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The Controls & Alerts App periodically collects, transmits, and uses geolocation information to enable features that prevent fraudulent card use and send alerts, but only if the End User expressly authorizes collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the Solution is being used or not at all, depending on the End User’s selection. End Users can change their location permissions at any time in their device settings.
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and account balances
  • Account transactions and credit history
  • Mortgage rates and payments and payment history
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Summit Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Summit Credit Union share? Can you limit this sharing? For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus Yes No For our marketing purposes – to offer our products and services to you Yes No For joint marketing with other financial companies Yes Yes For our affiliates’ everyday business purposes – information about your transactions and experiences No We don't share For our affiliates’ everyday business purposes – information about your creditworthiness No We don't share For our affiliates to market to you No We don't share For nonaffiliates to market to you No We don't share
  • Call toll-free (800) 236-5560 - our menu will prompt you through your choice(s) or
  • Visit us online:
Please note:
If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. Call toll-free (800) 236-5560 or go to

How does Summit Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Summit Credit Union collect my personal information?

We collect your personal information, for example, when you
  • Open an account or show your government-issued ID
  • Apply for financing or provide account information
  • Give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:
  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State law and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Summit Credit Union has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Nonaffiliates we share with can include financial service providers assisting with underwriting and/or conducting transaction analyses

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include Insurance Companies and Investment Companies.

What is Summit Doing to Keep My Data Safe?

Keeping your data safe and secure is one of our most important jobs. Here’s how Summit works hard every day to protect your personal information:
  • We meet or exceed all industry-recommended safety standards
  • We take a layered approach that creates multiple levels of security and balances safety and usability
  • We’re committed to continuous improvement and regularly evaluate and update our security requirements
  • We stay on top of new technologies and recommendations, then investigate and thoroughly test those that seem like they could help us improve our security.
  • For more information on how we protect your information: 

Protecting Your Privacy

Summit Credit Union, your member-owned financial institution, is committed to providing you with competitive products and services to meet your financial needs and help you reach your goals. We are equally committed to protecting the privacy of our members. Please view our current  and the . Let us know if you have questions. Please do not hesitate to call us – we are here to serve you!

Website Security

Summit Credit Union uses 128-bit encryption for all transactions completed via our Website, which provides the highest level of security and privacy available. We also employ a secure firewall to prevent unauthorized access to our network. When you visit www.summitcreditunion.com, we do collect anonymous statistics to help us measure the performance of the site, such as: the day and date of the visit, the Internet service provider, which browsers visitors use, and how many hits our pages receive. Credit Union uses consumer data, including but not limited to non-personally identifiable information such as cookies, IP addresses, and mobile advertising identifiers, as applicable, to perform matching with third party cookies to provide targeted marketing. We don't collect any personal information about your usage unless you provide it to us via a loan or membership application, to reorder checks, or for other services. If you have any questions about the security and privacy of our website, please .

Disclaimer of Warranties and Accuracy of Data Contained in Websites Linked to Summit Credit Union's Website

By clicking onto any link on this website, the user specifically acknowledges that the credit union is not liable in any way with respect to the user's use of any information gained through this website, and that the risk of injury from any use of the information rests entirely with the user. The user specifically acknowledges that the credit union is not liable for defamatory, offensive or illegal conduct of other users, links or third parties and that the risk of injury from the foregoing rests entirely with the user. This disclaimer of liability also applies to any damages or injury, including but not limited to those caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, tortious behavior, or negligence or under any other theory or cause of action.

Solicitation Prohibited

Use of this website and information herein to send faxes and email to Summit Credit Union and its employees for solicitation purposes is prohibited.

Accessibility Statement

Summit Credit Union is committed to providing a website that is as accessible as our branches and services. We are currently in the process to implement the recommendations of the    (WCAG) as published by the    (WAI) of the  (W3C). There is no single definitive test of conformance to Level AA of the WCAG but we have used a variety of methods for assessing our accessibility, not limited to but including physical tests using screenreaders and keyboard only. If you find a part of the site that you feel does not conform to Level AA of the WCAG or are having difficulty getting the information you need, please use one of the methods below to let us know so that we can rectify it.
  • Contact us by phone at 800-236-5560
  • Contact us via email: 
We are dedicated in our efforts to comply with WCAG 2.1 Level AA standards by resolving current and future unforeseen issues with accessibility on existing pages as well as new pages within the Summit Credit Union website.
  • Summit Credit Union strives to make every page accessible to users but cannot guarantee that every page conforms to WCAG 2.1 Level AA.
  • Some pages have partial conformance due to the use of 3rd party vendors or is under review. As such Summit Credit Union does not claim full site-wide Conformance, instead a  . Summit Credit Union cannot ensure conformance of crucial third-party plug-ins and widgets.
  • Summit Credit Union has used WCAG guidelines for conformance as suggested by the Department of Justice. Though some of the conformance found in WCAG conforms with 508 Compliance, we are not 508 Compliant.
  • Summit Credit Union chose to use WCAG for conformance because they are determined by the W3C, the consortium that makes the guidelines for the Internet, worldwide.
  • Summit Credit Union uses automated testing as a baseline for conformance but understands W3C's position that there is as yet no tool that can perform a completely automatic assessment on the checkpoints in the guidelines, and fully automatic testing may remain difficult or impossible.
THIRD PARTY DISCLOSURE
These sites are owned by a third party unaffiliated with Summit Credit Union. Summit Credit Union does not endorse or guarantee the products, information or recommendations provided by the linked website and is not liable for any products, services, or content advertised on the linked website. The linked website may have a privacy policy that is different than that of Summit Credit Union and that may provide less security; please consult the linked website's privacy policy for further information.
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