
Buying a Home
Ready to take the #1 wealth-building step by owning a home? Work with the #1 Mortgage Lender in Wisconsin! We've done this home loan thing a time or two – actually 15,000 in the last year. So whether it's your first home or your next home, we'll walk you through so it's easy and you know what to expect, right down to the payments you can afford.
Get Your Home Loan With Confidence. (Not Stress.)
Here are some ways we keep things stress-free:
- Lock your rate when you choose – at the time you apply or up to seven days before closing
- Stay in the loop with loan status updates at every step – and ask us questions anytime!
- Make it easy with great rates and local servicing
- Be ready to build or buy with a free, 15-minute preapproval!

Fixed-Rate Mortgage
A fixed-rate mortgage loan is exactly that – fixed. It doesn't move. So your monthly payments will always stay the same over the term of the loan.
A good option for someone who expects to stay in the same house for a while or just wants a consistent payment.
Choose fixed-rate terms from 10 to 30 years.
Don't wait until you find a house you love. Get a free preapproval.

Adjustable-Rate Mortgage
With an adjustable-rate loan, your interest rate can change over the course of your loan, after being locked-in for the initial term.
A good option for someone looking for a more affordable payment early on, expecting an increase in their income or planning to only stay in the house for a few years.
Choose ARM terms from 3 to 15 years.
Wondering What Those ARM Numbers Mean?
The first number is how many years your initial rate is fixed. The second one reflects how often the rate adjusts after the initial term.
Here are a couple of examples:
- For a 7/1 ARM, you’d have a fixed rate for the first seven years. Then your rate and payment could change once a year after.
- For a 15/15 ARM, you’d have a fixed rate for the first 15 years. Then your rate and payment could change but last another 15 years – the rest of the loan term!
Set yourself up for success. Get a free preapproval.
Mortgage Rates
Type and Term | Rate | Annual Percentage Rate |
---|---|---|
15/15 ARM** |
6.000% | 5.738% |
15 Year Fixed** |
5.375% | 5.473% |
30 Year Fixed** |
6.125% | 6.212% |
10/1 ARM** |
5.750% | 6.640% |
7/1 ARM** |
5.625% | 6.826% |
5/1 ARM** |
5.500% | 6.969% |
3/1 ARM** |
5.375% | 7.144% |
30Yr No/Low Cost** |
6.375% | 6.400% |
20 Year Fixed** |
5.750% | 5.862% |
10 Year Fixed** |
5.375% | 5.515% |
Start With a Free Preapproval
It’s the best first step. Because when you get a preapproval on your loan, you have the green light to go up to a maximum purchase price – and you have extra credibility on your offer to purchase. You just need:
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A government-issued ID
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Your most recent 30 days of pay stubs and two years of W-2s
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Your statement or account numbers for all bank accounts and loan balances