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Rates, Fees, Terms & Disclosures
Loan Rates
Deposit Rates
Fee Schedules
Terms 

Loan Rates And Disclosures

Auto-&-Motorcycle-Loans-2016-to-2017
Auto & Motorcycle Loans — 2018 to 2019
Rates Effective December 10, 2018
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
24 Months 3.79% $43.40
36 Months 3.79% $29.49
48 Months 3.79% $22.52
60 Months 3.99% $18.45
72 Months 4.39% $15.86
84 Months* 5.35% $14.34
auto-and-motorcycle-loans-2014-to-2015
Auto & Motorcycle Loans — 2007 to 2017
Rates Effective December 10, 2018
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
24 Months 4.04% $43.52
36 Months 4.04% $29.60
48 Months 4.24% $22.73
60 Months 4.54% $18.70
72 Months 5.60% $16.43
auto-and-motorcycle-loans-2008-and-older
Auto & Motorcycle Loans — 2006 and Older
Rates Effective December 10, 2018
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
24 Months 9.75% $46.21
36 months 9.75% $32.28
48 Months 10.00% $25.47
60 Months 10.25% $21.47
other-secured-loans
Other Secured Loans — Includes Boats and RVs
Rates Effective December 10, 2018
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
24 Months 4.35% $43.66
36 Months 4.45% $29.78
48 Months 4.55% $22.87
60 Months 4.65% $18.72
72 Months 5.90% $16.57
120 Months (Boats & RVs only; $25,000 min.) 7.00% $11.65
180 Months (Boats & RVs only; $40,000 min.) 7.50% $9.31
express-home-refinance
Express Home Refinance Rates
Rates Effective December 10, 2018
More Information Apply
TYPE AND TERM APR (as low as)1 Monthly Payment
8 Year Fixed2 4.250% $12.10
12 Year Fixed2 4.375% $8.71
home-equity-line-of-credit-up-to-80%-ltv
Home Equity Line of Credit — Up to 80% LTV (Variable/Fixed)
Rates Effective December 10, 2018
More Information Apply
Term (up to) APR (as low as)1 VPR (as low as)3 Monthly Payment
Variable, Revolving 4.75% Prime - 0.50% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed, up to 48 Months2 3.74% $22.50
Fixed, 49 to 60 Months2 4.24% $18.56
Fixed, 61 to 120 Months2 4.74% $10.51
Fixed, 121 to 180 Months2 6.24% $8.60
home-equity-line-of-credit-up-to-90%-ltv
Home Equity Line of Credit — Up to 90% LTV (Variable/Fixed)
Rates Effective December 10, 2018
More Information Apply
Term (up to) APR (as low as)1 VPR (as low as)3 Monthly Payment
Variable Revolving 5.75% Prime + 0.50% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed, up to 48 Months2 4.74% $22.97
Fixed, 49 to 60 Months2 4.99% $18.91
Fixed, 61 to 120 Months2 5.74% $11.00
Fixed, 121 to 180 Months2 6.74% $8.88
home-equity-line-of-credit-up-to-100%-ltv
Home Equity Line of Credit — Up to 100% LTV (Variable/Fixed)
Rates Effective December 10, 2018
More Information Apply
Term (up to) APR (as low as)1 VPR (as low as)3 Monthly Payment
Variable, Revolving3 8.25% Prime + 3% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed up to 36 Months2 8.24% $31.56
Fixed, 37 to 60 Months2 8.74% $20.71
Fixed, 61 to 120 Months2 9.24% $12.86
Fixed, 121 to 180 Months2 9.74% $10.64
home-equity-loans-up-to-80%-ltv
Home Equity Loans — Up to 80% LTV
Rates Effective December 10, 2018
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
36 Months 3.89% $29.53
48 Months 3.89% $22.57
60 Months 4.39% $18.63
84 Months 4.89% $14.12
120 Months 5.24% $10.75
180 Months 6.24% $8.60
home-equity-loans-up-to-90%-ltv
Home Equity Loans — Up to 90% LTV
Rates Effective December 10, 2018
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
36 Months 4.89% $29.99
48 Months 4.89% $23.04
60 Months 5.14% $18.98
84 Months 5.89% $14.60
120 Months 6.24% $11.26
180 Months 6.74% $8.87
home-equity-loans-up-to-100%-ltv
Home Equity Loans — Up to 100% LTV
Rates Effective December 10, 2018
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
180 Months 10.24% $10.95
36 Months 8.39% $31.63
48 Months 8.89% $24.93
60 Months 8.89% $20.79
84 Months 9.39% $16.36
120 Months 9.74% $13.13
personal-loan-rates
Personal Loan Interest Rates
Rates Effective December 10, 2018
More Information Apply
TERM(up to) APR(as low as)1 Monthly Payment2
24 Months 10.25% $46.45
36 Months 10.25% $32.52
48 Months 10.50% $25.72
60 Months 10.75% $21.72
personal-line-of-credit
Personal Lines of Credit
Rates Effective December 10, 2018
More Information Apply
Type and Term APR1 VPR2 Monthly Payment
Personal Line of Credit, revolving 10.00% Prime + 4% Minimum $15 or 2.5% of the outstanding principal balance
Overdraft Protection Line of Credit 18.00% n/a Minimum $15 or 2.5% of the outstanding principal balance
certificate-secured-loans
Certificate Secured Loans
Rates Effective December 10, 2018
More Information Apply
Terms APR1
Installment loan or single-payment note that is due at the certificate's maturity date. Annual Percentage Yield + 3.00%
Special Energy Efficient Loans
Solar and Energy Efficiency Loan Rates
Rates Effective December 10, 2018
More Information Apply
Term (up to) APR1 Monthly Payment2
60 Months 6.50% $19.63
180 Months 7.25% $9.16