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Rates, Fees, Terms & Disclosures
Loan Rates
Deposit Rates
Fee Schedules
Terms 

Loan Rates And Disclosures

Auto-&-Motorcycle-Loans-2016-to-2017
Auto & Motorcycle Loans — 2017 to 2018
Rates Effective October 18, 2018
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
24 Months 3.39% $43.22
36 Months 3.39% $29.30
48 Months 3.39% $22.34
60 Months 3.59% $18.26
72 Months 3.99% $15.67
84 Months* 4.95% $14.15
auto-and-motorcycle-loans-2014-to-2015
Auto & Motorcycle Loans — 2006 to 2016
Rates Effective October 18, 2018
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
24 Months 3.64% $43.33
36 Months 3.64% $29.42
48 Months 3.84% $22.55
60 Months 4.14% $18.52
72 Months 5.20% $16.24
auto-and-motorcycle-loans-2008-and-older
Auto & Motorcycle Loans — 2005 and Older
Rates Effective October 18, 2018
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
24 Months 9.35% $46.03
36 months 9.35% $32.09
48 Months 9.60% $25.27
60 Months 9.85% $21.26
other-secured-loans
Other Secured Loans — Includes Boats and RVs
Rates Effective October 18, 2018
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
24 Months 3.95% $43.48
36 Months 4.05% $29.61
48 Months 4.15% $22.69
60 Months 4.25% $18.57
72 Months 5.50% $16.14
120 Months (Boats & RVs only; $25,000 min.) 6.60% $11.44
180 Months (Boats & RVs only; $40,000 min.) 7.10% 9.08
express-home-refinance
Express Home Refinance Rates
Rates Effective October 18, 2018
More Information Apply
TYPE AND TERM APR (as low as)1 Monthly Payment
8 Year Fixed2 3.750% $12.10
12 Year Fixed2 3.875% $8.71
home-equity-line-of-credit-up-to-80%-ltv
Home Equity Line of Credit — Up to 80% LTV (Variable/Fixed)
Rates Effective October 18, 2018
More Information Apply
Term (up to) APR (as low as)1 VPR (as low as)3 Monthly Payment
Variable, Revolving 4.75% Prime - 0.50% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed, up to 48 Months2 3.74% $22.50
Fixed, 49 to 60 Months2 4.24% $18.56
Fixed, 61 to 120 Months2 4.74% $10.51
Fixed, 121 to 180 Months2 6.24% $8.60
home-equity-line-of-credit-up-to-90%-ltv
Home Equity Line of Credit — Up to 90% LTV (Variable/Fixed)
Rates Effective October 18, 2018
More Information Apply
Term (up to) APR (as low as)1 VPR (as low as)3 Monthly Payment
Variable Revolving 5.75% Prime + 0.50% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed, up to 48 Months2 4.74% $22.97
Fixed, 49 to 60 Months2 4.99% $18.91
Fixed, 61 to 120 Months2 5.74% $11.00
Fixed, 121 to 180 Months2 6.74% $8.88
home-equity-line-of-credit-up-to-100%-ltv
Home Equity Line of Credit — Up to 100% LTV (Variable/Fixed)
Rates Effective October 18, 2018
More Information Apply
Term (up to) APR (as low as)1 VPR (as low as)3 Monthly Payment
Variable, Revolving3 8.25% Prime + 3% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed up to 36 Months2 8.24% $31.56
Fixed, 37 to 60 Months2 8.74% $20.71
Fixed, 61 to 120 Months2 9.24% $12.86
Fixed, 121 to 180 Months2 9.74% $10.64
home-equity-loans-up-to-80%-ltv
Home Equity Loans — Up to 80% LTV
Rates Effective October 18, 2018
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
36 Months 3.99% $29.58
48 Months 3.99% $22.62
60 Months 4.49% $18.68
84 Months 4.99% $14.16
120 Months 4.99% $10.63
180 Months 6.49% $8.74
home-equity-loans-up-to-90%-ltv
Home Equity Loans — Up to 90% LTV
Rates Effective October 18, 2018
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
36 Months 4.99% $30.03
48 Months 4.99% $23.08
60 Months 5.24% $19.03
84 Months 5.99% $14.65
120 Months 5.99% $11.13
180 Months 6.99% $9.02
home-equity-loans-up-to-100%-ltv
Home Equity Loans — Up to 100% LTV
Rates Effective October 18, 2018
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
36 Months 8.49% $31.68
48 Months 8.99% $24.98
60 Months 8.99% $20.84
84 Months 9.49% $16.41
120 Months 9.49% $12.99
180 Months 9.99% $10.80
personal-loan-rates
Personal Loan Interest Rates
Rates Effective October 18, 2018
More Information Apply
TERM(up to) APR(as low as)1 Monthly Payment2
24 Months 9.85% $46.26
36 Months 9.85% $32.33
48 Months 10.10% $25.52
60 Months 10.35% $21.51
personal-line-of-credit
Personal Lines of Credit
Rates Effective October 18, 2018
More Information Apply
Type and Term APR1 VPR2 Monthly Payment
Personal Line of Credit, revolving 10.00% Prime + 4% Minimum $15 or 2.5% of the outstanding principal balance
Overdraft Protection Line of Credit 18.00% n/a Minimum $15 or 2.5% of the outstanding principal balance
certificate-secured-loans
Certificate Secured Loans
Rates Effective October 18, 2018
More Information Apply
Terms APR1
Installment loan or single-payment note that is due at the certificate's maturity date. Annual Percentage Yield + 3.00%
Special Energy Efficient Loans
Solar and Energy Efficiency Loan Rates
Rates Effective October 18, 2018
More Information Apply
Term (up to) APR1 Monthly Payment2
60 Months 6.50% $19.63
180 Months 7.25% $9.16