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Discover the fast, affordable and hassle-free Summit difference

  • Lock your rate when you choose – at the time you apply or up to seven days before closing
  • Get online mortgage loan status updates throughout the process
  • Great rates, local servicing and so much more!

Your mortgage loan officer will connect with you in one business day!

The cabin, beach house or game day bungalow you’ve always dreamed of owning can become a reality with an affordable loan from Summit. 

Count on Summit Credit Union’s lending experts to walk you through your choices and help find your best loan.


get a mortgage with a down payment as low as 3%^

Summit is here to help you make homebuying process easy with low down payment options and $500 off closing costs!^^

Second & Vacation Home Loans

  • Affordable rates
  • Access to larger loan amounts
  • A variety of terms and loan options
  • And like every Summit mortgage, your loan will be serviced directly by Summit

Second & Vacation Home loan options:

We offer a variety of affordable loan options.

  • Fixed-rate mortgages with terms from 10- to 30-years
  • Adjustable-rate mortgages (ARM) with terms from 1- to 10-years
  • A variety of affordable, investment-specific lending option

View the Daily Rate Sheet for all home loan options, details and disclosures.


Which loan is right for you?

Use our online loan consultant to find the home loan option and rate best for you.

Home Loan Calculator

Connect With A Mortgage Loan officer
Featured Mortgage Rates
Rates Effective October 1, 2020
Type and Term Rate Annual Percentage Rate

30 Year Fixed

3.000% 3.067%

15 Year Fixed

2.500% 2.621%

7/1 ARM**

3.250% 3.068%


Frequently Asked Questions