Personal Loans

Whether it’s jumping on an exciting, new opportunity or meeting upcoming expenses, get the funds and financing you need to feel secure in your next move.

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Life Happens. So Does an Easy Personal Loan.

When your budget says “How?!” to things you may not have seen coming, we know a way – actually many ways. Let’s talk about an easy personal loan and maybe even your big-picture plans to see how else we can help!

Flexible Funds to Help You Meet Any Goal

Maybe Costa Rica is calling your name! Or your budget can’t cover that new dentist bill. Don’t worry, we can help. With low, fixed rates and short terms, a personal loan can be a lower cost alternative to a credit card! Plus, it only takes minutes to apply online – and you’ll typically get your answer in one day! Funds can be available the day you sign.

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Term (up to)	Annual Percentage Rate	Monthly Payment
24 Months	11.50%	$47.08
36 Months	11.50%	$33.15
48 Months	11.75%	$26.35
60 Months	12.25%	$22.50

Get Quick Access & Great Rates With a Personal Line of Credit

Keep up with daily expenses even as you manage changes in your income. A Personal Line of Credit lets you draw funds as needed during your draw period with lower interest rates than most credit cards! Plus, there’s no collateral needed. We’ll just refer to your credit score!

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Term (up to)	Annual Percentage Rate	Monthly Payment
Personal Line of Credit, revolving	12.25%	Minimum $15 or 2.5% of the outstanding principal balance
Overdraft Protection Line of Credit	18.00%	Minimum $15 or 2.5% of the outstanding principal balance

Take Advantage of Funds Early With a Certificate Secured Loan

Get even more from your Certificate account with a Certificate Secured Loan. This option lets you pay for emergencies or other personal expenses using the balance of your existing Certificate. Lock in a great, low rate, plus watch as your Certificate continues its growth even through the life of the loan!

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