summit-bracket2 bracket2 atm-outline location-pin-outline location-pin-filled atm-filled calendar2 bracket google-play[2] app-store summit-location-pin-lg code lock user worksheets phone print programs open pdf checkmark-form close-x close download checkmark-chart checklists blog-tools social-facebook social-google-plus social-pinterest LInkedIn-2C-128px-R instagram-rainbow social-twitter social-youtube ehl calendar calculators bracket22 checkmark email text-area-corner external-link success error information warning calendar-add-event auto-rates mortgage-rates home-equity new-certificates ncua summit-logo-itmoi arrow-left arrow-right checkmark2 summit-logo-white summit-bracket silhouette arrow-down arrow-up auto-rates2 blog calculators2 call ehl2 home-equity2 itmoi locate mortgage-rates2 new-certificates2 programs2 search summit-location-pin-sm tools clock

Discover the fast, affordable and hassle-free Summit difference

  • Lock your rate when you choose – at the time you apply or up to seven days before closing
  • Get online mortgage loan status updates throughout the process
  • Great rates, local servicing and so much more!

Your mortgage loan officer will connect with you in one business day!

We get that your Dream is to buy a Home,
not a mortgage.

Still, when all is said and done, you'll want both to fit your budget, your lifestyle and your plans for the foreseeable future. You can view mortgage rates and calculate estimated monthly payments. So let's talk about all of this, together.


get a mortgage with a down payment as low as 3%^

Summit is here to help you make homebuying process easy with low down payment options and $500 off closing costs!^^
  1. The right home loan

    We'll help you choose from a variety of mortgage rates and terms, based on your finances and how long you plan to stay in your home.
    Learn more about our home loans

  2. Flexible meeting hours

    Our mortgage loan officers are available to meet when it’s most convenient for you. If an early morning, evening or weekend meeting is what you need, we’ll make it happen.

    Connect with a mortgage loan officer

  3. Online status updates

    You can check the status of your home loan online anytime. And with the exception of the actual closing of the loan, all your paperwork can be completed online. Convenient, right? But if you need help along the way, let us know.

    Check the status of your loan

  4. Local servicing of mortgages

    Throughout the life of the home loan, if you ever have a question about your mortgage, you can always call or come into Summit for help.

    Connect with a mortgage loan officer


Buying your first home is a big deal, financially and emotionally. Naturally, you want to avoid any rookie mistakes. Okay, breathe. We’ll help you walk through this unfamiliar territory one step at a time. We’ve got your back and your backyard.

Connect With A Mortgage Loan officer
Mortgage Rates
Rates Effective July 10, 2020
TYPE AND TERM RATE Annual Percentage Rate

30 Year Fixed

3.000% 3.067%

15 Year Fixed

2.500% 2.621%

10/1 ARM**

3.375% 3.208%

7/1 ARM**

3.250% 3.093%

5/1 ARM**

2.500% 2.845%

3/3 ARM**

3.000% 3.000%

3/1 ARM**

3.000% 2.975%

1/1 ARM**

3.000% 2.963%

30Yr No/Low Cost*

3.250% 3.318%

20 Year Fixed

3.000% 3.095%
Express Home Refinance
Rates Effective July 10, 2020

Enter your loan amount to calculate

your estimated monthly payment below

TYPE AND TERM Annual Percentage Rate Monthly Payment
8 Year Fixed 2.625% $11.58
12 Year Fixed 2.750% $8.18


Check the status of your mortgage application or upload requested documents online anytime.


Frequently Asked Questions
Related Content
Red SHOES Financial Wellness Program
Car Buying Made Simple(ish)
Red Shoes, Auto, Worth Saving For
Buying a car is a big deal — hey, those things are expensive! And even if picking out a vehicle is one of your most favorite things ever, it can still be a bit stressful to navigate researching and buying a car. Summit’s got three tips to help make the process as fast and easy as possible.
Read More 
Buying a Home: When to Make Your Move
Financial Freedom, Mortgages
Some say avocado toast is holding young people back from becoming homeowners, but, of course, it’s not that simple. There are many factors that go into the decision to buy a home. Finances, timing, the real estate market and the economy, to name a few. 
Read More 
Mother helping child turn on washing machine.
3 Simple Ways to Save Energy (and Money) at Home
Homes, Saving Tips
Using less energy is good for the environment and it can help you save money on your monthly bills. Try these tips to reduce your energy use around the house.
Read More 
Budgeting Basics
Financial Freedom, Money Tips, Protecting Your Finances, Worth Saving For
We should all be budgeting our money, no matter what our financial goals. Time to get that brand new car? Down payment on your first house? What about just creating a savings cushion or paying down some credit card debt? As you start budgeting, we’ve laid out a few basic rules to get you on your way. You never know how much savings you can find by starting now.
Read More