summit-bracket2 bracket2 atm-outline location-pin-outline location-pin-filled atm-filled calendar2 bracket google-play[2] app-store summit-location-pin-lg code lock user worksheets phone print programs open pdf checkmark-form close-x close download checkmark-chart checklists blog-tools social-facebook social-google-plus social-pinterest LInkedIn-2C-128px-R instagram-rainbow social-twitter social-youtube ehl calendar calculators bracket22 checkmark email text-area-corner external-link success error information warning calendar-add-event auto-rates mortgage-rates home-equity new-certificates ncua summit-logo-itmoi arrow-left arrow-right checkmark2 summit-logo-white summit-bracket silhouette arrow-down arrow-up auto-rates2 blog calculators2 call ehl2 home-equity2 itmoi locate mortgage-rates2 new-certificates2 programs2 search summit-location-pin-sm tools clock

Education could be the key to your best tomorrows

And the best student loans from Summit can help make it happen.

Credit Union Student Choice

We’ve partnered with Student Choice, to provide you with student loans that can help make it happen.

Get amazing support and loads of helpful educational tools and resources that make it easy to plan for college, find your best-fit loan and get the help you need to make repayment as seamless as possible.

     

Private Student Loan

Higher education is expensive. Tuition, books, computers and room & board. It all adds up – and it adds up fast! If there’s a gap between your financial aid package and the cost of your education, count on an affordable, private student loan from Summit to help you fill it.

View student loan rates and disclosures.

how student loans work

A student loan from Summit means:

  • No fees. Summit doesn’t charge you anything to set up your loan (no origination fee) and there’s no penalty if you pay the loan off early.
  • Great student loan rates. See how we compare to other lenders.
  • An easy, one-time application. You can get approved for all the money you need to finish your degree at one time – instead of having to re-apply every year.*
  • You won’t have to make payments while you’re still in school.
  • Flexible repayment terms. Summit will help you set up a payment plan that you can afford.

 


Student Loan Refinance

Want to lower your monthly payment? Refinance your student loans – or consolidate multiple loans – with Summit and you could save a little money on every payment . And a lot of money on your entire loan!

View student loan refinance rates and disclosures.

 

WHO CAN APPLY

To apply for a loan you need to be:

  • A U.S. citizen or permanent resident
  • 18 or older
  • Enrolled in an eligible school at least half-time
  • Pursuing a degree program

Think you won’t qualify for a loan on your own?

Apply with a co-signer who has a good credit rating. This can help you get the loan you need and could help you get it at a better interest rate. That means you’ll have lower loan payments and owe a lower total amount.

When it’s time to repay the loan, make your payments on time for at least 24 months in a row, and you might be able to have the co-signer’s name taken off the loan.

Make college happen. Let's do it, together.

Related Content
Back to School Finances
Everything You Wanted to Know About School Finances, but Were Afraid to Ask
Student, Worth Saving For, Spending
If you’re a student or a parent, the beginning of the school year, especially a college career, can be intimidating, though it doesn’t have to be. By studying up on financial planning before the first day of school, you can be ready to tackle whatever college – and life – may throw at you.

Before Classes Start
Read More 
summit financial advisors blog
College Funding Options
SFA, College, Saving, Investment
Provided by Summit Financial Advisors
How can you cover your child’s future college costs? Saving early (and often) may be the key for most families. Here are some college savings vehicles to consider.
Read More 
college student money guide
FIVE MONEY TIPS FOR COLLEGE STUDENTS
Money Tips, Student, Worth Saving For
Summer isn’t over quite yet, but before you know it you’ll be back at school. Whether it’s your first year or last, now is the time to think about your higher-ed financial institution. Keep reading for some banking tips to help you develop a financial plan before you set foot on campus.
Read More 
Professional young woman standing outside a sleek office building with phone and portfolio in hand.
Tips for Managing Money and Paying Off Student Debt After Graduation
Student Loans, Money Smarts, Financial Freedom, Paying Off Debt
Navigating finances after college is hard, but you can take it one lesson at a time. Get tips for managing money and paying off student debt after graduation. Navigating finances after college is hard, but you can take it one lesson at a time. Get tips for managing money and paying off student debt after graduation.
Read More 


Make college happen. Let's do it, together.

RATES

A better deal from your local not-for-profit cooperative

SCHOOLS

More than 1,500 approved schools across the country

FAQ

Answers to your most common questions

RESOURCES

Financial resources to help you succeed in college and beyond