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mortgage down payment options as low as 3%1

Home Purchase Bonus

$500 OFF CLOSING COSTS2

First-time Homebuyer Bonus

$1,000 OFF CLOSING COSTS3

#1 Mortgage Lender in Wisconsin

Helping You Reach Your Home Loan Goals

Financing a home isn’t something you do every day – but, hey, when it’s your moment, it’s your moment! And we’re here to help you achieve your home loan goals with confidence.

It’s fast, easy and hassle-free with:

  • Summit has great rates, friendly local service and flexible rate-lock options.
  • You can connect with a Summit Mortgage Loan Officer within one business day. 
  • Still getting ready? Meet with us and let us coach you on saving for a down payment, boosting your credit score or taking advantage of special homebuying programs.

In the meantime, you can learn a lot about the kind of mortgage that’s right for your goals, right here.

What Can We Help You With?

 

Buying A Home

This will be fun! The best way to start is by seeing what’s possible. Once you find out what you can afford, your potential monthly payment and the right term, then you’re ready to get rolling. 

Options & Rates Preapproval

Woman and child cooking in a kitchen

Start With A Free Preapproval

It’s the best first step, whether you’re buying for the first time or are already familiar with the process. Because when you get a preapproval on your loan, you have the green light to go up to a maximum purchase price – and you have extra credibility on your offer to purchase. You just need:

     
  1. A government-issued ID

  2. Your most recent 30 days of pay stubs and two years of W-2s

  3. Your statement or account numbers for all bank accounts and loan balances


 

Refinancing

It’s good to check whether your current mortgage still makes sense or if it’s time to refinance. See if you could save big in the long term or free up some money in the meantime with either an Express or Traditional Mortgage Refinance.

See Your Options Check Rates

Outside of a home at dusk

 

Home Equity

Whether it’s a loan or a line of credit, borrowing some of your equity back is a smart way to do more with your money – hello, home improvements! Imagine what you could check off the to-do list.

See Your Options Check Rates

The interior of a remodeled bathroom

 

Second & Vacation Homes

Your home away from home deserves a payment plan that’s just as cozy – and we have a variety of options on both fixed-rate and adjustable-rate mortgages.

See Your Options Check Rates

Exterior of a log cabin house

 

Construction & Land Loans

The right loan for your land is something you’ll really be able to build on.

See Your Options

The basic structure of a home being built

 

Investment Properties

We have the rates, terms and loan amounts to match your vision for getting the most out of your investment.

See Your Options

Exterior of multi-family duplex

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Talk To a Mortgage Loan Officer

With the great rates you need to start, online mortgage loan status updates throughout the process and local servicing for the life of your loan, Summit is here for you every step of the way. Our mortgage loan officers are ready to connect whenever you are!

Connect With a Mortgage Loan Officer

Here's What Your Neighbors Are Saying

More people in Southern Wisconsin choose Summit for their home loans – and are very happy they did. Which makes us happy too. Just so you know what to expect when you choose us for your mortgage.

"Mary did a great job of answering our questions and keeping us informed throughout this process. She also went above and beyond to help us obtain the best available rate."

- Summit Member

"It was great! Even though we never met in person he was awesome to work with! Thank you, Adam!! I have told other friends you need to go through Summit!"

- Summit Member

"Speedy response and very knowledgeable. Felt taken care of every step of the way."

- Summit Member