Debt Management | Summit Credit Union

Here are some tips on how to prioritize your debts and bills, negotiate with creditors and get your late payments back on solid ground.

It’s not every day that someone gives you hundreds, or maybe even thousands, of dollars for (seemingly) no reason. That’s what makes getting a tax return so exciting. So before that much-anticipated check arrives, stop and consider what you should do with your tax refund, as well as what you want to do.

So, you’ve got plans, but you’re not sure where to start? You’re not alone. Make your financial goals mean something with these tips from our very own President & CEO Kim Sponem. In a recent article in the Milwaukee Journal Sentinel, she said to be specific about your goals. We asked Kim to give examples of specific financial goals people can set.

Debt from the holidays putting a damper on your new year? Or maybe loan payments are holding you back from pursuing bigger financial goals?

Let’s face it, budgeting is no one’s favorite topic. But as we enter the new year with a fresh perspective and full of inspiration for the year ahead, you may realize that now is a great time to start fresh financially too.

In this season of to-do lists, crazy traffic and the inevitable last-minute trip to the store for that “I can’t believe I forgot it” ingredient or gift, credit card bills are probably one of the last things you want to spend any mental energy on.

It’s the most wonderful time of the year, but it’s often the most expensive. Between the gifts, food and festivities, it’s easy to get carried away with your spending and throw caution to the cold, December wind. But with a few smart tips, you can keep your budget in check and end the year on a high note.

Tax return season is here, which means there’s a chance some extra cash is coming your way. Before you indulge in a tropical getaway or pre-order VIP concert tickets, take the time to responsibly consider your financial situation. That doesn’t mean you shouldn’t treat yourself—just make sure your spending is aligned with your financial goals.

Tax return season is here! It’s officially time for lobster dinners, spa days and filling your virtual shopping bag, right? Not so fast. Before you start fulfilling your cash daydreams, take the time to fully vet your financial situation. It’s okay to spend it—just keep your financial wellness in mind when you do. Here are several ideas to make the most out of that lump-sum deposit this year and still have some fun along the way. Ready? Set? Spend! (Smartly.)

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