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You’ve got big dreams and important plans. Now take a few minutes to manage the details that will make them come true – like getting your accounts in order and adding critical deadlines to your calendar.

Account Information

Do we have your latest contact info?
Have you moved? Changed your name, email address or phone number? Make sure Summit has your latest contact information – we’d hate for you to miss important tax statements or account updates. To check the information Summit has on file for you, go to online banking or give us a call at 800-236-5560.
Have you assigned beneficiaries on your accounts?
It’s important to do this with every account you have at Summit – including your retirement accounts. This will eliminate hassles for your loved ones and make it easier to disburse funds.

2024 IRA Information

  • Contributions. You have until April 15, 2025 to make a contribution for the 2024 tax year. For any 2024 contributions made between January 1, 2025 and April 15, 2025, be sure to pick the “prior year” option when you make your IRA deposit.
  • Contribution Limits. The annual limit is $7,000 for each eligible individual. Are you over 50? You can make an additional “catch-up” contribution of $1,000 (for a total limit of $8,000 per person).
  • Required Minimum Distributions (RMD). Have you set up automatic RMD? We’ll calculate your RMD based on your Summit IRA, including any IRA certificates. If you also have IRA funds at another financial institution, you might want to make an additional withdrawal to make sure you’re covered on those funds too. If you want to change the amount calculated by the system, you’ll need to submit a revised written request. Have questions or need assistance? Give us a call at 800-236-5560 or to get started.

2024 Tax Statements

Here’s how you’ll receive your Summit tax statements:
  • Summit will send your tax statement via first-class USPS mail, as soon as it’s available. For your convenience, you can also view this statement through .
  • If you receive e-statements, Summit will also send you an email as soon as your tax statement is available. Be on the lookout for an email from documents@summitcreditunion.com. You’ll be able to access your statement through Summit’s and can download or print it at your convenience.

Tax Statement Schedule

Here’s when you can expect to receive the following documents:By February 10, 2025
  • 1099-INT. Interest Income.
  • 1099-R. Individual Retirement Account (IRAs).
  • 1099-Q. Education Savings Account (ESAs).
  • 1098 (Mortgage Interest). You will only receive this form if you paid $600+ in interest.
  • 1099-MISC.Miscellaneous income. You will only receive this form if you have earned $600+ in interest.
By June 1, 2025
  • 5498-ESA. Education Savings Account contributions, rollovers, transfers and fair market value.
  • 5498. Traditional Roth and SEP (Simplified Employee Pension) IRA contributions and rollovers. Members may make 2024 prior-year contributions until April 15, 2025.

2025 Federal Holidays

Summit will be closed on  . Although ACH transfer payments can’t be made on these days, you can still bank with Summit using mobile, online and teller phone.ACH transfer payments can’t be made on the following federal holidays:
  • New Year's Day. Wednesday, January 1, 2025.
  • Dr. Martin Luther King, Jr. Day. Monday, January 20, 2025.
  • President's Day. Monday, February 17, 2025.
  • Memorial Day. Monday, May 26, 2025.
  • Juneteenth. Thursday, June 19, 2025.
  • Independence Day. Friday, July 4, 2025.
  • Labor Day. Monday, September 1, 2025.
  • Indigenous Peoples' Day. Monday, October 13, 2025.
  • Veterans Day. Tuesday, November 11, 2025.
  • Thanksgiving Day. Thursday, November 27, 2025.
  • Christmas Day. Thursday, December 25, 2025.
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