summit-bracket2 bracket2 atm-outline location-pin-outline location-pin-filled atm-filled calendar2 bracket google-play[2] app-store summit-location-pin-lg code lock user worksheets phone print programs open pdf checkmark-form close-x close download checkmark-chart checklists blog-tools social-facebook social-google-plus social-pinterest LInkedIn-2C-128px-R instagram-rainbow social-twitter social-youtube ehl calendar calculators bracket22 checkmark email text-area-corner external-link success error information warning calendar-add-event auto-rates mortgage-rates home-equity new-certificates ncua summit-logo-itmoi arrow-left arrow-right checkmark2 summit-logo-white summit-bracket silhouette arrow-down arrow-up auto-rates2 blog calculators2 call ehl2 home-equity2 itmoi locate mortgage-rates2 new-certificates2 programs2 search summit-location-pin-sm tools clock

Auto Loans

One of the best car features? Payments that fit your budget so the ride feels smooooth. And knowing those payments ahead makes you a confident buyer at the lot – so that goes smoothly too! That’s why we do free, same-day auto loan preapproval. No surprises, no looking back. (That rearview mirror’s still a cool place to hang stuff.)

90 days. No auto payments. No stress.

Get a great low rate with a 90-day no payment option* and a free preapproval in as little as 10 minutes.

Start with a stress-free purchase to turn your new car into your new happy place.

Family with dog in a new car

New Car Loans

Got your eye on a shiny, new car, truck or motorcycle? Enjoy your new vehicle a little extra with payments and terms kept on the easy side. A quick, free preapproval won’t just help you stay within your budget. The right terms could also save you money in the long-term! Get started online in just minutes.


Apply Now  Meet With Us

New Auto & Motorcycle Loans — 2021 to 2023

Find your customized rate options.

Enter your loan amount to calculate

Term (up to) Annual Percentage Rate Monthly Payment
24 Months 4.99% $43.95
36 Months 4.99% $30.03
48 Months 5.24% $23.20
60 Months 5.45% $19.13
72 Months 5.70% $16.47
84 Months* 6.40% $14.84

Man and woman getting luggage out of the truck

Used Car Loans

Shopping for a reliable, used vehicle with the right financing can be a great way to save money and get the ride you want! Get a free preapproval in minutes to know your budget and monthly payment ahead of time. Then, hit the lot (or the web!) with total confidence as you shop for your new car, truck or motorcycle.


Apply Now  Meet With Us

Used Auto & Motorcycle Loans

Find your customized rate options.

Enter your loan amount to calculate

Filter by model year
Term (up to) Annual Percentage Rate Monthly Payment
24 Months 5.24% $44.08
36 Months 5.24% $30.15
48 Months 5.49% $23.31
60 Months 5.95% $19.36
72 Months 6.35% $16.79
24 Months 6.99% $44.90
36 months 7.15% $31.04
48 Months 7.30% $24.16
60 Months 7.80% $20.25

Free Auto Buying Resources

Save time and money by getting a jump on your next vehicle purchase with tools, like our car buying budget worksheet. Take advantage of all of the valuable resources offered exclusively for Summit members, and find the right car at the right price.

Exclusive Member Auto Savings

Get a 0.25% rate discount with automatic payments and a Summit checking account and optional auto insurance discounts through TruStage Insurance – all because you're a Summit member!

Refinance Your Current Auto Loan and Save

Want to know how much you can save on your current loan by refinancing with Summit? We have lots of options for you to refinance your recreational vehicle loan from another lender and save!