Home Equity
The equity in your home wants you to know it’s here for you – and so are we. Not just for home improvements but for anything (we’re all ears!). Let’s look at how much equity you have and how a home equity loan or line of credit might help with your goals.
Your Home’s Equity Would Do Anything for You
Your Home’s Equity Would Do Anything for You
- Say goodbye to that higher-interest debt
- Take on the kitchen remodel you can't stop thinking about
- Add a home gym (and toss that dusty ab exercise chair)
- Stop putting off those window replacements and roof repairs – save on energy bills, too!
- Make any other big purchase (new car, anyone?) and take advantage of a lower rate
Home Equity Line of Credit (HELOC)
Home Equity Line of Credit (HELOC)
A great option for when you need more flexibility. You have access to a pool of money and only borrow what you need when you need it.
- Borrow up to 100% of your home’s equity (maximum loan amounts apply)
- Get a variable rate as low as prime minus 0.50%2
- Lock in your balance to a low rate for a term of up to 15 years4
- No or low closing costs5
- Forget about annual fees or prepayment penalties
- Deduct your interest from your taxes (if eligible)6
- Use it whenever anything unexpected comes up
- Access your funds easily online
Rates
Find your customized rate options.
Enter your loan amount to calculate
| Term (up to) | Annual Percentage Rate | Monthly Payment |
|---|---|---|
| Variable, Revolving3 | 7.00% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
| Fixed 60 Months2 | 7.00% | $19.86 |
| Fixed 120 Months2 | 8.00% | $12.18 |
| Fixed 180 Months2 | 9.50% | $10.49 |
| 6-Month Fixed Intro Rate4 | 2.99% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
| 6-Month Fixed Intro Rate4 | 2.99% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
| Variable, Revolving3 | 7.25% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
| Fixed 60 Months2 | 7.00% | $19.86 |
| Fixed 120 Months2 | 8.00% | $12.18 |
| Fixed 180 Months2 | 9.50% | $10.49 |
| 6-Month Fixed Intro Rate4 | 3.99% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
| Variable Revolving3 | 8.00% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
| Fixed 60 Months2 | 8.00% | $20.34 |
| Fixed 120 Months2 | 9.00% | $12.72 |
| Fixed 180 Months2 | 10.00% | $10.79 |
| 6-Month Fixed Intro Rate4 | 6.99% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
| Variable, Revolving3 | 10.50% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
| Fixed 60 Months2 | 10.99% | $21.83 |
| Fixed 120 Months2 | 12.39% | $17.27 |
| Fixed 180 Months2 | 12.74% | $12.55 |
Interest-Only Home Equity Line of Credit (HELOC)
Interest-Only Home Equity Line of Credit (HELOC)
A great option for when you’re looking for a lower, more affordable payment. Payments only include interest accrued on the loan – no principal – during the “draw” or borrowing period.
- Get ALL the same advantages of a standard HELOC with the same low rate!
- But enjoy a smaller minimum payment – just interest accrued on the loan since the previous due date, or $50 (whichever’s greater)
- Make larger payments when you have funds to do so (great if you work on commission or seasonal income!)
Home Equity Loan
Home Equity Loan
A great option for when you have a project in mind and know the price tag. You take a set amount of money at a fixed rate and term.
- Borrow up to 100% of your home’s equity (maximum loan amounts apply)
- Get a great, low rate with low closing costs
- Deduct your interest from your taxes (if eligible)6
- Never pay an annual fee or prepayment penalty
Fixed Rates
Find your customized rate options.
Enter your loan amount to calculate
| Term (up to) | Annual Percentage Rate | Monthly Payment |
|---|---|---|
| 36 Months | 7.00% | $30.96 |
| 48 Months | 7.00% | $24.01 |
| 60 Months | 7.00% | $19.86 |
| 84 Months | 7.50% | $15.39 |
| 120 Months | 8.00% | $12.18 |
| 180 Months | 9.50% | $10.49 |
| 36 Months | 8.00% | $31.44 |
| 48 Months | 8.00% | $24.49 |
| 60 Months | 8.00% | $20.34 |
| 84 Months | 8.50% | $15.90 |
| 120 Months | 9.00% | $12.72 |
| 180 Months | 10.00% | $10.79 |
| 36 Months | 10.99% | $32.87 |
| 48 Months | 10.99% | $25.95 |
| 60 Months | 10.99% | $21.83 |
| 84 Months | 11.14% | $17.27 |
| 120 Months | 12.39% | $14.65 |
| 180 Months | 12.74% | $12.55 |
