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Generate Income with Your Own investment Property

Investing in real estate can help you make more money – whether you're looking for a passive stream of income or managing a larger operation. Get started with an investment property loan from Summit and you'll be ready to purchase:

  • A consumer investment or property that holds 1-4 families
  • Any other property or land you're aiming to earn a return on
Apply   Meet With Us

Investment Property Loans

Getting the most out of your investment begins with having a loan partner that'll give you more. With Summit, you get:

  • Affordable rates
  • Access to larger loan amounts
  • Local services for the life of the loan 

Your investment loan options include:

  • Fixed-rate mortgages with terms from 10 to 30 years
  • Adjustable-rate mortgages (ARM) with initial rate locks from 1 to 10 years

Important Considerations

  • As with any other mortgage loan, what you can borrow depends on your credit, income, assets and liability - the income you may generate with the property won't factor into the loan
  • Larger properties, like multi-unit apartment buildings, will likely require a higher down payment
  • Your income will depend on the type of property you're getting and any related expenses (e.g., maintenance costs on a rental unit could slow the return on investment)
 

Let's get started

If you're looking for a loan on a consumer investment property, our Mortgage Loan Officers can help you find your best option. For other investment loan needs, connect with a Business Development Officer to learn more.

Connect With A Mortgage Loan officer
 
Tools & Resources
Calculators
Worksheets

CALCULATE A MORTGAGE PAYMENT

Figure out your monthly payment and amortization schedule.
 

COMPARE TWO MORTGAGE LOANS

Compare 15- and 30-year terms.
 

MAXIMUM MORTGAGE

See how your income, debt and different interest rates affect how much you may be able to borrow.
 

COMPARE A BI-WEEKLY MORTGAGE TO A MONTHLY MORTGAGE

Are you better off making 26 payments each year?
 

PROCEEDS FROM SALE OF A HOME

How much money the sale of your home will yield?
 

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