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Let’s Talk Savings!

September 27, 2023 Let’s talk saving money. I don’t mean saving money at the grocery store through couponing or using a calculator while shopping. Those are both great ways to help you save money, but what I’m talking about is putting money into a savings account. Saving money has been a challenge for me over the past year or so. I used to be a good saver but somehow, it became more difficult to save as my debt increased. I really struggled to save money, but Project Money has really made me think about how I can do better.Before Project Money, I already had several savings accounts. I found this to be a useful strategy to save money for certain things. I have several accounts to save for special things like my camper or travel but I also have one main savings account. I have found it helpful to set up automatic deposits into those accounts the day I get paid. Summit does offer another type of saving account, called a GoSave account, which I love. We have it set to put a certain dollar amount in this account each paycheck automatically every time I get paid. It is also a little harder to remove money from this savings account which I like as it keeps me from overspending and most days, I just pretend that I don’t even see it. I have adapted a new mentality of trying to save money and every payday, I make it a habit to pay myself first before I pay any other bills.I found having several savings accounts to be crucial to my success in Project Money. Setting up an auto deposit each paycheck is one of the most useful things I’ve learned since I started this process. I know it sounds simple, and I truthfully wish I would have started doing it a lot sooner, but better late than never. You might also be interested in Costa Rica was amazing! It 100% lives up to its slogan, Pura Vida, which means “pure life.” Everyone we met, from our airport shuttle driver, Christian... I still can’t believe that I will be turning 40 in November. Forty years around the sun, as they say. I don’t feel like I look 40, and I don’t feel 40... I have been very fortunate to be invited to my sister and her boyfriend’s property in Costa Rica. It’s a family trip, as my two sisters Katie and Jayme... This month is pretty tight financially. Both my car insurance and camper insurance are due within the same month, so with every purchase I make, I really... Let’s talk saving money. I don’t mean saving money at the grocery store through couponing or using a calculator while shopping. Those are both great ways... Several months ago, I made the decision to invest in buying some items to make a garden at my home. I haven’t had an actual garden since I had my house... As the fall-like temps make their reappearance, I can’t help to think back about summer and how much time and effort I made into making my new seasonal... I got Willow this year in the middle of January. I wasn’t sure if I was ready for a pup, as it was only seven months after I had to put my Gunner down... Several months ago, I made the decision to invest in buying some items to make a garden at my home. I haven’t had an actual garden since I had my house...
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