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This past week was a big win for me—I was able to get my car fixed without having to go into more debt. That felt good. Honestly, it reminded me why I started Project Money in the first place: to build a cushion for moments just like this. One of the most eye-opening parts of this week has been tracking my spending. I set a reminder on my phone to check in every week, and that simple habit has made a huge difference. I didn’t realize how much money was quietly slipping away—little purchases here and there, fast food runs, small online orders. It all adds up fast. Now, instead of spending without thinking, I pause. I ask myself: Do I really need this? Could this money be used for something more important later? This journey is teaching me that awareness is power. And sometimes, the smallest steps—like looking at where your money is going each week—can lead to the biggest mindset shifts.
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Holiday spending can spiral fast—see how a simple plan keeps joy high and debt low this season...