Rates, Fees, Terms & Disclosures
Loan Rates
Deposit Rates
Fee Schedules
Terms
Loan Rates And Disclosures
Mortgage Rates
Rates Effective September 23, 2023
| TYPE AND TERM | RATE | Annual Percentage Rate |
|
30 Year Fixed** |
7.125% | 7.234% |
|
20 Year Fixed** |
6.875% | 7.014% |
|
15 Year Fixed** |
7.000% | 7.114% |
|
10 Year Fixed** |
7.000% | 7.159% |
|
15/15 ARM** |
7.500% | 7.023% |
|
10/1 ARM** |
7.375% | 7.824% |
|
7/1 ARM** |
7.250% | 7.885% |
|
5/1 ARM** |
7.125% | 7.938% |
|
3/1 ARM** |
7.000% | 8.019% |
Auto-&-Motorcycle-Loans-2016-to-2017
| Term (up to) | APR (as low as)1 | Monthly Payment2 | |
| 24 Months | 6.79% | $44.81 |
|
| 36 Months | 6.79% | $30.87 |
|
| 48 Months | 6.94% | $23.99 |
|
| 60 Months | 7.20% | $19.96 |
|
| 72 Months | 7.70% | $17.45 |
|
| 84 Months* | 8.45% | $15.87 |
|
Your rate may vary based on your creditworthiness and repayment option.
*84-month term is for new purchases only. Minimum loan amounts may apply.
1 APR is Annual Percentage Rate. Rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without electronic payment and established Summit checking will be higher. The APR may increase after loan closing if an electronic payment is discontinued.
2 Monthly payment is based on payment per $1,000 for term and rate shown above.
auto-and-motorcycle-loans-2014-to-2015
| Term (up to) | APR (as low as)1 | Monthly Payment2 | |
| 24 Months | 6.94% | $44.88 |
|
| 36 Months | 6.94% | $30.94 |
|
| 48 Months | 7.19% | $24.11 |
|
| 60 Months | 7.65% | $20.18 |
|
| 72 Months | 8.45% | $17.82 |
|
Your rate may vary based on your creditworthiness and repayment option.
Minimum loan amounts apply.
1 APR is Annual Percentage Rate. Rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without electronic payment and established Summit checking will be higher. The APR may increase after loan closing if an electronic payment is discontinued.
2 Monthly payment is based on payment per $1,000 for term and rate shown above.
auto-and-motorcycle-loans-2008-and-older
| Term (up to) | APR (as low as)1 | Monthly Payment2 | |
| 24 Months | 8.19% | $45.47 |
|
| 36 months | 8.35% | $31.61 |
|
| 48 Months | 8.50% | $24.74 |
|
| 60 Months | 9.00% | $20.84 |
|
Your rate may vary based on your creditworthiness and repayment option.
Minimum loan amounts may apply.
1 APR is Annual Percentage Rate. Rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without electronic payment and established Summit checking will be higher. The APR may increase after loan closing if an electronic payment is discontinued.
2 Monthly payment is based on payment per $1,000 for term and rate shown above.
other-secured-loans
| Term (up to) | APR (as low as)1 | Monthly Payment2 | |
| 63 Months | 8.74% | $19.93 |
|
| 87 Months | 9.24% | $15.78 |
|
| 120 Months ($25,000.00 Min) | 10.49% | $13.55 |
|
| 180 Months ($40,000.00 Min) | 11.74% | $11.90 |
|
Your rate may vary based on your creditworthiness and repayment option.
Minimum loan amounts may apply.
1 APR is Annual Percentage Rate. Rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without electronic payment and established Summit checking will be higher. The APR may increase after loan closing if an electronic payment is discontinued.
2 Monthly payment is based on payment per $1,000 for term and rate shown above.
boats-rv-used
| Term (up to) | APR (as low as)1 | Monthly Payment2 | |
| 63 Months | 9.24% | $20.18 |
|
| 87 Months | 9.50% | $16.02 |
|
| 120 Months ($25,000.00 Min) | 10.75% | $13.70 |
|
| 180 Months ($40,000.00 Min) | 11.75% | $11.91 |
|
Your rate may vary based on your creditworthiness and repayment option.
