summit-bracket2 bracket2 atm-outline location-pin-outline location-pin-filled atm-filled calendar2 bracket google-play[2] app-store summit-location-pin-lg code lock user worksheets phone print programs open pdf checkmark-form close-x close download checkmark-chart checklists blog-tools social-facebook social-google-plus social-pinterest social-twitter social-youtube ehl calendar calculators bracket22 checkmark email text-area-corner external-link success error information warning calendar-add-event auto-rates mortgage-rates home-equity new-certificates ncua summit-logo-itmoi arrow-left arrow-right checkmark2 summit-logo-white summit-bracket silhouette arrow-down arrow-up auto-rates2 blog calculators2 call ehl2 home-equity2 itmoi locate mortgage-rates2 new-certificates2 programs2 search summit-location-pin-sm tools clock


Test driving your car payments before you shop? Smart.
Taking a 90-day break from paying them? Look at you go!

Enjoy three payment free months with Summit's 90-day no payment option* when you get an auto loan by December 31.
Plus, members with a Summit auto loan save an average of $299 a year.**

The sooner you get in the driver's seat the better.

It always pays to do your research, make a few decisions and figure out your financing before you set out to strike a deal on a new set of wheels. So let's talk about your next car and check out our rates, together.

     
  1. NEW AND USED AUTO LOANS

    Never underestimate the power of financing to help keep your car payments on the easy side - and save you money in the long run. We can approve your new (or new-to-you) car, truck or motorcycle loan in minutes.

  2. FREE, FAST PREAPPROVAL

    Preapproval is quick, easy, and free. Hit the car lot ready to buy and prepared to save with a great rate.

  3. Free, auto buying resources

    Save time and money by getting a jump on your next vehicle purchase. Take advantage of these valuable resources offered exclusively for Summit members, and find the right car at the right price.

    Get started

  4. EXCLUSIVE MEMBER AUTO SAVINGS

    Get a 0.25% rate discount with automatic payments and a Summit checking account and optional auto insurance discounts through TruStage Insurance - all because you're a Summit member!



Refinance Your Current Loan and Save

Want to know how much you can save on your current loan by refinancing with Summit? We have lots of options for you to refinance your recreational vehicle loan from another lender and save!

Calculate your payment

apply
FEATURED AUTO RATES
Apply
NEW CARS AS LOW AS 3.79% APR
Up To 24 Months
USED CARS AS LOW AS 4.24% APR
Up To 48 Months

NEW AUTO LOAN RATES

Auto & Motorcycle Loans — 2018 to 2019
Rates Effective November 21, 2018

Enter your loan amount to calculate

your estimated monthly payment below

Term (up to) APR (as low as) Monthly Payment
24 Months 3.79% $43.40
36 Months 3.79% $29.49
48 Months 3.79% $22.52
60 Months 3.99% $18.45
72 Months 4.39% $15.86
84 Months* 5.35% $14.34

used AUTO LOAN RATES

Auto & Motorcycle Loans — 2007 to 2017
Rates Effective November 21, 2018

Enter your loan amount to calculate

your estimated monthly payment below

Term (up to) APR (as low as) Monthly Payment
24 Months 4.04% $43.52
36 Months 4.04% $29.60
48 Months 4.24% $22.73
60 Months 4.54% $18.70
72 Months 5.60% $16.43
Auto & Motorcycle Loans — 2006 and Older
Rates Effective November 21, 2018

Enter your loan amount to calculate

your estimated monthly payment below

Term (up to) APR (as low as) Monthly Payment
24 Months 9.75% $46.21
36 months 9.75% $32.28
48 Months 10.00% $25.47
60 Months 10.25% $21.47
Frequently Asked Questions