Loan Rates And Disclosures
TYPE AND TERM | RATE | Annual Percentage Rate |
30 Year Fixed** |
6.875% | 6.981% |
20 Year Fixed** |
6.375% | 6.509% |
15 Year Fixed** |
6.500% | 6.609% |
10 Year Fixed** |
6.125% | 6.274% |
15/15 ARM** |
7.375% | 6.884% |
10/1 ARM** |
7.125% | 7.448% |
7/1 ARM** |
6.750% | 7.387% |
5/1 ARM** |
6.375% | 7.378% |
3/1 ARM** |
6.125% | 7.467% |
Term (up to) | APR (as low as)1 | Monthly Payment2 | |
24 Months | 6.54% | $39.93 |
|
36 Months | 6.54% | $28.65 |
|
48 Months | 6.69% | $22.58 |
|
60 Months | 6.95% | $18.99 |
|
72 Months | 7.45% | $16.72 |
|
84 Months* | 8.20% | $15.69 |
|
Term (up to) | APR (as low as)1 | Monthly Payment2 | |
24 Months | 6.84% | $40.07 |
|
36 Months | 6.84% | $28.67 |
|
48 Months | 7.09% | $22.77 |
|
60 Months | 7.55% | $19.28 |
|
72 Months | 8.35% | $17.16 |
|
Term (up to) | APR (as low as)1 | Monthly Payment2 | |
24 Months | 8.44% | $40.79 |
|
36 months | 8.60% | $29.48 |
|
48 Months | 8.75% | $23.55 |
|
60 Months | 9.25% | $20.10 |
|
Term (up to) | APR (as low as)1 | Monthly Payment2 | |
63 Months | 9.24% | $20.17 |
|
87 Months | 9.74% | $16.14 |
|
120 Months ($25,000.00 Min) | 10.99% | $13.84 |
|
180 Months ($40,000.00 Min) | 12.24% | $12.22 |
|
Term (up to) | APR (as low as)1 | Monthly Payment2 | |
63 Months | 9.74% | $20.42 |
|
87 Months | 10.00% | $16.28 |
|
120 Months ($25,000.00 Min) | 11.25% | $13.99 |
|
180 Months ($40,000.00 Min) | 12.25% | $12.23 |
|
Term (up to) | APR (as low as)1 | Monthly Payment2 | |
39 Months | 9.24% | $29.90 |
|
63 Months | 9.74% | $20.42 |
|
87 Months | 9.99% | $16.27 |
|
120 Months | 11.99% | $14.42 |
|
Term (up to) | APR (as low as)1 | Monthly Payment2 | |
39 Months | 9.49% | $30.02 |
|
63 Months | 9.99% | $20.55 |
|
87 Months | 10.74% | $16.67 |
|
120 Months | 12.74% | $14.86 |
|
TYPE AND TERM | APR (as low as)1 | Monthly Payment | |
8 Year Fixed | 6.500% | $13.39 |
|
12 Year Fixed | 6.750% | $10.15 |
|
20 Year Fixed | 7.000% | $7.75 |
|
Term (up to) | APR (as low as)1 | VPR (as low as)3 | Monthly Payment | |
3-Month Fixed Intro Rate* | 0.00% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
|
Variable, Revolving3 | 8.00% | Prime - 0.50% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
Fixed 60 Months2 | 6.99% | $19.86 |
|
|
Fixed 120 Months2 | 7.99% | $12.17 |
|
|
Fixed 180 Months2 | 9.74% | $10.64 |
|
Term (up to) | APR (as low as)1 | VPR (as low as)3 | Monthly Payment | |
3-Month Fixed Intro Rate* | 0.00% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
|
Variable, Revolving3 | 8.25% | Prime - 0.25% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
Fixed 60 Months2 | 6.99% | $19.86 |
|
|
Fixed 120 Months2 | 7.99% | $12.17 |
|
|
Fixed 180 Months2 | 9.74% | $10.64 |
|
Term (up to) | APR (as low as)1 | VPR (as low as)3 | Monthly Payment | |
3-Month Fixed Intro Rate* | 1.49% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
|
Variable, Revolving3 | 9.00% | Prime + 0.50% | Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater |
|
Fixed 60 Months2 | 7.99% | $20.34 |
|
|
Fixed 120 Months2 | 8.99% | $12.72 |
|
|
Fixed 180 Months2 | 9.99% | $10.80 |
|
Term (up to) | APR (as low as)1 | Monthly Payment2 | |
36 Months | 6.99% | $30.94 |
|
48 Months | 6.99% | $24.02 |
|
60 Months | 6.99% | $19.86 |
|
84 Months | 7.74% | $15.52 |
|
120 Months | 7.99% | $12.17 |
|
180 Months | 9.74% | $10.64 |
|
Term (up to) | APR (as low as)1 | Monthly Payment2 | |
36 Months | 7.99% | $31.44 |
|
48 Months | 7.99% | $24.49 |
|
60 Months | 7.99% | $20.34 |
|
84 Months | 8.74% | $16.02 |
|
120 Months | 8.99% | $12.72 |
|
180 Months | 9.99% | $10.80 |
|
TERM(up to) | APR(as low as)1 | Monthly Payment2 | |
24 Months | 12.75% | $47.67 |
|
36 Months | 12.75% | $33.75 |
|
48 Months | 13.00% | $26.97 |
|
60 Months | 13.50% | $23.14 |
|
Type and Term | APR1 | VPR2 | Monthly Payment |
Personal Line of Credit, revolving | 12.50% | Prime + 4% | Minimum $15 or 2.5% of the outstanding principal balance |
Overdraft Protection Line of Credit | 18.00% | n/a | Minimum $15 or 2.5% of the outstanding principal balance |
Terms | APR1 |
Installment loan or single-payment note that is due at the certificate's maturity date. | Certificate Dividend Rate + 3.00% |
Term (up to) | APR1 | Monthly Payment2 | |
60 Months | 9.75% | $21.22 |
|
180 Months | 10.50% | $11.11 |
|
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