Minimum loan amounts may apply.
1 APR is Annual Percentage Rate. Rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without electronic payment and established Summit checking will be higher. The APR may increase after loan closing if an electronic payment is discontinued.
2 Monthly payment is based on payment per $1,000 for term and rate shown above.
powersports-new
| Term (up to) | APR (as low as)1 | Monthly Payment2 | |
| 39 Months | 8.74% | $29.66 |
|
| 63 Months | 9.24% | $20.18 |
|
| 87 Months | 9.49% | $16.01 |
|
| 120 Months | 11.49% | $14.13 |
|
Includes snowmobiles, personal watercraft, and ATV’s
Your rate may vary based on your creditworthiness and repayment option.
Minimum loan amounts may apply.
1 APR is Annual Percentage Rate. Rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without electronic payment and established Summit checking will be higher. The APR may increase after loan closing if an electronic payment is discontinued.
2 Monthly payment is based on payment per $1,000 for term and rate shown above.
powersports-used
| Term (up to) | APR (as low as)1 | Monthly Payment2 | |
| 39 Months | 8.99% | $29.78 |
|
| 63 Months | 9.49% | $20.30 |
|
| 87 Months | 10.24% | $16.41 |
|
| 120 Months | 12.24% | $14.57 |
|
Includes snowmobiles, personal watercraft, and ATV’s
Your rate may vary based on your creditworthiness and repayment option.
Minimum loan amounts may apply.
1 APR is Annual Percentage Rate. Rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without electronic payment and established Summit checking will be higher. The APR may increase after loan closing if an electronic payment is discontinued.
2 Monthly payment is based on payment per $1,000 for term and rate shown above.
express-home-refinance
| TYPE AND TERM | APR (as low as)1 | Monthly Payment | |
| 8 Year Fixed | 7.250% | $13.81 |
|
| 12 Year Fixed | 7.375% | $10.52 |
|
| 20 Year Fixed | 7.500% | $8.09 |
|
Your rate may vary based upon your creditworthiness and repayment option
Express Refinances are eligible for no or low closing costs. Appraisal and title insurance fees, if required are not included and will be an additional charge. The charge for an appraisal is typically $430-$585. The charge for title insurance is typically $375.
First lien mortgage position and owner occupied properties only. Maximum loan to value is 80%. Maximum loan amount is $399,999. Property insurance is required. Other programs/options are available. Limited to Wisconsin. Closing costs, including appraisal and title insurance may vary and be higher in states other than Wisconsin.
1 APR is Annual Percentage Rate
2 Monthly payment is based on payment per $1,000 for term and rate shown above. The payments listed do not include amounts for taxes and insurance and if included the actual payment obligation will be greater because of these additional payments.
home-equity-line-of-credit-up-to-70%-ltv
Home Equity Line of Credit — Up to 70% LTV (Variable/Fixed)
Rates Effective September 23, 2023
| Term (up to) | APR (as low as)1 | VPR (as low as)3 | Monthly Payment | |
| 3-Month Fixed Intro Rate4 | 0.00% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
|
| Variable, Revolving3 | 8.00% | Prime - 0.50% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
| Fixed 60 Months2 | 6.49% | $19.62 |
|
|
| Fixed 120 Months2 | 7.49% | $11.92 |
|
|
| Fixed 180 Months2 | 8.99% | $10.18 |
|
Your rate may vary based upon your creditworthiness and loan-to-value.
No or low closing costs for new HELOC loan only. Appraisal fee and title insurance, if required is an additional charge. The charge for an appraisal is typically $430-$585; the charge for title insurance is typically $375. There also is a one-time $139 fee due at closing for refinancing an existing Summit Credit Union HELOC. Fee is waived if an existing SCU HELOC is refinanced with a new SCU first mortgage. Limited to Wisconsin. Closing costs, including appraisal and title insurance, may vary and be higher in states other than Wisconsin.
Property insurance is required.
The maximum APR is 15%. The minimum APR is 3.99%-5.49% (Floor). Limited to Wisconsin.
1 APR is Annual Percentage Rate. Fixed rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without electronic payment and an established Summit checking account will be higher.
