Make a Payment Rates About Careers Contact Locations Our mission is to help you improve your financial life to reach your dreams. As your resource to a richer life, we’re committed to providing products and services that save you money. That’s why we don’t have tons of fees (you’ll see the word FREE a lot), and the ones we do have are some of the lowest around. Enjoy the Summit difference.  This fee and charge schedule for all accounts sets certain conditions, fees and charges, applicable to your accounts at Summit Credit Union. This schedule is incorporated as part of your account agreement with Summit Credit Union. The following fees may be assessed in connection with your account.

Personal Checking Accounts

Free Checking No monthly fee; no minimum balance fee Unlimited check writing Balance Account $5 monthly service fee for accountholders age 17 & under OR with 10 or more debit card purchases in a month & either a student loan or any Summit credit card No annual fee debit card Student Free Checking No monthly fee; no minimum balance fee Unlimited check writing No annual fee debit card Unlimited free ATM transactions Dividend Checking $6 monthly service fee, waived when you maintain an average daily balance of $750 Unlimited check writing Earn dividends on average daily balances exceeding $25 No annual fee debit card Ultimate Checking Package $15 monthly service fee, waived with 6 qualifying services or $60,000 in combined deposit and loan balances Assured Checking $15 monthly service fee

Visa Debit Card / ATM Card Fees

Deposits/withdrawals/transfers/inquiries at Summit ATM Free VISA merchant purchases Free VISA Debit Card annual fee $5 per year, per card, per checking account Non-Summit ATM withdrawal fee (12 free each month) $1 per withdrawal after 12 ISA Fee — International transaction fee 1% of purchase

Other Charges and Fees Applicable to Accounts

Online Banking, Teller Phone, E-Statements, Telephone Customer Service Free Shared Branch $3 per transaction after 5 free transactions per month NSF (Non-Sufficient Funds) Fee Free OD (Overdraft) Coverage Fee $28 each time an item is presented OD (Overdraft) Transfer Fee Overdraft transfer from share or line of credit $3 per transfer Stop payment $28 each time an item is presented Returned deposit/payment/ACH $10 per item Check cashing (for members with savings only and balance of $100 or less) $5 per check Inactive/Dormant Accounts $5 per month Check printing Varies by style Cashier’s check $3 per check Foreign item collection Varies per item Bad address fee $5 per month

Download Consumer Fees & Charge Schedule


Effective 3/25/2024.
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