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When I started the conversation with my Project Money coach, one of the first questions was, “What is your immediate financial objective?” The second one was, “What would that accomplish for your financial future?”Those were insightful questions. Often, I get stressed out and overwhelmed when thinking about the big final objective, and I lose sight of the small steps that could make the journey easier. My coach helped me to identify short-term financial objectives and plan for more realistic long-term goals. We also talked about timelines, options, resources and tools to achieve my goals.My short-term financial goals. These are focused on liquidity and solvency:
Create a budget to understand my income and my expenses
Reduce my debt
Start an emergency fund
Increase my savings
My long-term financial goals. These are focused on profitability and growth:
Build a healthy retirement fund
Buy a house
Increase my investments
I Identify my short-term goals and break them down into smaller, achievable steps. My realistic short-term goals are aligned with my long-term goals. I wrote down my goals and tracked my progress regularly. This helps me to have better habits when managing my money and to keep my focus on the big financial picture without the stress of being uncertain of my capacity to achieve my goals.
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* The Wisconsin's #1 Mortgage Lender designation is based on the number of loans in 2023, gathered from the Home Mortgage Disclosure Act data compiled annually by the Consumer Financial Protection Bureau. The results of the data were obtained through the