2 Monthly payment for fixed rate is based upon payment per $1,000 for term and rate shown above.
Lock in up to five fixed-rate amounts at one time. First rate lock is free, $35.00 for each additional.
Minimum fixed rate loan amount of $5,000 applies.
3 VPR is Variable Periodic Rate. The Variable Periodic Rate is Prime Rate as published in the Wall Street Journal or Prime Rate plus or minus a margin. Margins range from 4.00% to -0.50%. The VPR is subject to change monthly. The Prime Rate as of 7/27/23 is 8.50%. Monthly minimum periodic payments made during the end of draw repayment period may not fully amortize the remaining balance of the line of credit at the maturity of the 30-year mortgage. A balloon payment may result.
4 Existing Home Equity Lines of Credit limit must increase by a minimum of $5,000 to qualify for introductory rate. Home equity line of credit requests for credit limits exceeding $350,000.00 do not qualify for the introductory rate. New HELOC eligibility requirements apply. APR is Annual Percentage Rate. After the 3-month introductory period, the rate will revert to Prime Rate as published in The Wall Street Journal or Prime Rate plus or minus a margin. Your actual rate will be based upon your creditworthiness and loan-to-value. Margins range from 4.00% to -0.50%. Minimum credit score of 699 or more to qualify for promotion rate. Intro rate shown is for homeowners with up to 80% loan-to-value. Other rates will apply for loans with a higher loan-to-value. Rates subject to change but the APR will not vary above 15% APR. The minimum APR is 3.99%-5.49% (Floor) for loans less than or equal to a 70% loan-to-value. Your actual variable periodic rate and floor rate will be based upon your creditworthiness and loan-to-value. Property insurance is required.
home-equity-line-of-credit-up-to-80%-ltv
Home Equity Line of Credit — Up to 80% LTV (Variable/Fixed)
Rates Effective September 23, 2023
| Term (up to) | APR (as low as)1 | VPR (as low as)3 | Monthly Payment | |
| 3-Month Fixed Intro Rate4 | 0.00% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
|
| Variable, Revolving3 | 8.25% | Prime - 0.25% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
| Fixed 60 Months2 | 6.49% | $19.62 |
|
|
| Fixed 120 Months2 | 7.49% | $11.92 |
|
|
| Fixed 180 Months2 | 8.99% | $10.18 |
|
Your rate may vary based upon your creditworthiness and loan-to-value.
No or low closing costs for new HELOC loan only. Appraisal fee and title insurance, if required is an additional charge. The charge for an appraisal is typically $430-$585; the charge for title insurance is typically $375. There also is a one-time $139 fee due at closing for refinancing an existing Summit Credit Union HELOC. Fee is waived if an existing SCU HELOC is refinanced with a new SCU first mortgage. Limited to Wisconsin. Closing costs, including appraisal and title insurance, may vary and be higher in states other than Wisconsin.
Property insurance is required.
The maximum APR is 15%. The minimum APR is 4.49%-5.99% (Floor). Limited to Wisconsin.
1 APR is Annual Percentage Rate. Fixed rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without electronic payment and an established Summit checking account will be higher.
2 Monthly payment for fixed rate is based upon payment per $1,000 for term and rate shown above.
Lock in up to five fixed-rate amounts at one time. First rate lock is free, $35.00 for each additional.
Minimum fixed rate loan amount of $5,000 applies.
3 VPR is Variable Periodic Rate. The Variable Periodic Rate is Prime Rate as published in the Wall Street Journal or Prime Rate plus or minus a margin. Margins range from 5.00% to -0.50%. The VPR is subject to change monthly. The Prime Rate as of 7/27/23 is 8.50%.
Monthly minimum periodic payments made during the end of draw repayment period may not fully amortize the remaining balance of the line of credit at the maturity of the 30-year mortgage. A balloon payment may result.
