Make a Payment Rates About Careers Contact Locations Our number one priority is making sure all our members feel supported, welcomed and empowered wherever they are in their financial journey. That's why we offer accessible, affordable financial services and unique products specifically designed to improve the financial well-being of our members. At Summit, we are inclusive in offering financial services that positively impact our members' financial lives.

How We Support Our Members

Open to All
Summit was founded by the credit union movement itself and granted an open charter, meaning anyone can become a member and take advantage of service offerings, tools and programs we have to offer. A Focus on Women
Statistically, women live longer, do more caregiving, earn less and are more likely to be in poverty in retirement than men. They also start more businesses and often lead financial decisions in households. That's why we put them in the forefront of our services, making sure they have the they need to succeed. Because when women win at their goals, their families, entire communities and our economy come out winners too! Money Smarts Financial Education
We provide free information and support to all members and the community through our . Inclusive Products and Services

  • We make banking accessible to everyone by offering checking accounts with no monthly service fee, unlimited check writing and other perks that institutions typically charge for.  

  • Our no-overdraft-fee checking account has been awarded the Cities for Financial Empowerment (CFE) Seal by , which ensures everyone has access to a safe and affordable bank or credit union account.

  • Our Student Rewards credit card is great for young adults who want to get started on building credit.
  • ITIN Loans and Accounts 
    We work for underserved groups and borrowers without Social Security numbers by facilitating service through available ITIN loans and accounts. Learn more through our .
  • Free ATM Use
    Our ATMs are free to use for all Summit and other credit union members, so that hard-earned funds are accessible for all.
  • Member Fee Avoidance 
    We do our best to prevent fees for our members whenever possible by posting the first transactions processed instead of looking for ways to increase potential overdrafts.

  • Anyone can apply to participate in this annual financial competition where four teams are chosen to work one-on-one with a Summit financial coach for personalized strategies to reduce debt, increase savings and reach their financial goals. The winning team is awarded a $10,000 cash prize, and the runners-up each receive $2,500.
  • Equal Housing Lender
    We ensure fair and accessible products for all, including mortgage lending practices as an Equal Housing Lender.
  • Personalized Services
    Everyone’s situation is different. That’s why our employees interact with each member based on their personal circumstances. Members can work with Summit financial experts for free to create a realistic plan to build up savings, pay down debt or set financial goals.
  • Multilingual Staff
    We serve diverse communities with different accessibility needs. Our Spanish-speaking employees are available to help native Spanish speakers get outstanding service. We also partner with Language Line, a service that translates and interprets over 240 languages, ensuring everyone is heard and understood at Summit. 
  • Accessibility
    Our employees make Summit accessible to everyone by consistently meeting or exceeding the standards for providing services to people with disabilities. 
Summit fosters financial inclusion and equity by focusing on providing all members, employees and the community with tools to enrich their lives. At Summit, we believe our work on diversity, equity and inclusion is ongoing – and this includes our commitment to leading the way to  and greater financial security for women, and for all. Embracing a dynamic approach makes us better in our hiring practices, the services we offer and the overall impact we have on our communities. We welcome your comments and questions, and we invite you to  to our manager of diversity, equity and inclusion. We are eager to share our plans to build a diverse and inclusive workplace on our path to equity. Your feedback will make us better.

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