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Protecting Yourself Against Scams: Now And Always

June 25, 2021 Fraudsters are working overtime to find new ways to steal from you. Stop them in their tracks with the following tips.
  • Know that if it sounds too good to be true, it might be. A “surprise” payment has strings attached.
  • Don’t assume that if a caller knows some of your personal information, they must be legit. Fraudsters are very good at tracking this information down – and using it to gain your trust.
  • Never provide personal information. No legitimate organization will call or email you to confirm your account or personal information – and this includes government agencies.
  • Hang up and call Summit yourself. Many times, the caller will try to pressure you or scare you into sharing information. Hang up the phone and call your financial institution to verify (or report) the suspicious activity.
  • Check out anyone that claims to be from a government agency. Use the to confirm it's legit.
  • Know you’ll never need to pay a fee for a government grant. Be suspicious of any so-called government agency requesting a processing fee.
  • Understand government agencies will never contact you through a social media outlet, such as Facebook.
  • Don’t click on a link you’re unsure about. Know the company or government agency is legit but you’re not sure the email is? Contact the company/agency directly using a phone number or website you know is real.
  • Use good passwords and PINs – and change them regularly. Don’t use names and numbers that are easy to guess (birth date, house number, sequence, etc.) And don’t use one password for everything.
  • Protect your credentials. Don’t share your login information and don’t give information out over the phone or email unless you initiated the call or transaction. Don’t keep your PIN in your wallet!
  • Don’t trust payment requests that ask you to use gift cards. Scammers love them because they’re fast and anonymous. No legitimate company uses gift cards for payments.
  • Keep an eye on your accounts. Don’t wait for a monthly statement, use online banking.
  • Sign up for transaction alerts. These are a quick and easy way to know if there’s suspicious activity.
If your personal information has been compromised, you should contact your financial institution immediately. For Summit members, call 800-236-5560. If you have questions, check out our  . You might also be interested in For many, Social Security is a main source of income later in life, and no one wants to lose out on those funds or a perceived opportunity for more be If there’s anything we know for sure about scammers, it’s that they’re going to take advantage of new technology. Artificial Intelligence (AI) is crea With over 500 million daily active users, Instagram has become a popular app for sharing photos, connecting with friends and even following the lives “My daughter was excited to watch her high school team play for the state title. To livestream the game, she clicked what she thought was an official Fraudsters are getting trickier by the day, and it can be tough to tell if that email, text or online ad is fake or legit. Especially when they pose a For many, Social Security is a main source of income later in life, and no one wants to lose out on those funds or a perceived opportunity for more be Whether you’re grabbing a bite to eat at an airport restaurant or at a happy hour after work, chances are you’ll see a QR (quick response) code on the Whether you need some cash to pay off holiday debt, get snow tires or cover a surprise medical bill, be aware that loan scammer are all too eager to o Scammers love fresh opportunity and they’ve found it in cryptocurrency, like Bitcoin and many others. Along with running investment scams, crypto frau Featured Products Certificates Checking Accounts Home Equity Loans Home Loans Business Banking Certificates Checking Accounts Home Equity Loans Home Loans Business Banking Financial Education Upcoming Events Programs Tools & Calculators On-demand Webinars Podcasts Upcoming Events Programs Tools & Calculators On-demand Webinars Podcasts About Equity in Money™ About Summit Careers News Community Giving Equity in Money™ About Summit Careers News Community Giving Help & Support Contact Us Member Support Center Schedule an Appointment Find a Branch Contact Us Member Support Center Schedule an Appointment Find a Branch Please read the following before proceeding to: The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site. NCUA Insurance Estimator Privacy, Security & Accessibility Rates, Fees, Terms & Disclosures Routing Number *  The Wisconsin's #1 Mortgage Lender designation is based on the number of loans in 2022, gathered from the Home Mortgage Disclosure Act data compiled annually by the Consumer Financial Protection Bureau. The results of the data were obtained through the LEI: 254900NTAC4H10MGSU23 **  SBA Lender of the Year Award for Credit Unions as awarded by the Small Business Administration of Wisconsin in 2023. Copyright 2024 © Summit Credit Union. All rights reserved. If you are using a screen reader and are having problems using this website, please call 608-243-5000 for assistance. Insured by NCUA