4 Existing Home Equity Lines of Credit limit must increase by a minimum of $5,000 to qualify for introductory rate. Home equity line of credit requests for credit limits exceeding $350,000.00 do not qualify for the introductory rate. New HELOC eligibility requirements apply. APR is Annual Percentage Rate. After the 3-month introductory period, the rate will revert to Prime Rate as published in The Wall Street Journal or Prime Rate plus or minus a margin. Your actual rate will be based upon your creditworthiness and loan-to-value. Margins range from 4.00% to -0.50%. Minimum credit score of 699 or more to qualify for promotion rate. Intro rate shown is for homeowners with up to 80% loan-to-value. Other rates will apply for loans with a higher loan-to-value. Rates subject to change but the APR will not vary above 15% APR. The minimum APR is 3.99%-5.49% (Floor) for loans less than or equal to a 70% loan-to-value. Your actual variable periodic rate and floor rate will be based upon your creditworthiness and loan-to-value. Property insurance is required.
home-equity-line-of-credit-up-to-90%-ltv
Home Equity Line of Credit — Up to 90% LTV (Variable/Fixed)
Rates Effective September 23, 2023
| Term (up to) | APR (as low as)1 | VPR (as low as)3 | Monthly Payment | |
| 3-Month Fixed Intro Rate4 | 1.49% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
|
| Variable, Revolving3 | 9.00% | Prime + 0.50% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
| Fixed 60 Months2 | 7.49% | $20.10 |
|
|
| Fixed 120 Months2 | 8.49% | $12.45 |
|
|
| Fixed 180 Months2 | 9.49% | $10.49 |
|
Your rate may vary based upon your creditworthiness and loan-to-value.
No or low closing costs for new HELOC loan only. Appraisal fee and title insurance, if required is an additional charge. The charge for an appraisal is typically $430-$585; the charge for title insurance is typically $375. There also is a one-time $139 fee due at closing for refinancing an existing Summit Credit Union HELOC. Fee is waived if an existing SCU HELOC is refinanced with a new SCU first mortgage. Limited to Wisconsin. Closing costs, including appraisal and title insurance, may vary and be higher in states other than Wisconsin.
Property insurance is required.
The maximum APR is 15%. The minimum APR is 4.99% to 5.99% (Floor). Limited to Wisconsin.
1 APR is Annual Percentage Rate. Fixed rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without electronic payment and an established Summit checking account will be higher.
2 Monthly payment for fixed rate is based upon payment per $1,000 for term and rate shown above.
Lock in up to five fixed-rate amounts at one time. First rate lock is free, $35.00 for each additional.
Minimum fixed rate loan amount of $5,000 applies.
3 VPR is Variable Periodic Rate. The Variable Periodic Rate is Prime Rate as published in the Wall Street Journal plus a margin. Margins range from .50% to 5.50%. The VPR is subject to change monthly. The Prime Rate as of 7/27/23 is 8.50%.
Monthly minimum periodic payments made during the end of draw repayment period may not fully amortize the remaining balance of the line of credit at the maturity of the 30-year mortgage. A balloon payment may result.
4 Existing Home Equity Lines of Credit limit must increase by a minimum of $5,000 to qualify for introductory rate. Home equity line of credit requests for credit limits exceeding $350,000.00 do not qualify for the introductory rate. New HELOC eligibility requirements apply. APR is Annual Percentage Rate. After the 3-month introductory period, the rate will revert to Prime Rate as published in The Wall Street Journal or Prime Rate plus or minus a margin. Your actual rate will be based upon your creditworthiness and loan-to-value. Margins range from 4.00% to -0.50%. Minimum credit score of 699 or more to qualify for promotion rate. Intro rate shown is for homeowners with up to 80% loan-to-value. Other rates will apply for loans with a higher loan-to-value. Rates subject to change but the APR will not vary above 15% APR. The minimum APR is 3.99%-5.49% (Floor) for loans less than or equal to a 70% loan-to-value. Your actual variable periodic rate and floor rate will be based upon your creditworthiness and loan-to-value. Property insurance is required.
home-equity-line-of-credit-up-to-100%-ltv
Home Equity Line of Credit — Up to 100% LTV (Variable/Fixed)
Rates Effective September 23, 2023
| Term (up to) | APR (as low as)1 | VPR (as low as)3 | Monthly Payment | |
| 3-Month Fixed Intro Rate4 | 4.49% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
|
| Variable, Revolving3 | 11.50% | Prime + 3% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
| Fixed 60 Months2 | 10.48% | $21.59 |
|
|
| Fixed 120 Months2 | 11.88% | $14.36 |
|
|
| Fixed 180 Months2 | 12.23% | $12.22 |
|
Your rate may vary based upon your creditworthiness and loan-to-value.
