Auto Loans
One of the best car features? Payments that fit your budget so the ride feels smooooth. And knowing those payments ahead makes you a confident buyer at the lot – so that goes smoothly too! That’s why we do free, same-day auto loan preapproval. No surprises, no looking back. (That rearview mirror’s still a cool place to hang stuff.)
New Car Loans
Got your eye on a shiny, new car, truck or motorcycle? Enjoy your new vehicle a little extra with payments and terms kept on the easy side. A quick, free preapproval won’t just help you stay within your budget. The right terms could also save you money in the long-term! Get started online in just minutes.
New Auto & Motorcycle Loans — 2021 to 2023
Find your customized rate options.
Enter your loan amount to calculate
| Term (up to) | Annual Percentage Rate | Monthly Payment |
|---|---|---|
| 24 Months | 4.99% | $43.95 |
| 36 Months | 4.99% | $30.03 |
| 48 Months | 5.24% | $23.20 |
| 60 Months | 5.45% | $19.13 |
| 72 Months | 5.70% | $16.47 |
| 84 Months* | 6.40% | $14.84 |
Used Car Loans
Shopping for a reliable, used vehicle with the right financing can be a great way to save money and get the ride you want! Get a free preapproval in minutes to know your budget and monthly payment ahead of time. Then, hit the lot (or the web!) with total confidence as you shop for your new car, truck or motorcycle.
Used Auto & Motorcycle Loans
Find your customized rate options.
Enter your loan amount to calculate
| Term (up to) | Annual Percentage Rate | Monthly Payment |
|---|---|---|
| 24 Months | 5.24% | $44.08 |
| 36 Months | 5.24% | $30.15 |
| 48 Months | 5.49% | $23.31 |
| 60 Months | 5.95% | $19.36 |
| 72 Months | 6.35% | $16.79 |
| 24 Months | 6.99% | $44.90 |
| 36 months | 7.15% | $31.04 |
| 48 Months | 7.30% | $24.16 |
| 60 Months | 7.80% | $20.25 |
Free Auto Buying Resources
Save time and money by getting a jump on your next vehicle purchase with tools, like our car buying budget worksheet. Take advantage of all of the valuable resources offered exclusively for Summit members, and find the right car at the right price.
Exclusive Member Auto Savings
Get a 0.25% rate discount with automatic payments and a Summit checking account and optional auto insurance discounts through TruStage Insurance – all because you're a Summit member!
