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Second & Vacation Home Loans

That place up north sounds great! And we can apply our Wisconsin mortgage lending expertise somewhere warmer too (don’t blame you, snowbirds). With our free 15-minute preapproval, you can make a serious offer fast in this competitive market – so that home away doesn’t get away.

Top Mortgage Lender in Wisconsin

The Perfect Loan for Your Home Away From Home

It's all easy and stress-free with:

  • A Mortgage Loan Officer who responds to your application within just one business day
  • The ability to lock your rate when you choose – at the time you apply or up to seven days before closing
  • Loan status updates the whole way through, plus answers to questions anytime.


Picture Yourself in a Second or Vacation Home

If your next chapter involves a cabin, condo or beach house, we’ve got affordable rates, access to larger loan amounts and Summit will always service your second or vacation home! Choose from a fixed-rate mortgage term of 10-30 years or an adjustable-rate mortgage (ARM) with initial rate locks from 3-15 years!

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Second Home Rates

Term (up to) Rate Annual Percentage Rate

30 Year Fixed Second Home**

6.750% 7.06%

15/15 ARM**

7.375% 6.94%

7/1 ARM**

6.750% 7.53%

Or Consider This...

A cash-out refi on your primary home could get you the down payment you need for your vacation home. If you're interested or thinking about getting a second mortgage, check out your refinance options or talk to a Mortgage Loan Officer about what works best for you.


Connect With a Mortgage Loan Officer

Connect with a Mortgage Loan Officer who responds to your application within just one business day.