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mortgage down payment options as low as 3%1

Home Purchase Bonus

$500 OFF CLOSING COSTS2

First-time Homebuyer Bonus

$1,000 OFF CLOSING COSTS3

Top Mortgage Lender in Wisconsin

Getting Your Mortgage Loan With Confidence

Ready to get the right home loan? From buying your first home to fixing one up – and for all your other mortgage needs – we’re here to help you make it happen, each step of the way.
 

It’s fast, easy and hassle-free with:

  • The ability to lock your rate when you choose – at the time you apply or up to seven days before closing
  • Online mortgage loan status updates throughout the process
  • Great rates and local servicing
  • A free preapproval!   Why start with a preapproval?

loan types and rates

Fixed-Rate Mortgage

A fixed-rate mortgage loan is exactly that - fixed. It doesn't move. So your monthly payments will always stay the same over the term of the loan.

A good option for someone who expects to stay in the same house for a while or just wants a consistent payment. 

Don't wait until you find a house you love. Get a free preapproval. 

 

Adjustable-Rate Mortgage

With an adjustable rate loan, your interest rate can change over the course of your loan, after being locked-in for the initial term.

A good option for someone looking for a more affordable payment early on, expecting an increase in their income or planning to only stay in the house for a few years.

Set yourself up for success. Get a free preapproval. 

 

Mortgage Rates
Rates Effective June 23, 2021
Apply
TYPE AND TERM RATE Annual Percentage Rate

30 Year Fixed

2.875% 2.941%

15 Year Fixed

2.250% 2.370%

10/1 ARM**

3.000% 2.974%

7/1 ARM**

2.875% 2.899%

5/1 ARM**

2.375% 2.752%

3/3 ARM**

3.000% 3.173%

3/1 ARM**

3.000% 2.909%

1/1 ARM**

3.000% 2.888%

30Yr No/Low Cost*

3.125% 3.192%

20 Year Fixed

2.750% 2.844%

Start With A Free Preapproval

It’s the best first step. Because when you get a preapproval on your loan, you have the green light to go up to a maximum purchase price – and you have extra credibility on your offer to purchase. You just need:

     
  1. A government-issued ID

  2. Your most recent 30 days of pay stubs and two years of W-2s

  3. Your statement or account numbers for all bank accounts and loan balances

Your Mortgage Loan Partner

With the great rates you need to start, online mortgage loan status updates throughout the process and local servicing for the life of your loan, Summit is here for you every step of the way. Our mortgage loan officers are ready to connect whenever you are! Really, whenever.

Connect With a Mortgage Loan Officer

Mortgage Status Updates

Check the status of your mortgage application or upload requested documents online anytime.

Check The Status of Your Home Loan

 
Tools & Resources
Calculators
Worksheets
FAQs

CALCULATE A MORTGAGE PAYMENT

Figure out your monthly payment and amortization schedule.
 

TIME TO REFINANCE?

Does it makes sense to refinance your mortgage loan?
 

COMPARE TWO MORTGAGE LOANS

Compare 15- and 30-year terms.
 

RENT VS. BUY

Are you better off buying your home, or resigning that lease?
 

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