Discover the fast, affordable and hassle-free Summit difference
- Lock your rate when you choose – at the time you apply or up to seven days before closing
- Your mortgage loan officer will connect with you in one business day after you apply
- Get online mortgage loan status updates throughout the process
- Great rates, local servicing and so much more!
Now is the time to Refinance your mortgage
Now is the time to Refinance your mortgage
Don't you wish every decision was this easy? Our home refinancing options can save you money in the long run or help free up some cash for other things.
Here's why so many people talk to the #1 mortgage lender in Dane County.
Express Mortgage Refinance
With an Express Refi from Summit you could save thousands of dollars and years of payments.
- Shorten your 20- or 30-year mortgage to 12 years or less2
- Save thousands on interest payments
- Enjoy no or low closing costs1
- The Express Refi loan process is faster than a traditional refi
- And your loan is serviced locally by Summit
Traditional Mortgage Refinance
If you’re looking for a better interest rate or lower monthly mortgage payment, a home loan refinance can help.
Express Home Refinance
Rates Effective August 4, 2020
Enter your loan amount to calculate
your estimated monthly payment below
| TYPE AND TERM | Annual Percentage Rate | Monthly Payment | |
| 8 Year Fixed | 2.625% | $11.58 |
|
| 12 Year Fixed | 2.750% | $8.18 |
|
Featured Mortgage Rates
Rates Effective August 4, 2020
| Type and Term | Rate | Annual Percentage Rate |
|
7/1 ARM** |
3.250% | 3.074% |
|
30 Year Fixed |
3.000% | 3.067% |
|
15 Year Fixed |
2.500% | 2.621% |
Related Content
Home equity loan or line of credit (HELOC) — which one’s right for you?
Thinking about making some home improvements this fall — or planning ahead so you’re first in line with your contractors next spring? Then you’re probably on the lookout for affordable financing. One option that could be a good fit: tapping into the equity of your home.
Thinking about making some home improvements this fall — or planning ahead so you’re first in line with your contractors next spring? Then you’re probably on the lookout for affordable financing. One option that could be a good fit: tapping into the equity of your home.
Ready to Be a Homeowner? Here's what you need to know first. Is home ownership right for you? This session will cover everything from how to weigh the pros and cons of home ownership to how much house you can really afford, down payment options and available loan programs.
You’ve been saving up, paying down your debt, and you’re feeling like it’s time to buy your first home. Congratulations! We’re not going to lie – it can be a confusing process, especially if it’s your first time. But that’s where we can help. We’re here to guide you every step of the way, from getting started with a preapproval all the way to getting your keys.
Your home is your castle, your refuge and—let’s face it—a place where it can be very easy to sink a big chunk of money. Which is why you’re always on the lookout for “sweet spots”: those home improvements that add comfort, safety or a little zing of style while you’re living in your house and will boost the asking price when it’s time to sell.