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hello, homebuyer!
get a mortgage with a down payment as low as 3%^

Apply Now

The cabin, beach house or game day bungalow you’ve always dreamed of owning can become a reality with an affordable loan from Summit. 

#1 Mortgage Lender in Dane County

Count on Summit Credit Union’s lending experts to walk you through your choices and help find your best loan.


Second & Vacation Home Loans

  • Affordable rates
  • Access to larger loan amounts
  • A variety of terms and loan options
  • And like every Summit mortgage, your loan will be serviced directly by Summit

Second & Vacation Home loan options:

We offer a variety of affordable loan options.

  • Fixed-rate mortgages with terms from 10- to 30-years
  • Adjustable-rate mortgages (ARM) with terms from 1- to 10-years
  • A variety of affordable, investment-specific lending option

View the Daily Rate Sheet for all home loan options, details and disclosures.


Which loan is right for you?

Use our online loan consultant to find the home loan option and rate best for you.

Explore Loan Options

Connect With A Mortgage Loan officer
Featured Mortgage Rates
Rates Effective September 15, 2019
Type and Term Rate Annual Percentage Rate

30 Year Fixed

3.750% 3.820%

15 Year Fixed

3.125% 3.248%

7/1 ARM**

3.875% 4.315%


Frequently Asked Questions