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get a mortgage with a down payment as low as 3%^

Summit is here to help you make homebuying process easy with low down payment options and $500 off closing costs!^^
Apply Now

We get that your Dream is to buy a Home,
not a mortgage.

Still, when all is said and done, you'll want both to fit your budget, your lifestyle and your plans for the foreseeable future. You can view mortgage rates and calculate estimated monthly payments. So let's talk about all of this, together.

#1 Mortgage Lender in Dane County for 10 Straight Years

Here's why so many people talk to the best mortgage lender in Dane County. 

  1. The right home loan

    We'll help you choose from a variety of mortgage rates and terms, based on your finances and how long you plan to stay in your home.
    Learn more about our home loans

  2. Flexible meeting hours

    Our mortgage loan officers are available to meet when it’s most convenient for you. If an early morning, evening or weekend meeting is what you need, we’ll make it happen.

    Connect with a mortgage loan officer

  3. Online status updates

    You can check the status of your home loan online anytime. And with the exception of the actual closing of the loan, all your paperwork can be completed online. Convenient, right? But if you need help along the way, let us know.

    Check the status of your loan

  4. Local servicing of mortgages

    Throughout the life of the home loan, if you ever have a question about your mortgage, you can always call or come into Summit for help.

    Connect with a mortgage loan officer


Buying your first home is a big deal, financially and emotionally. Naturally, you want to avoid any rookie mistakes. Okay, breathe. We’ll help you walk through this unfamiliar territory one step at a time. We’ve got your back and your backyard.

View guide

Connect With A Mortgage Loan officer
Mortgage Rates
Rates Effective April 7, 2020
TYPE AND TERM RATE Annual Percentage Rate

30 Year Fixed

3.250% 3.318%

15 Year Fixed

2.750% 2.872%

10/1 ARM**

4.750% 3.914%

7/1 ARM**

3.500% 3.182%

5/1 ARM**

3.375% 3.084%

3/3 ARM**

3.125% 3.103%

3/1 ARM**

3.125% 2.988%

1/1 ARM**

3.000% 2.954%

30Yr No/Low Cost*

3.500% 3.569%

20 Year Fixed

3.125% 3.220%
Express Home Refinance
Rates Effective April 7, 2020

Enter your loan amount to calculate

your estimated monthly payment below

TYPE AND TERM Annual Percentage Rate Monthly Payment
8 Year Fixed 2.750% $11.63
12 Year Fixed 2.875% $8.23


Check the status of your mortgage application or upload requested documents online anytime.

Check the status of your home loan


Frequently Asked Questions