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Rates, Fees, Terms & Disclosures
Loan Rates
Deposit Rates
Fee Schedules
Terms 

Deposit Rates And Disclosures

certificates
CERTIFICATE RATES
Rates Effective November 28, 2023
More Information Apply
TYPE AND TERM MINIMUM BALANCE TO EARN APY DIVIDEND RATE ANNUAL PERCENTAGE YIELD
13-Month Special* $5000 5.22% 5.35%
22-Month Special* $5000 5.13% 5.25%
9 Months $500 4.89% 5.00%
36 Months $500 4.41% 4.50%
60 Months $500 1.39% 1.40%
48 Months $500 1.19% 1.20%
24 Months $500 1.00% 1.00%
18 Months $500 0.70% 0.70%
12 Months $500 0.70% 0.70%
6 Months $500 0.50% 0.50%
3 Months $500 0.30% 0.30%
certificates
CERTIFICATE PLUS RATES
Rates Effective November 28, 2023
More Information Apply
TYPE AND TERM MINIMUM BALANCE TO EARN APY DIVIDEND RATE ANNUAL PERCENTAGE YIELD
24-Month Certificate Plus $250 0.75% 0.75%
18-Month Certificate Plus $250 0.45% 0.45%
12-Month Certificate Plus $250 0.45% 0.45%
6-Month Certificate Plus $250 0.25% 0.25%
money-market-max
Money Market Maximizer
Rates Effective November 28, 2023
More Information Schedule Appointment
Minimum Balance to Earn APY Dividend Rate ANNUAL PERCENTAGE YIELD
$1,000,000 3.06% 3.10%
$500,000 2.81% 2.85%
$250,000 2.57% 2.60%
$150,000 1.74% 1.75%
$75,000 1.34% 1.35%
Ultimate-money-market-account
Ultimate Money Market Account Rates
Rates Effective November 28, 2023
More Information Schedule Appointment
Minimum Balance to Earn APY Dividend Rate ANNUAL PERCENTAGE YIELD
$200,000 1.48% 1.49%
$150,000 1.38% 1.39%
$100,000 1.38% 1.39%
$75,000 1.28% 1.29%
$50,000 0.40% 0.40%
money-market-plus-account
Money Market Plus Account Rates
Rates Effective November 28, 2023
More Information Schedule Appointment
Minimum Balance to Earn APY Dividend Rate ANNUAL PERCENTAGE YIELD
$100,000 0.23% 0.23%
$50,000 0.20% 0.20%
$25,000 0.18% 0.18%
$10,000 0.17% 0.17%
$2,500 0.14% 0.14%
$0 0.12% 0.12%
Money Market Plus Promo 
SCHEDULE APPOINTMENT

4.25%

apy2

Balances of $25,000 or more

4.17%

special rate until June 30,20242

Balances of $25,000 or more
ira-savings-rates
IRA Savings Interest Rates
Rates Effective November 28, 2023
More Information Apply
Type and Term2 Minimum Balance to Earn APY1 Dividend Rate Annual Percentage Yield
IRA Savings $25 0.10% 0.10%
checking
Checking
Rates Effective November 28, 2023
More Information Apply
Type and Term2 Minimum Balance to Earn APY Dividend Rate Annual Percentage Yield
Ultimate Checking $2,500 0.10% 0.10%
Dividend Checking $25 0.10% 0.10%
business-dividend-checking-account
Business Dividend Checking Account
Rates Effective November 28, 2023
More Information Apply
Minimum Balance to Earn APY Dividend Rate ANNUAL PERCENTAGE YIELD
$2,500 0.10% 0.10%
SAVINGS
Rates Effective November 28, 2023
More Information Apply
TYPE AND TERM1 MINIMUM BALANCE TO EARN APY DIVIDEND RATE ANNUAL PERCENTAGE YIELD
Primary Savings2 $25 0.10% 0.10%
Secondary Savings3 $25 0.10% 0.10%
Holiday Savings3 $25 0.10% 0.10%
gosave
GoSave Account Rates
Rates Effective November 28, 2023
More Information Open An Account
Minimum Balance to Earn APY Dividend Rate ANNUAL PERCENTAGE YIELD
$10,000 0.08% 0.08%
$1,000 0.09% 0.09%
$25 0.10% 0.10%
health-savings
HEALTH SAVINGS ACCOUNT
Rates Effective November 28, 2023
More Information Open An Account
Minimum Balance to Earn APY Dividend Rate ANNUAL PERCENTAGE YIELD
$0 0.06% 0.06%
$2,500 0.07% 0.07%
$5,000 0.09% 0.09%
$10,000 0.10% 0.10%