending. It’s really easy to lose track of your spending — especially those little things like coffees and lunches out that can add up fast and put a real dent in your finances. Climbr uses handy color-coded graphics that quickly convey whether you’re good to go — or near spending limit.
  • Set goals. Climbr lets you pick the goals that matter to you and even helps you figure out how to make them happen.
  • Get alerts. Don’t forget to pay a bill or accidentally overdraw your account. Climbr’s transaction alerts help keep you on track.

Why do you need Climbr?

Because having information at your fingertips can help you make informed decisions and change your behavior. We’ve proven this over the last 15 seasons of our program where contestants are challenged to transform their finances over a 7-month period by building a solid budget and working to increase their savings and decrease their debt.  One of the most powerful steps they start with to get their money lives in order: tracking their spending and knowing where every penny is going. Climbr offers the added benefit of tracking spending in real time through our mobile app and on your hand held device, giving you the information you need right now to make informed choices before making purchases or other financial decisions. In short, Climbr gives you the info you need to make better decisions! Go ahead and . You might also be interested in Q: Our daughter was just born. What should we be thinking about financially? A: Your question around what to think about money-wise shows great parental wisdom. A good start is to envision what you hope she will feel in her own relationship with money in her lifetime. No one wants their kids to be fearful or ill-equipped to handle their money, but we need to envision what we do want for them if we want them to be successful. Picture your daughter responsibly handling money with comfort, contentment, enjoyment and confidence, and take actions to help her make that happen. Financial success isn’t how much money you have — it’s feeling good about what you’re doing with the money you have. It’s not every day that someone gives you hundreds, or maybe even thousands, of dollars for (seemingly) no reason. That’s what makes getting a tax return so exciting. So before that much-anticipated check arrives, stop and consider what you should do with your tax refund, as well as what you want to do. With a little planning, you may be able to actually save a little money during the holidays. Check out these tips to keep costs down without missing out on the holiday fun. Caring for your furry friends can add up! Learn how to manage the costs of owning a pet & unwanted expenses without compromising on quality for your animal. As you prepare for this new chapter of your life as a parent, make sure you are saving to cover the costs of having a baby with our financial planning checklist. Wondering how to improve your finances? Take our one-week money saving challenge and be on your way to a brighter financial future. #MoneySmartsChallenge Using less energy is good for the environment and it can help you save money on your monthly bills. Try these tips to reduce your energy use around the house. You’ve got a savings account. Good for you! But have you ever stopped to wonder if you have the right savings account? Featured Products Certificates Checking Accounts Home Equity Loans Home Loans Business Banking Certificates Checking Accounts Home Equity Loans Home Loans Business Banking Financial Education Upcoming Events Programs Tools & Calculators On-demand Webinars Podcasts Upcoming Events Programs Tools & Calculators On-demand Webinars Podcasts About Equity in Money™ About Summit Careers News Community Giving Equity in Money™ About Summit Careers News Community Giving Help & Support Contact Us Member Support Center Schedule an Appointment Find a Branch Contact Us Member Support Center Schedule an Appointment Find a Branch Please read the following before proceeding to: The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. NCUA Insurance Estimator Privacy, Security & Accessibility Rates, Fees, Terms & Disclosures Routing Number *  The Wisconsin's #1 Mortgage Lender designation is based on the number of loans in 2022, gathered from the Home Mortgage Disclosure Act data compiled annually by the Consumer Financial Protection Bureau. The results of the data were obtained through the LEI: 254900NTAC4H10MGSU23 **  SBA Lender of the Year Award for Credit Unions as awarded by the Small Business Administration of Wisconsin in 2023. Copyright 2024 © Summit Credit Union. All rights reserved. If you are using a screen reader and are having problems using this website, please call 608-243-5000 for assistance. Insured by NCUA