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Rates, Fees, Terms & Disclosures
Loan Rates
Deposit Rates
Fee Schedules
Terms 

Loan Rates And Disclosures

Auto-&-Motorcycle-Loans-2016-to-2017
Auto & Motorcycle Loans — 2021 to 2023
Rates Effective June 1, 2023
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
24 Months 6.29% $44.58
36 Months 6.29% $30.64
48 Months 6.44% $23.76
60 Months 6.55% $19.65
72 Months 6.75% $16.99
84 Months* 7.70% $15.50
auto-and-motorcycle-loans-2014-to-2015
Auto & Motorcycle Loans — 2011 to 2020
Rates Effective June 1, 2023
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
24 Months 6.44% $44.65
36 Months 6.44% $30.71
48 Months 6.69% $23.88
60 Months 7.15% $19.94
72 Months 7.45% $17.33
auto-and-motorcycle-loans-2008-and-older
Auto & Motorcycle Loans — 2010 and Older
Rates Effective June 1, 2023
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
24 Months 7.69% $45.24
36 months 7.85% $31.38
48 Months 8.00% $24.50
60 Months 8.50% $20.60
other-secured-loans
Boats and RV’s 2021 - 2023
Rates Effective June 1, 2023
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
63 Months 7.24% $19.98
87 Months 7.74% $15.52
120 Months ($25,000.00 Min) 8.99% $12.72
180 Months ($40,000.00 Min) 9.74% $10.65
240 Months ($50,000.00 Min) 10.24% $9.81
boats-rv-used
Boats and RVs 2013-2020
Rates Effective June 1, 2023
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
63 Months 8.24% $20.47
87 Months 8.50% $15.90
120 Months ($25,000.00 Min) 9.25% $12.86
180 Months ($40,000.00 Min) 9.75% $10.65
240 Months ($50,000.00 Min) 10.50% $10.04
powersports-new
Powersports 2021-2023
Rates Effective June 1, 2023
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
39 Months 6.99% $28.83
63 Months 7.49% $19.31
87 Months 7.74% $15.12
120 Months 9.74% $13.13
powersports-used
Powersports 2013-2020
Rates Effective June 1, 2023
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
39 Months 7.99% $29.30
63 Months 8.49% $19.80
87 Months 9.24% $15.88
120 Months 11.24% $13.99
express-home-refinance
Express Home Refinance Rates
Rates Effective June 1, 2023
More Information Apply
TYPE AND TERM APR (as low as)1 Monthly Payment
8 Year Fixed 6.625% $13.49
12 Year Fixed 6.375% $10.19
20 Year Fixed 6.875% $7.71
home-equity-line-of-credit-up-to-70%-ltv
Home Equity Line of Credit — Up to 70% LTV (Variable/Fixed)
Rates Effective June 1, 2023
More Information Apply
Term (up to) APR (as low as)1 VPR (as low as)3 Monthly Payment
6-Month Fixed Intro Rate4 0.00% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Variable, Revolving3 7.75% Prime - 0.50% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed 60 Months2 6.49% $19.62
Fixed 120 Months2 7.49% $11.92
Fixed 180 Months2 8.99% $10.18
home-equity-line-of-credit-up-to-80%-ltv
Home Equity Line of Credit — Up to 80% LTV (Variable/Fixed)
Rates Effective June 1, 2023
More Information Apply
Term (up to) APR (as low as)1 VPR (as low as)3 Monthly Payment
6-Month Fixed Intro Rate4 0.00% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Variable, Revolving3 8.00% Prime - 0.25% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed 60 Months2 6.49% $19.62
Fixed 120 Months2 7.49% $11.92
Fixed 180 Months2 8.99% $10.18
home-equity-line-of-credit-up-to-90%-ltv
Home Equity Line of Credit — Up to 90% LTV (Variable/Fixed)
Rates Effective June 1, 2023
More Information Apply
Term (up to) APR (as low as)1 VPR (as low as)3 Monthly Payment
6-Month Fixed Intro Rate4 1.49% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Variable Revolving3 8.75% Prime + 0.50% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed 60 Months2 7.49% $20.10
Fixed 120 Months2 8.49% $12.45
Fixed 180 Months2 9.49% $10.49
home-equity-line-of-credit-up-to-100%-ltv
Home Equity Line of Credit — Up to 100% LTV (Variable/Fixed)
Rates Effective June 1, 2023
More Information Apply
Term (up to) APR (as low as)1 VPR (as low as)3 Monthly Payment
6-Month Fixed Intro Rate4 4.49% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Variable, Revolving3 11.00% Prime + 3% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed 60 Months2 10.48% $21.59
Fixed 120 Months2 11.88% $14.36
Fixed 180 Months2 12.23% $12.22
home-equity-loans-up-to-80%-ltv
Home Equity Loans — Up to 80% LTV
Rates Effective June 1, 2023
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
36 Months 6.49% $30.74
48 Months 6.49% $23.78
60 Months 6.49% $19.62
84 Months 6.99% $15.15
120 Months 7.49% $11.92
180 Months 8.99% $10.18
home-equity-loans-up-to-90%-ltv
Home Equity Loans — Up to 90% LTV
Rates Effective June 1, 2023
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
36 Months 7.49% $31.21
48 Months 7.49% $24.26
60 Months 7.49% $20.10
84 Months 7.99% $15.64
120 Months 8.49% $12.45
180 Months 9.49% $10.49
home-equity-loans-up-to-100%-ltv
Home Equity Loans — Up to 100% LTV
Rates Effective June 1, 2023
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
36 Months 10.48% $32.65
48 Months 10.48% $25.72
60 Months 10.48% $21.59
84 Months 10.63% $17.01
120 Months 11.88% $14.36
180 Months 12.23% $12.22
personal-loan-rates
Personal Loan Interest Rates
Rates Effective June 1, 2023
More Information Apply
TERM(up to) APR(as low as)1 Monthly Payment2
24 Months 11.50% $47.08
36 Months 11.50% $33.15
48 Months 11.75% $26.35
60 Months 12.25% $22.50
personal-line-of-credit
Personal Lines of Credit
Rates Effective June 1, 2023
More Information Apply
Type and Term APR1 VPR2 Monthly Payment
Personal Line of Credit, revolving 12.25% Prime + 4% Minimum $15 or 2.5% of the outstanding principal balance
Overdraft Protection Line of Credit 18.00% n/a Minimum $15 or 2.5% of the outstanding principal balance
certificate-secured-loans
Certificate Secured Loans
Rates Effective June 1, 2023
More Information Apply
Terms APR1
Installment loan or single-payment note that is due at the certificate's maturity date. Certificate Dividend Rate + 3.00%
Special Energy Efficient Loans
Solar and Energy Efficiency Loan Rates
Rates Effective June 1, 2023
More Information Apply
Term (up to) APR1 Monthly Payment2
60 Months 9.50% $21.09
180 Months 10.25% $10.96