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Investment Property Loans

Owning real estate can help you make money and build wealth even when you're sleeping (talk about resting easy). We have an investment property loan for that, or for managing a larger operation.

Top Mortgage Lender in Wisconsin

Your Investment Property is Money in the Door

And if you want to go over other ways to make your money work for you, we can cover it all.

  • Buy a consumer investment property that holds 1-4 families
  • Get any other property or land you're aiming to earn a return on

Investment Property Loans

Getting the most out of your investment begins with having a loan partner that'll give you more. With Summit, you get:

  • Affordable rates
  • Access to larger loan amounts
  • Local servicing for the life of the loan 

Your Investment Loan Options Include:

  • Fixed-rate mortgages with terms from 10 to 30 years
  • Adjustable-rate mortgages (ARM) with initial rate locks from 3 to 5 years

Explore This Option  Meet With Us

Investment Property Rates

Term (up to) Rate Annual Percentage Rate

5/1 ARM Investment Property**

7.500% 7.701%

30 Year Fixed Investment Property**

6.625% 6.929%

3/1 ARM Investment Property**

7.250% 7.683%

Important Considerations

  • As with any other mortgage loan, what you can borrow depends on your credit, income, assets and liability – the income you may generate with the property won't factor into the loan
  • Larger properties, like multi-unit apartment buildings, will likely require a higher down payment
  • Your income will depend on the type of property you're getting and any related expenses (e.g., maintenance costs on a rental unit could slow the return on investment)


Let's Get Started

If you're looking for a loan on a consumer investment property, our Mortgage Loan Officers can help you find your best option. For other investment loan needs, connect with a Business Development Officer to learn more.