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Rates, Fees, Terms & Disclosures
Loan Rates
Deposit Rates
Fee Schedules
Terms 

Loan Rates And Disclosures

Mortgage Rates
Rates Effective September 23, 2023
Apply
TYPE AND TERM RATE Annual Percentage Rate

30 Year Fixed**

7.125% 7.234%

20 Year Fixed**

6.875% 7.014%

15 Year Fixed**

7.000% 7.114%

10 Year Fixed**

7.000% 7.159%

15/15 ARM**

7.500% 7.023%

10/1 ARM**

7.375% 7.824%

7/1 ARM**

7.250% 7.885%

5/1 ARM**

7.125% 7.938%

3/1 ARM**

7.000% 8.019%
Auto-&-Motorcycle-Loans-2016-to-2017
Auto & Motorcycle Loans — 2021 to 2023
Rates Effective September 23, 2023
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
24 Months 6.79% $44.81
36 Months 6.79% $30.87
48 Months 6.94% $23.99
60 Months 7.20% $19.96
72 Months 7.70% $17.45
84 Months* 8.45% $15.87
auto-and-motorcycle-loans-2014-to-2015
Auto & Motorcycle Loans — 2011 to 2020
Rates Effective September 23, 2023
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
24 Months 6.94% $44.88
36 Months 6.94% $30.94
48 Months 7.19% $24.11
60 Months 7.65% $20.18
72 Months 8.45% $17.82
auto-and-motorcycle-loans-2008-and-older
Auto & Motorcycle Loans — 2010 and Older
Rates Effective September 23, 2023
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
24 Months 8.19% $45.47
36 months 8.35% $31.61
48 Months 8.50% $24.74
60 Months 9.00% $20.84
other-secured-loans
Boats and RV’s 2021 - 2023
Rates Effective September 23, 2023
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
63 Months 8.74% $19.93
87 Months 9.24% $15.78
120 Months ($25,000.00 Min) 10.49% $13.55
180 Months ($40,000.00 Min) 11.74% $11.90
boats-rv-used
Boats and RVs 2013-2020
Rates Effective September 23, 2023
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
63 Months 9.24% $20.18
87 Months 9.50% $16.02
120 Months ($25,000.00 Min) 10.75% $13.70
180 Months ($40,000.00 Min) 11.75% $11.91
powersports-new
Powersports 2021-2023
Rates Effective September 23, 2023
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
39 Months 8.74% $29.66
63 Months 9.24% $20.18
87 Months 9.49% $16.01
120 Months 11.49% $14.13
powersports-used
Powersports 2013-2020
Rates Effective September 23, 2023
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
39 Months 8.99% $29.78
63 Months 9.49% $20.30
87 Months 10.24% $16.41
120 Months 12.24% $14.57
express-home-refinance
Express Home Refinance Rates
Rates Effective September 23, 2023
More Information Apply
TYPE AND TERM APR (as low as)1 Monthly Payment
8 Year Fixed 7.250% $13.81
12 Year Fixed 7.375% $10.52
20 Year Fixed 7.500% $8.09
home-equity-line-of-credit-up-to-70%-ltv
Home Equity Line of Credit — Up to 70% LTV (Variable/Fixed)
Rates Effective September 23, 2023
More Information Apply
Term (up to) APR (as low as)1 VPR (as low as)3 Monthly Payment
3-Month Fixed Intro Rate4 0.00% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Variable, Revolving3 8.00% Prime - 0.50% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed 60 Months2 6.49% $19.62
Fixed 120 Months2 7.49% $11.92
Fixed 180 Months2 8.99% $10.18
home-equity-line-of-credit-up-to-80%-ltv
Home Equity Line of Credit — Up to 80% LTV (Variable/Fixed)
Rates Effective September 23, 2023
More Information Apply
Term (up to) APR (as low as)1 VPR (as low as)3 Monthly Payment
3-Month Fixed Intro Rate4 0.00% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Variable, Revolving3 8.25% Prime - 0.25% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed 60 Months2 6.49% $19.62
Fixed 120 Months2 7.49% $11.92
Fixed 180 Months2 8.99% $10.18
home-equity-line-of-credit-up-to-90%-ltv
Home Equity Line of Credit — Up to 90% LTV (Variable/Fixed)
Rates Effective September 23, 2023
More Information Apply
Term (up to) APR (as low as)1 VPR (as low as)3 Monthly Payment
3-Month Fixed Intro Rate4 1.49% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Variable, Revolving3 9.00% Prime + 0.50% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed 60 Months2 7.49% $20.10
Fixed 120 Months2 8.49% $12.45
Fixed 180 Months2 9.49% $10.49
home-equity-line-of-credit-up-to-100%-ltv
Home Equity Line of Credit — Up to 100% LTV (Variable/Fixed)
Rates Effective September 23, 2023
More Information Apply
Term (up to) APR (as low as)1 VPR (as low as)3 Monthly Payment
3-Month Fixed Intro Rate4 4.49% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Variable, Revolving3 11.50% Prime + 3% Minimum $50 or 1.25% of the principal balance as of the time of the draw, whichever is greater
Fixed 60 Months2 10.48% $21.59
Fixed 120 Months2 11.88% $14.36
Fixed 180 Months2 12.23% $12.22
home-equity-loans-up-to-80%-ltv
Home Equity Loans — Up to 80% LTV
Rates Effective September 23, 2023
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
36 Months 6.49% $30.74
48 Months 6.49% $23.78
60 Months 6.49% $19.62
84 Months 6.99% $15.15
120 Months 7.49% $11.92
180 Months 8.99% $10.18
home-equity-loans-up-to-90%-ltv
Home Equity Loans — Up to 90% LTV
Rates Effective September 23, 2023
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
36 Months 7.49% $31.21
48 Months 7.49% $24.26
60 Months 7.49% $20.10
84 Months 7.99% $15.64
120 Months 8.49% $12.45
180 Months 9.49% $10.49
home-equity-loans-up-to-100%-ltv
Home Equity Loans — Up to 100% LTV
Rates Effective September 23, 2023
More Information Apply
Term (up to) APR (as low as)1 Monthly Payment2
36 Months 10.48% $32.65
48 Months 10.48% $25.72
60 Months 10.48% $21.59
84 Months 10.63% $17.01
120 Months 11.88% $14.36
180 Months 12.23% $12.22
personal-loan-rates
Personal Loan Interest Rates
Rates Effective September 23, 2023
More Information Apply
TERM(up to) APR(as low as)1 Monthly Payment2
24 Months 12.50% $47.55
36 Months 12.50% $33.63
48 Months 12.75% $26.85
60 Months 13.25% $23.01
personal-line-of-credit
Personal Lines of Credit
Rates Effective September 23, 2023
More Information Apply
Type and Term APR1 VPR2 Monthly Payment
Personal Line of Credit, revolving 12.50% Prime + 4% Minimum $15 or 2.5% of the outstanding principal balance
Overdraft Protection Line of Credit 18.00% n/a Minimum $15 or 2.5% of the outstanding principal balance
certificate-secured-loans
Certificate Secured Loans
Rates Effective September 23, 2023
More Information Apply
Terms APR1
Installment loan or single-payment note that is due at the certificate's maturity date. Certificate Dividend Rate + 3.00%
Special Energy Efficient Loans
Solar and Energy Efficiency Loan Rates
Rates Effective September 23, 2023
More Information Apply
Term (up to) APR1 Monthly Payment2
60 Months 9.75% $21.22
180 Months 10.50% $11.11