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Financial planning is about building Confidence,
not just increasing assets.

Summit Financial Advisors offer personalized service and sound advice tailored to your individual needs and goals. So let’s talk about your personal investing options and plan for your financial future, together.

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Finding The Right Investment Options

There’s never a better time to start saving for the future than the present. And with a number of different investment options, you can find a better path for you.

  • IRAS

    An IRA, or individual retirement account, is like a home for your investments – it can hold stocks, mutual funds, and more – that makes it easy to manage your money, with options to contribute either pre-tax or after-tax dollars.

  • Mutual Funds 

    Whether you’re looking for low-risk and conservative growth, or high-risk, high reward potential, the right combination of mutual funds can help you invest your money in a way that will guide you to your goals. They’re professionally managed and stick to the investment strategy of your choosing.

  • Managed Accounts 

    Managed accounts are portfolios maintained by professional investment managers. They come in several structures depending on your preferences, with some focused on generating income and others on growth.

  • Annuities 

    Annuities ensure you’ll have future income, accruing interest and income over the years. Depending on your goals, level of risk and income, you can choose between a Fixed, Variable, Indexed or Single Premium annuity.

  • Stocks and Bonds 

    When you buy stock, or shares, you own part of a company. With bonds, you’re loaning money to a company or government entity that will be pay it back with interest.  Both offer the opportunity to diversify your personal investing portfolio with an eye towards the future, whether they’re conservative or aggressive.

 


Preparing For Your Future

With a professionally managed portfolio, you can match your financial planning needs to the right saving strategy.

  • Saving money for retirement

    Consistent savings over time, with the right long-term investments can make your money grow and last through retirement.

  • Living in retirement

    There’s more to retirement than just your savings. The best retirement is about getting the most out of your Social Security, and understanding your options with any potential pension plans, 401(k) plans and IRAs.

  • Saving for college

    As costs rise, smart financial planning for higher education becomes more important. With early saving, you can get ahead of tuition and fees, and reduce the need for student loans.

 

 


Insuring What You Have

You can help protect those you love with the right coverage for where you are in your life.

  • Life Insurance 

    Whether a whole life insurance or term life insurance policy is the best fit for you, you can have peace of mind knowing that the people you love most will be taken care of.

  • Long-term Care 

    An options that can help guard your savings and assets in the long run, long term care gives you the funds to pay for care expenses that would otherwise be coming out of your pocket.

  • Annuities 

    Annuities are contracts with an insurance company that safeguard you against potentially outliving your assets. There are options from a Fixed, Variable, Indexed or Single Premium annuity, that depend on your goals, level of risk and income.

 



Getting invested in the idea of investing?

Learn more about the basics of growing your money.

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*CRPC conferred by College for Financial Planning.

The financial professionals at Summit Financial Advisors are financial advisors with, and securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Summit Credit Union and Summit Financial Advisors are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Summit Financial Advisors and may also be employees of Summit Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Summit Credit Union or Summit Financial Advisors. Securities and insurance offered through LPL, or its affiliates are: 

Not Insured by NCUA or Any Other Government Agency Not Credit Union Guaranteed Not Credit Union Deposits or Obligations May Lose Value

The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.