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Discover the fast, affordable and hassle-free Summit difference

  • Lock your rate when you choose – at the time you apply or up to seven days before closing
  • Your mortgage loan officer will connect with you in one business day after you apply
  • Get online mortgage loan status updates throughout the process
  • Great rates, local servicing and so much more!

Now is the time to Refinance your mortgage

Don't you wish every decision was this easy? Our home refinancing options can save you money in the long run or help free up some cash for other things.

Here's why so many people talk to the #1 mortgage lender in Dane County. 

     

Express Mortgage Refinance

With an Express Refi from Summit you could save thousands of dollars and years of payments.

  • Shorten your 20- or 30-year mortgage to 12 years or less2
  • Save thousands on interest payments
  • Enjoy no or low closing costs1
  • The Express Refi loan process is faster than a traditional refi
  • And your loan is serviced locally by Summit

 


Traditional Mortgage Refinance

If you’re looking for a better interest rate or lower monthly mortgage payment, a home loan refinance can help. 

  • Lower your monthly mortgage payment
  • Pay less in interest payments over the life of your mortgage
  • Enjoy no or low closing costs3
  • Get cash back for home improvements, a new car, paying off higher interest debt or other needs
  • And your loan is serviced locally by Summit

 

Express Home Refinance
Rates Effective October 21, 2020

Enter your loan amount to calculate

your estimated monthly payment below

TYPE AND TERM Annual Percentage Rate Monthly Payment
8 Year Fixed 2.625% $11.58
12 Year Fixed 2.750% $8.18
Featured Mortgage Rates
Rates Effective October 21, 2020
Apply
Type and Term Rate Annual Percentage Rate

30 Year Fixed

3.000% 3.067%

15 Year Fixed

2.500% 2.621%

7/1 ARM**

3.250% 3.068%
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