No or low closing costs for new HELOC loan only. Appraisal fee and title insurance, if required is an additional charge. The charge for an appraisal is typically $430-$585; the charge for title insurance is typically $375. There also is a one-time $139 fee due at closing for refinancing an existing Summit Credit Union HELOC. Fee is waived if an existing SCU HELOC is refinanced with a new SCU first mortgage. Limited to Wisconsin. Closing costs, including appraisal and title insurance, may vary and be higher in states other than Wisconsin.
Property insurance is required.
The maximum APR is 15%. The minimum APR is 7.99% (Floor). Limited to Wisconsin.
1 APR is Annual Percentage Rate. Fixed rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without electronic payment and an established Summit checking account will be higher.
2 Monthly payment for fixed rate is based upon payment per $1,000 for term and rate shown above.
Lock in up to five fixed-rate amounts at one time. First rate lock is free, $35.00 for each additional.
Minimum fixed rate loan amount of $5,000 applies.
3 VPR is Variable Periodic Rate. The Variable Periodic Rate is Prime Rate as published in the Wall Street Journal plus a margin. Margins range from 3.00% to 4.00%. The VPR is subject to change monthly. The Prime Rate as of 7/27/23 is 8.50%.
Monthly minimum periodic payments made during the end of draw repayment period may not fully amortize the remaining balance of the line of credit at the maturity of the 30-year mortgage. A balloon payment may result.
4 Existing Home Equity Lines of Credit limit must increase by a minimum of $5,000 to qualify for introductory rate. Home equity line of credit requests for credit limits exceeding $350,000.00 do not qualify for the introductory rate. New HELOC eligibility requirements apply. APR is Annual Percentage Rate. After the 3-month introductory period, the rate will revert to Prime Rate as published in The Wall Street Journal or Prime Rate plus or minus a margin. Your actual rate will be based upon your creditworthiness and loan-to-value. Margins range from 4.00% to -0.50%. Minimum credit score of 699 or more to qualify for promotion rate. Intro rate shown is for homeowners with up to 80% loan-to-value. Other rates will apply for loans with a higher loan-to-value. Rates subject to change but the APR will not vary above 15% APR. The minimum APR is 3.99%-5.49% (Floor) for loans less than or equal to a 70% loan-to-value. Your actual variable periodic rate and floor rate will be based upon your creditworthiness and loan-to-value. Property insurance is required.
home-equity-loans-up-to-80%-ltv
| Term (up to) | APR (as low as)1 | Monthly Payment2 | |
| 36 Months | 6.49% | $30.74 |
|
| 48 Months | 6.49% | $23.78 |
|
| 60 Months | 6.49% | $19.62 |
|
| 84 Months | 6.99% | $15.15 |
|
| 120 Months | 7.49% | $11.92 |
|
| 180 Months | 8.99% | $10.18 |
|
Your rate may vary based upon your creditworthiness and loan-to-value.
Typical closing costs range from $120-150. Appraisal fee and title insurance, if required is an additional charge. The charge for an appraisal is typically $430-$585, the charge for title insurance is typically $375. Limited to Wisconsin Home Equity Line of Credit loans. Closing costs may vary and be higher in states other than Wisconsin. Minimum loan amount of $5,000 applies.
Property insurance is required.
1 APR is Annual Percentage Rate. Rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without an electronic payment and an established Summit checking account will be higher.
2 Monthly payment amount is based on payment per $1,000 for term and rate shown above.
home-equity-loans-up-to-90%-ltv
| Term (up to) | APR (as low as)1 | Monthly Payment2 | |
| 36 Months | 7.49% | $31.21 |
|
| 48 Months | 7.49% | $24.26 |
|
| 60 Months | 7.49% | $20.10 |
|
| 84 Months | 7.99% | $15.64 |
|
| 120 Months | 8.49% | $12.45 |
|
| 180 Months | 9.49% | $10.49 |
|
Your rate may vary based upon your creditworthiness and loan-to-value.
