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Buying a Home

Ready to take the next step to building your wealth? Whether this mortgage is your first or your next, Wisconsin’s #1 Mortgage Lender will be with you every step of the way.

More to Celebrate When Buying Your New Home

Save on Closing Costs with Our Homebuyer Bonuses!

We're as excited as you are to get you into your new home! And these closing cost bonuses are our way of saying thanks for letting us help you through the process.

  • First-Time Homebuyer Bonus: $1,200 Off Closing Costs²
  • Home Purchase Bonus: $700 Off Closing Costs³

Top Mortgage Lender in Wisconsin

Feel at Home with Wisconsin’s #1 Mortgage Lender

After closing over 15,000 home loans in the last year, we know exactly how to help you enjoy that “I’m buying a new house!” feeling. Make decisions easily and with confidence when you partner with Wisconsin’s #1 Mortgage Lender. Plus, get support every step of the way with:

  • Free, 15-minute mortgage preapproval1
  • Rate lock up to 7 days before closing
  • Response from a Mortgage Loan Officer in less than a day
  • Local support at every step of the process
  • In-person or online meetings to answer your questions
  • Easy-to-access digital resources, like homebuying how-to videos and more

Meet With Us    Get a Preapproval

Fixed-Rate Mortgage

A Fixed-Rate Mortgage gives you rates and monthly payments that stay the same over the term of your entire loan.

If you’re expecting to stay in the same house for a longer period or are drawn to the idea of consistent payments, this option lets you choose terms ranging from 10 to 30 years.

Explore This Option  Meet With Us

Adjustable-Rate Mortgage

With an Adjustable-Rate Mortgage (ARM), your interest rate can change over the course of your loan after locking in a low payment for an initial term of 3 to 15 years.

If you’re expecting your income to increase down the road or planning to stay in your home for just a few years, this option lets you enjoy a more affordable payment early on.

Explore This Option  Meet With Us

Adjustable-Rate Mortgage Numbers: How They Work

The first number refers to your initial term, or how many years your initial rate is fixed. The second reflects how often your rate adjusts after the initial term.

  • For a 7/1 ARM, you’d have a fixed rate for the first seven years. Then, your rate and payment could change once a year after.
  • For a 15/15 ARM, you’d have a fixed rate for the first 15 years. Then, your rate and payment could change but last another 15 years – the rest of the loan term!

Got more questions? No problem. Let’s talk and find the mortgage that’s right for you!

Meet With Us


Mortgage Rates

Type and Term Rate Annual Percentage Rate

15 Year Fixed**

6.875% 6.987%

15/15 ARM**

7.625% 7.160%

30 Year Fixed**

7.125% 7.234%

3/1 ARM**

6.375% 7.659%

20 Year Fixed**

6.875% 7.014%

10 Year Fixed**

6.500% 6.653%

10/1 ARM**

7.375% 7.663%

7/1 ARM**

7.000% 7.593%

5/1 ARM**

6.750% 7.609%

Why Start With a Free, 15-Minute1 Preapproval?

Know exactly what you can afford and feel confident in your homebuying decisions. Plus, that extra knowledge makes you a more credible buyer, letting sellers know you have the financing available to make your purchase. To get started, you just need:

  1. A government-issued ID

  2. Your most recent 30 days of pay stubs and two years of W-2s

  3. Your statement or account numbers for all bank accounts and loan balances

Our Mortgage Loan Officers Are Always Here to Help

Within one day of receiving your application, we'll give an update on your preapproval, answer your questions or provide other info to keep things moving! Once your mortgage is set, we can help with other homeownership needs, like setting up your monthly payments or securing a Home Equity Line of Credit for unexpected costs. You can visit our Mortgage Guidance page in the meantime for other helpful resources. Or schedule a time to chat with us!

Get Started with the Credit Union That Does More for You


Already Applied? Check the Status of Your Mortgage

Check the status of your mortgage application or upload requested documents online anytime.

Other Options to Make Your Home Work for You

Second or Vacation Home Loan
Start Your Next Chapter

Our stress-free preapproval process makes it even easier to enjoy that home away from home, whether it’s up north or somewhere warmer.

Construction Loan
Build Exactly What You Want

Let’s make your home plans happen – even if that means starting from the ground up! Learn more about financing with a construction, lot or land loan.

HELOC & Home Equity Loan
Get More Out of Your Property

You’ve put in work to build your home’s equity, and you deserve to cash in on that increased value! Learn how with a HELOC or Home Equity Loan.