Discover the fast, affordable and hassle-free Summit difference
- Lock your rate when you choose – at the time you apply or up to seven days before closing
- Get online mortgage loan status updates throughout the process
- Great rates, local servicing and so much more!
Your mortgage loan officer will connect with you in one business day!
We get that your Dream is to buy a Home, not a mortgage.
We get that your Dream is to buy a Home, not a mortgage.
Still, when all is said and done, you'll want both to fit your budget, your lifestyle and your plans for the foreseeable future. You can view mortgage rates and calculate estimated monthly payments. So whether it’s your first home, dream home or a refinance of your current home – let’s talk about it, together.
get a mortgage with a down payment as low as 3%^
Summit is here to help you make homebuying process easy with low down payment options and $500 off closing costs!^^
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The right home loan
We'll help you choose from a variety of mortgage rates and terms, based on your finances and how long you plan to stay in your home.
Learn more about our home loans -
Flexible meeting hours
Our mortgage loan officers are available to meet when it’s most convenient for you. If an early morning, evening or weekend meeting is what you need, we’ll make it happen.
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Online status updates
You can check the status of your home loan online anytime. And with the exception of the actual closing of the loan, all your paperwork can be completed online. Convenient, right? But if you need help along the way, let us know.
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Local servicing of mortgages
Throughout the life of the home loan, if you ever have a question about your mortgage, you can always call or come into Summit for help.
FIRST-TIME Homebuyer GUIDE
Buying your first home is a big deal, financially and emotionally. Naturally, you want to avoid any rookie mistakes. Okay, breathe. We’ll help you walk through this unfamiliar territory one step at a time. We’ve got your back and your backyard.
| TYPE AND TERM | RATE | Annual Percentage Rate |
|
30 Year Fixed |
3.000% | 3.067% |
|
15 Year Fixed |
2.500% | 2.621% |
|
10/1 ARM** |
3.375% | 3.190% |
|
7/1 ARM** |
3.250% | 3.068% |
|
5/1 ARM** |
2.500% | 2.816% |
|
3/3 ARM** |
3.000% | 2.991% |
|
3/1 ARM** |
3.000% | 2.942% |
|
1/1 ARM** |
3.000% | 2.925% |
|
30Yr No/Low Cost* |
3.250% | 3.318% |
|
20 Year Fixed |
2.875% | 2.969% |
Enter your loan amount to calculate
your estimated monthly payment below
| TYPE AND TERM | Annual Percentage Rate | Monthly Payment | |
| 8 Year Fixed | 2.625% | $11.58 |
|
| 12 Year Fixed | 2.750% | $8.18 |
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MORTGAGE STATUS UPDATES
Check the status of your mortgage application or upload requested documents online anytime.
Back in the ‘80s, there was a hit song titled, “The Future’s So Bright, I Gotta Wear Shades.” When you think ahead to your retirement, does that phrase come to mind? It could.