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Rates, Fees, Terms & Disclosures
Loan Rates
Deposit Rates
Fee Schedules
Terms 

Deposit Rates And Disclosures

certificates
CERTIFICATE RATES
Rates Effective May 30, 2023
More Information Apply
TYPE AND TERM MINIMUM BALANCE TO EARN APY3 DIVIDEND RATE ANNUAL PERCENTAGE YIELD
22-Month Special* $5000 5.13% 5.25%
13-Month Special* $5000 4.89% 5.00%
36 Months $500 4.75% 4.85%
9 Months $500 4.65% 4.75%
60 Months $500 1.39% 1.40%
48 Months $500 1.19% 1.20%
24 Months $500 1.00% 1.00%
18 Months $500 0.70% 0.70%
12 Months $500 0.70% 0.70%
6 Months $500 0.50% 0.50%
3 Months $500 0.30% 0.30%
certificates
CERTIFICATE PLUS RATES
Rates Effective May 30, 2023
More Information Apply
TYPE AND TERM MINIMUM BALANCE TO EARN APY3 DIVIDEND RATE ANNUAL PERCENTAGE YIELD
24-Month Certificate Plus $250 0.75% 0.75%
18-Month Certificate Plus $250 0.45% 0.45%
12-Month Certificate Plus $250 0.45% 0.45%
6-Month Certificate Plus $250 0.25% 0.25%
money-market-max
Money Market Maximizer
Rates Effective May 30, 2023
More Information Schedule Appointment
Minimum Balance to Earn APY1 Dividend Rate APY
$1,000,000 3.06% 3.10%
$500,000 2.81% 2.85%
$250,000 2.57% 2.60%
$150,000 1.74% 1.75%
$75,000 1.34% 1.35%
Ultimate-money-market-account
Ultimate Money Market Account Rates
Rates Effective May 30, 2023
More Information Schedule Appointment
Minimum Balance to Earn APY1 Dividend Rate APY1
$200,000 1.48% 1.49%
$150,000 1.38% 1.39%
$100,000 1.38% 1.39%
$75,000 1.28% 1.29%
$50,000 0.40% 0.40%
$0 0.00% 0.00%
money-market-plus-account
Money Market Plus Account Rates
Rates Effective May 30, 2023
More Information Schedule Appointment
Minimum Balance to Earn APY2 Dividend Rate APY1
$100,000 0.23% 0.23%
$50,000 0.20% 0.20%
$25,000 0.18% 0.18%
$10,000 0.17% 0.17%
$2,500 0.14% 0.14%
$0 0.12% 0.12%
Money Market Plus Special 
SCHEDULE APPOINTMENT

3.50%

apy2

Balances of $25,000 or more

3.45%

special rate until November 30,20232

Balances of $25,000 or more
ira-savings-rates
IRA Savings Interest Rates
Rates Effective May 30, 2023
More Information Apply
Type and Term2 Minimum Balance to Earn APY1 Dividend Rate Annual Percentage Yield
IRA Savings $25 0.10% 0.10%
checking
Checking
Rates Effective May 30, 2023
More Information Apply
Type and Term2 Minimum Balance to Earn APY1 Dividend Rate Annual Percentage Yield
Ultimate Checking $2,500 0.10% 0.10%
Dividend Checking $25 0.10% 0.10%
business-dividend-checking-account
Business Dividend Checking Account
Rates Effective May 30, 2023
More Information Apply
Minimum Balance to Earn APY1 Dividend Rate APY1
$2,500 0.10% 0.10%
SAVINGS
Rates Effective May 30, 2023
More Information Apply
TYPE AND TERM3 MINIMUM BALANCE TO EARN APY1 DIVIDEND RATE ANNUAL PERCENTAGE YIELD
Savings2 $25 0.10% 0.10%
2nd Savings $25 0.10% 0.10%
Holiday Savings $25 0.10% 0.10%
gosave
GoSave Account Rates
Rates Effective May 30, 2023
More Information Open An Account
Minimum Balance to Earn APY2 Dividend Rate APY1
$10,000 0.08% 0.08%
$1,000 0.09% 0.09%
$25 0.10% 0.10%
health-savings
HEALTH SAVINGS ACCOUNT
Rates Effective May 30, 2023
More Information Open An Account
Minimum Balance to Earn APY Dividend Rate APY1
$0 0.06% 0.06%
$2,500 0.07% 0.07%
$5,000 0.09% 0.09%
$10,000 0.10% 0.10%