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Watch Out for These Social Security Scams

Summary Your Social Security number is one of your most valuable pieces of personal information. Learn how scammers try to access it and what you can do to stay protected.Key Takeaways
  • Government agencies typically do not demand immediate action by phone.
  • Threats and urgency are common scam tactics.
  • Verify suspicious communications independently.
For many, Social Security is a main source of income later in life, and no one wants to lose out on those funds or a perceived opportunity for more benefits. This can lead to people acting in urgency when they hear from someone claiming to be the Social Security Administration, and scammers are taking full advantage.If someone contacts you or a loved one and says something similar to any of these four things, it’s time to hang up.
  • Your Social Security number has been suspended, and we need your personal information to reactivate it.
  • Your benefits have been suspended, and you need to pay to get them back.
  • You can pay to increase your benefits.
  • You must pay immediately for a penalty or as an overpayment correction.

And when it comes to Social Security fraud, or really any other kind of scam, watch out for these common tactics:
  • Pressure to act quickly.
  • Asking for payment to correct something.
  • Calling unexpectedly – many official organizations will first send you a notice in the mail.
Want to know more about Social Security scams?
Find out more about the four common scam tactics above, as well as other red flags and tips to protect yourself, in this . If you think you’ve been a victim of a Social Security scam, reach out to your financial institution. Summit members, we’re always here to help at 800‑236‑5560.Please share details with us when you hear of, or experience, a possible scam! This helps us inform and protect our members and community.

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