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Home Equity

Your home equity is ready to help you reach all your goals – not just home improvements! Tell us what you’re hoping to achieve, and we’ll discuss how a Home Equity Line of Credit or Home Equity Loan can help.


Top Mortgage Lender in Wisconsin

Use Your Home Equity to Achieve More

Every time you make a mortgage payment, you’re building the equity you have in your home! Let’s see how that money can help pay for all the things you want (or need) to do, like:

  • Fund a home improvement project (or two) that increases your home’s value even more.
  • Save hundreds when you say goodbye to higher interest rates and use your home equity to pay off higher-interest debt.
  • Prepare for unforeseen expenses, like a burst pipe, with a flexible emergency fund.

And as Wisconsin’s #1 Mortgage Lender, we’re here to help you find exactly how your home equity can support your goals – from renovating to establishing an emergency fund and more! Let’s chat about your options.

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Home Equity Line of Credit (HELOC)

A HELOC is a great, flexible option that gives you access to a pool of money and lets you borrow what you need, when you need it.

  • Borrow up to 100% of your home’s equity (maximum loan amounts apply)
  • Get a variable rate as low as prime minus 0.50%²
  • Lock in your balance to a low rate for a term of up to 15 years⁴
  • Get no or low closing costs⁵
  • Forget about annual fees and prepayment penalties
  • Deduct your interest from your taxes (if eligible)⁶
  • Easily access your funds online
  • Use it to cover unexpected costs

Apply Now  Meet With Us


Interest-Only Home Equity Line of Credit (HELOC)

An Interest-Only HELOC is great if you’re looking for a lower, more affordable payment. Payments only include interest accrued on the loan – no principal – during the “draw” or borrowing period.

  • Get ALL the same advantages of a standard HELOC with the same low rate
  • Pay only the interest accrued on the loan since the previous due date, or $50 (whichever’s greater)
  • Make larger payments when you have funds to do so (great if you work on commission or have a seasonal income)

Apply Now  Meet With Us


Home Equity Line of Credit Rates

Find your customized rate options.

Enter your loan amount to calculate

Filter by loan-to-value up to
Term (up to) Annual Percentage Rate Monthly Payment
Variable, Revolving3 8.00% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed 60 Months2 6.99% $19.86
Fixed 120 Months2 7.99% $12.17
Fixed 180 Months2 9.74% $10.64
Variable, Revolving3 8.25% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed 60 Months2 6.99% $19.86
Fixed 120 Months2 7.99% $12.17
Fixed 180 Months2 9.74% $10.64
Variable, Revolving3 9.00% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed 60 Months2 7.99% $20.34
Fixed 120 Months2 8.99% $12.72
Fixed 180 Months2 9.99% $10.80
Variable, Revolving3 11.50% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed 60 Months2 10.98% $21.84
Fixed 120 Months2 12.38% $14.65
Fixed 180 Months2 12.73% $12.55

Home Equity Loan

If you have a project and price tag in mind, a Home Equity Loan lets you take out a set amount and lock in a fixed rate, so you can count on standard monthly payments over your term.

  • Borrow up to 100% of your home’s equity (maximum loan amounts apply)
  • Lock in a great fixed rate and low closing costs
  • Deduct your interest from your taxes (if eligible)⁶
  • Forget about annual fees and prepayment penalties

Apply Now  Meet With Us


Home Equity Loan Fixed Rates

Find your customized rate options.

Enter your loan amount to calculate

Filter:
Term (up to) Annual Percentage Rate Monthly Payment
36 Months 6.99% $30.94
48 Months 6.99% $24.02
60 Months 6.99% $19.86
84 Months 7.74% $15.52
120 Months 7.99% $12.17
180 Months 9.74% $10.64
36 Months 7.99% $31.44
48 Months 7.99% $24.49
60 Months 7.99% $20.34
84 Months 8.74% $16.02
120 Months 8.99% $12.72
180 Months 9.99% $10.80
36 Months 10.98% $32.88
48 Months 10.98% $25.96
60 Months 10.98% $21.84
84 Months 11.38% $17.41
120 Months 12.38% $14.65
180 Months 12.73% $12.55

We Can’t Wait to See What’s Next for You

When it comes to using your home’s value, you might be surprised at everything it can help you accomplish! As Wisconsin’s #1 Mortgage Lender, we’re here to discuss all the possibilities – and find which route is right for you. Check out your options below. Then, schedule a time to chat about your questions!

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