Test driving your car payments before you shop? Smart.
Taking a 90-day break from paying them? Look at you go!
Enjoy three payment free months with Summit's 90-day no payment option* when you get an auto loan by December 31.
Plus, members with a Summit auto loan save an average of $299 a year.**
The sooner you get in the driver's seat the better.
It always pays to do your research, make a few decisions and figure out your financing before you set out to strike a deal on a new set of wheels. So let's talk about your next car and check out our rates, together.
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NEW AND USED AUTO LOANS
Never underestimate the power of financing to help keep your car payments on the easy side - and save you money in the long run. We can approve your new (or new-to-you) car, truck or motorcycle loan in minutes.
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FREE, FAST PREAPPROVAL
Preapproval is quick, easy, and free. Hit the car lot ready to buy and prepared to save with a great rate.
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Free, auto buying resources
Save time and money by getting a jump on your next vehicle purchase. Take advantage of these valuable resources offered exclusively for Summit members, and find the right car at the right price.
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EXCLUSIVE MEMBER AUTO SAVINGS
Get a 0.25% rate discount with automatic payments and a Summit checking account and optional auto insurance discounts through TruStage Insurance - all because you're a Summit member!
Refinance Your Current Loan and Save
Want to know how much you can save on your current loan by refinancing with Summit? We have lots of options for you to refinance your recreational vehicle loan from another lender and save!
applyNEW AUTO LOAN RATES
Enter your loan amount to calculate
your estimated monthly payment below
| Term (up to) | APR (as low as) | Monthly Payment | |
| 24 Months | 3.79% | $43.40 |
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| 36 Months | 3.79% | $29.49 |
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| 48 Months | 3.79% | $22.52 |
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| 60 Months | 3.99% | $18.45 |
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| 72 Months | 4.39% | $15.86 |
|
| 84 Months* | 5.35% | $14.34 |
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used AUTO LOAN RATES
Enter your loan amount to calculate
your estimated monthly payment below
| Term (up to) | APR (as low as) | Monthly Payment | |
| 24 Months | 4.04% | $43.52 |
|
| 36 Months | 4.04% | $29.60 |
|
| 48 Months | 4.24% | $22.73 |
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| 60 Months | 4.54% | $18.70 |
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| 72 Months | 5.60% | $16.43 |
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Enter your loan amount to calculate
your estimated monthly payment below
| Term (up to) | APR (as low as) | Monthly Payment | |
| 24 Months | 9.75% | $46.21 |
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| 36 months | 9.75% | $32.28 |
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| 48 Months | 10.00% | $25.47 |
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| 60 Months | 10.25% | $21.47 |
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