Typical closing costs range from $120-150. Appraisal fee and title insurance, if required is an additional charge. The charge for an appraisal is typically $430-$585, the charge for title insurance is typically $375. Limited to Wisconsin Home Equity Line of Credit loans. Closing costs may vary and be higher in states other than Wisconsin. Minimum loan amount of $5,000 applies.
Property insurance is required.
1 APR is Annual Percentage Rate. Rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without an electronic payment and an established Summit checking account will be higher.
2 Monthly payment amount is based on payment per $1,000 for term and rate shown above.
home-equity-loans-up-to-100%-ltv
| Term (up to) | APR (as low as)1 | Monthly Payment2 | |
| 36 Months | 10.48% | $32.65 |
|
| 48 Months | 10.48% | $25.72 |
|
| 60 Months | 10.48% | $21.59 |
|
| 84 Months | 10.63% | $17.01 |
|
| 120 Months | 11.88% | $14.36 |
|
| 180 Months | 12.23% | $12.22 |
|
Your rate may vary based upon your creditworthiness and loan-to-value.
Typical closing costs range from $120-150. Appraisal fee and title insurance, if required is an additional charge. The charge for an appraisal is typically $430-$585, the charge for title insurance is typically $375. Limited to Wisconsin Home Equity Line of Credit loans. Closing costs may vary and be higher in states other than Wisconsin. Minimum loan amount of $5,000 applies.
Property insurance is required.
1 APR is Annual Percentage Rate. Rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without an electronic payment and an established Summit checking account will be higher.
2 Monthly payment amount is based on payment per $1,000 for term and rate shown above.
personal-loan-rates
| TERM(up to) | APR(as low as)1 | Monthly Payment2 | |
| 24 Months | 12.50% | $47.55 |
|
| 36 Months | 12.50% | $33.63 |
|
| 48 Months | 12.75% | $26.85 |
|
| 60 Months | 13.25% | $23.01 |
|
Your rate may vary based upon your creditworthiness and repayment option.
Minimum loan amounts may apply.
1 APR is Annual Percentage Rate. Rates reflect a discount for electronic payments and an established Summit Credit Union checking account. The rate without electronic payment and an established Summit checking account will be higher. The APR may increase after loan closing if an electronic payment is discontinued.
2 Monthly payment is based on payment per $1,000 for term and rate shown above.
personal-line-of-credit
| Type and Term | APR1 | VPR2 | Monthly Payment |
| Personal Line of Credit, revolving | 12.50% | Prime + 4% | Minimum $15 or 2.5% of the outstanding principal balance |
| Overdraft Protection Line of Credit | 18.00% | n/a | Minimum $15 or 2.5% of the outstanding principal balance |
Minimum loan amount for an Overdraft Protection Line of Credit is $100. Minimum loan amount for a Personal Line of Credit is $1,000. Minimum credit score to qualify for a Personal Line of Credit is 650.
1 APR is Annual Percentage Rate.
2 VPR is Variable Periodic Rate. The Variable Periodic Rate is Prime Rate as published in the Wall Street Journal plus a margin. The VPR is subject to change quarterly. Prime Rate as of 7/27/23 is 8.50%.
The maximum APR for a Personal Line of Credit is 18.00%. The minimum APR for a Personal Line of Credit is 10.00% (Floor)
certificate-secured-loans
| Terms | APR1 |
| Installment loan or single-payment note that is due at the certificate's maturity date. | Certificate Dividend Rate + 3.00% |
Maximum loan amount for a single payment loan is 95% of the certificate balance. Minimum loan amount is $100. Rate Riser, IRA and Custodial Certificates are not eligible for a certificate secured loan.
1APR is Annual Percentage Rate.
Special Energy Efficient Loans
| Term (up to) | APR1 | Monthly Payment2 | |
| 60 Months | 9.75% | $21.22 |
|
| 180 Months | 10.50% | $11.11 |
|
Special energy efficient loan rates are for the Me2 and Milwaukee Shines loan programs only. Rates are subject to change without notice.
Minimum loan amount is $1,000. Milwaukee Shines maximum loan amount is $20,000. Me2 maximum loan amount is $15,000.
1 APR is Annual Percentage Rate
2 Monthly payment is based on payment per $1,000 for term and rate shown above.
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