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Find The Mortgage Loan For Your Home Away From Home

Your getaway has never been so close with Summit's second home mortgage rates. The application process is a lot like buying your first home, and of course you still get:

  • The ability to lock your rate when you choose – at the time you apply or up to seven days before closing
  • Online mortgage loan status updates throughout the process
  • A Mortgage Loan Officer who connects with you in just one business day

Second & Vacation Home Loans

You can start picturing yourself in that cabin, condo or beach house with:

  • Affordable rates
  • Access to larger loan amounts
  • Local loan service from Summit

Your options include:

  • Fixed-rate mortgages with terms of 10 to 30 years
  • Adjustable-rate mortgages (ARM) with initial rate locks from 1 to 10 years

View the Daily Rate Sheet for all home loan options, details and disclosures. And use our mortgage calculator to learn what your potential payment could be. 

An additional consideration

A cash-out refi on your primary home could get you the down payment you need for your vacation home. If you're interested or thinking about getting a second mortgage, check out your refinance options or talk to a Mortgage Loan Officer about what works best for you. 

 
Connect With A Mortgage Loan officer
Featured Mortgage Rates
Rates Effective January 25, 2021
Apply
Type and Term Rate Annual Percentage Rate

30 Year Fixed

2.625% 2.690%

15 Year Fixed

2.125% 2.245%

7/1 ARM**

2.875% 2.918%
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