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Homebuying How-To Videos


The Joys of Preapproval: Knowing You’re Ready to Buy a Home

What’s the difference between being ready to stop renting and being ready to buy a house? It’s partly a state of mind, but it’s mostly the state of your finances.

“My preapproval letter helped me get my offer in before anyone else.”

– Ryan T., Summit member


Home Loans: Crunch the Numbers Like a Boss

A home loan is something you’ll live with for a while. So how do you know which type of loan is right for you? Consider your options.

“I was surprised to see which type of loan got our payments where we needed them to be.”

– Shain W., Summit member


Budget for Being a Homeowner: Don’t Spend It All on the House

Keep other household and lifestyle expenses in mind as you zero in on an affordable house payment. It’ll help you budget for being a happier homeowner.

“Maintaining our home and yard has changed how we spend our money — and our time.”

– April L., Summit member


Happy Home Search: Sometimes the House Picks You

We know it’s tempting to skip ahead to “the fun part.” And it can’t hurt to hit a couple open houses on your own. But here’s how to really maximize your house hunting experience.

“Being honest about my preferences and price range led me to the right house with fewer wrong turns.”

– Justine R., Summit member


Making an Offer: Let the Negotiations Begin

Suddenly, one home just clicks, and you start to envision your life there. Offering to buy that house opens the door to a back-and-forth dance with the seller. And it goes like this.

“Some not-so-sexy things, like the age of the roof, help determine whether you’re getting a good deal.”

– Tony D., Summit member


Closing Time: It’s Finally Yours!

You’re in the homestretch, and things are getting real! Just breathe. Just be patient. Just try to contain your excitement.

“I remember us racing over to the house right after closing to game plan our moving strategy.”

– Nick L., Summit member


Want to take your time, explore your options and soak up even more homebuying knowledge? Make Summit’s Mortgage Resource Center your next stop.