summit-bracket2 bracket2 atm-outline location-pin-outline location-pin-filled atm-filled calendar2 bracket google-play[2] app-store summit-location-pin-lg code lock user worksheets phone print programs open pdf checkmark-form close-x close download checkmark-chart checklists blog-tools social-facebook social-google-plus social-pinterest LInkedIn-2C-128px-R instagram-rainbow social-twitter social-youtube ehl calendar calculators bracket22 checkmark email text-area-corner external-link success error information warning calendar-add-event auto-rates mortgage-rates home-equity new-certificates ncua summit-logo-itmoi arrow-left arrow-right checkmark2 summit-logo-white summit-bracket silhouette arrow-down arrow-up auto-rates2 blog calculators2 call ehl2 home-equity2 itmoi locate mortgage-rates2 new-certificates2 programs2 search summit-location-pin-sm tools clock

Personal Loans

Whether it’s jumping on an exciting, new opportunity or meeting upcoming expenses, get the funds and financing you need to feel secure in your next move.

Life Happens. So Does an Easy Personal Loan.

When your budget says “How?!” to things you may not have seen coming, we know a way – actually many ways. Let’s talk about an easy personal loan and maybe even your big-picture plans to see how else we can help!

Flexible Funds to Help You Meet Any Goal

Maybe Costa Rica is calling your name! Or your budget can’t cover that new dentist bill. Don’t worry, we can help. With low, fixed rates and short terms, a personal loan can be a lower cost alternative to a credit card! Plus, it only takes minutes to apply online – and you’ll typically get your answer in one day! Funds can be available the day you sign.

Apply Now  Meet With Us

Personal Loan Rates

Find your customized rate options.

Enter your loan amount to calculate

Term (up to) Annual Percentage Rate Monthly Payment
24 Months 12.75% $47.67
36 Months 12.75% $33.75
48 Months 13.00% $26.97
60 Months 13.50% $23.14

Get Quick Access & Great Rates With a Personal Line of Credit

Keep up with daily expenses even as you manage changes in your income. A Personal Line of Credit lets you draw funds as needed during your draw period with lower interest rates than most credit cards! Plus, there’s no collateral needed. We’ll just refer to your credit score!

Apply Now  Meet With Us

Personal Lines of Credit

Find your customized rate options.

Enter your loan amount to calculate

Term (up to) Annual Percentage Rate Monthly Payment
Personal Line of Credit, revolving 12.50% Minimum $15 or 2.5% of the outstanding principal balance
Overdraft Protection Line of Credit 18.00% Minimum $15 or 2.5% of the outstanding principal balance

Take Advantage of Funds Early With a Certificate Secured Loan

Get even more from your Certificate account with a Certificate Secured Loan. This option lets you pay for emergencies or other personal expenses using the balance of your existing Certificate. Lock in a great, low rate, plus watch as your Certificate continues its growth even through the life of the loan!

Apply Now  Meet With Us

Certificate Secured Loans

Term (up to) Annual Percentage Rate
Installment loan or single-payment note that is due at the certificate's maturity date. 3.00%