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Save Money By Refinancing

Whether you’re looking for a shorter term, a lower monthly payment or to get some of your equity back with a cash-out refi, a refinance can help. Get started today!

It’s fast, easy and hassle-free with:

Express Mortgage Refinance

When you pay off your mortgage loan faster by converting a traditional mortgage to 12 years or less1, you could save thousands on interest. Plus, you’ll get:

  • An expedited loan process
  • Low (or no!) closing costs2
  • Local servicing that means we’re always here to help

Traditional Mortgage Refinance

If you’re looking for a better interest rate or lower monthly mortgage payment, a home loan refinance can help.

  • Lower your monthly mortgage payment
  • Pay less in interest payments over the life of your mortgage
  • Enjoy no or low closing costs3
  • Get cash back for home improvements, a new car, paying off higher interest debt or other needs
  • And your loan is serviced locally by Summit
Express Home Refinance
Rates Effective April 19, 2021

Enter your loan amount to calculate

your estimated monthly payment below

TYPE AND TERM Annual Percentage Rate Monthly Payment
8 Year Fixed 2.500% $11.52
12 Year Fixed 2.625% $8.12
Featured Mortgage Rates
Rates Effective April 19, 2021
Type and Term Rate Annual Percentage Rate

30 Year Fixed

2.875% 2.941%

15 Year Fixed

2.250% 2.370%

7/1 ARM**

2.875% 2.887%

Your Refinancing Partner

With the great rates you need and local servicing whenever you want, Summit is here for you every step of the way. Our mortgage loan officers will connect with you just one business day after you apply.

Connect With a Mortgage Loan Officer
Tools & Resources


Does it makes sense to refinance your mortgage loan?


Figure out your monthly payment and amortization schedule.


Are you better off making 26 payments each year?

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