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Back to School Is Approaching

July 24, 2024 Back to school is just around the corner. Some of the best deals for winter clothes and shoes are offered in July. I didn't plan to purchase back-to-school items; however, this year, my daughter is in a new size bracket, meaning she's taller. For clarity, kids grow every year, but this year, she's growing in ways that require a new wardrobe. We need new coats, new clothes, new shoes, etc. Of course, she needs school supplies.This is my number-one reason for struggling to save: Things come up and I want to make sure we have all the things we need. So where does this money come from? I'm not spending on frivolous things, but necessities. I can pay now at 50% to 75% off the price or later at full price. This is where I become frustrated. I think many students acquire debt in this particular conundrum. Then, they plan to pay it off upon graduation. I want to address my debt and save now so upon graduation I can focus on building a business. It is a continued sacrifice given that I'm a year from completing my PhD to do anything additional to increase my earnings. This summer, I've begun my dissertation, so there is a light at the end of the tunnel, but it decreases the time that I would drive for rideshare. The struggle is real as a single parent trying to balance all the things. I have hope things will improve, and I will accomplish my goals. You might also be interested in I’m focusing on financial clarity and intentionality as the week kicks off. Setting financial goals has been a grounding practice for me. This week... Everything is going well! For some reason, I thought the end of December was the end of the program. Nonetheless, I've gotten my credit card payments back... This has been a trying experience, but I have direction for moving forward. I really appreciate Marco making time to meet and being flexible... This week has been great overall. I'm getting closer to receiving payment for work that I've completed this year! I'm so very happy that things are finally... We're back from Ohio, and it was such a great time. Brielle learned to play checkers and received her holiday money from my uncle. Travel costs were $83... Surgery is done and went quite well. I am home. I am a little sore, but I am doing great... I'm preparing for a procedure on Thursday. We only ate out twice last week! Yippee! I'm really trying to improve our meal planning given the status of... Surgery prep: This week I'm preparing for surgery next week if all the conditions are right. I'll be resting for a few days after and then gradually begin... This week has been okay. Credit card debt and medical bills are my current focus. I think I could continue to monitor the amount that we spend on eating...
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