>
>
Mortgage
>
Buying a Home
>
Refinancing A Home
>
Construction Loans
>
Second and Vacation Homes
>
Investment Property Loans
>
First-Time Home Buyer Guide
>
Meet With Us
>
Home Equity
>
Home Equity Loans
>
Home Equity Line of Credit
>
Compare Home Equity Options
>
Auto
>
New Vehicles
>
Used Vehicles
>
Recreational Vehicles
>
Discount Auto Insurance
>
Personal
>
Personal Loans
>
Personal Lines of Credit
>
Student
>
Private Student Loans
>
Graduate Student Loans
>
Student Loans Refinance
>
Energy
>
Energy Efficient Loan
>
Solar Energy Loan
>
Loan Payment Calculator
>
First-Time Homebuyer Videos
>
Auto Buying Resources
>
Make a Payment
>
>
Credit Cards
>
Ultimate CashPerks
>
Visa Platinum Rewards
>
Visa Platinum
>
Student Rewards
>
Global Good Card
>
Debt Consolidation Calculator
>
How to Improve Credit Score
>
Budgeting Worksheet
>
Balance Transfer Calculator
>
Make a Payment
>
>
Investment Options
>
Mutual Funds
>
Managed Accounts
>
Stocks and Bonds
>
IRAs
>
Annuities
>
Guided Wealth Portfolios
>
Preparing For Your Future
>
Saving Money For Retirement
>
Living in Retirement
>
Saving For College
Get Connected
>
Meet With Us
>
Manage Your Investment Account
>
Manage Your IRA
>
Basics of Investing
>
Investment Blogs
>
Investment Events
>
Retirement Calculator
>
Manage Your IRA
>
On You
>
Life
>
Annuities
>
Long Term Care
>
AD&D
On Purchases
>
Auto
>
Homeowners
On Loans
>
Loan Protection
>
Value of Insurance
>
Calculate Insurance Needs
This is the holiday season. For me, it is time to visit my family, take a little vacation and relax after a year of working. But it is stressful to think about all those little unforeseen expenses or how I will be able to check off my wish list. Traveling is one of my greatest joys, but it can also strain my budget if I am not careful. With a little planning and creativity, I enjoyed my adventures without breaking the bank. Here are some ideas to save money while traveling:
I plan before the trip: where, how, what type of climate, clothes, tours, gear and equipment. That way, I don’t encounter unexpected expenses.
I set a budget; I decide how much I am willing to spend on my trip. I Include transportation, accommodation, food, activities and souvenirs.
I look for destinations that offer great experiences without a high price tag. I research any offers or events that will be free.
I travel during off-peak season. Prices for flights and accommodation tend to be lower during the off-peak season. If my schedule allows, I am flexible with my travel dates to take advantage of lower prices.
I use points and miles and join loyalty programs. Sign up for airline and hotel loyalty programs. Accumulating points can lead to free flights, upgrades or discounted stays.
I use credit card points that offer points or cashback on travel-related purchases.
I look for vacation rentals on platforms like Airbnb or Vrbo, which can provide affordable lodging options, especially for families or groups.
I cook my meals, or at least one per day if food is not included. Sometimes, it is cheaper to stay in places that have access to a kitchen. Shopping at local markets and preparing your own meals can save you a lot of money.
I eat like a local. Instead of dining at tourist restaurants, I try street food or small local eateries, where prices are typically lower, and the food is authentic.
I use public transport instead of opting for taxis or rideshare services. Buses and trains can be a cost-effective way to get around.
I research free attractions. Many cities offer free museums, parks, galleries and festivals. Research what's available for free at your destination.
I keep track of my spending. i use budgeting apps that help you keep track of your travel expenses in real-time.
Traveling doesn’t have to be a financial burden. By planning, staying flexible and seeking out cost-effective options, I can explore the world without overspending. I embrace the adventure and remember that some of the best travel experiences come from unique local encounters rather than lavish expenses. Happy travels!
You might also be interested in
>
>
>
>
>
Yuly
>
>
How To Keep Managing My Finances After Project Money
>
I am committed to continuously learning about financial strategies, and developing good money habits is essential for long-term financial success. Here...
>
Here are some steps I can take to prepare: 1. Review of my financial goals. I am reflecting on my financial goals for the past year. What did I achieve...
>
It has been challenging to save after the holidays or recuperate the money spent on gifts, hosting parties or traveling. I am trying a few strategic plans...
>
Developing sustainable money habits is essential for managing my finances to ensure financial freedom. Here are some strategies that helped me maintain...
>
This is the holiday season. For me, it is time to visit my family, take a little vacation and relax after a year of working. But it is stressful to think...
The Good, the Bad and the Ugly: Managing My Money in 2024
>
Reflecting on my financial journey since the beginning of the year, I realize it was full of surprises, challenges and learning experiences about finances...
How Am I Managing the Holidays, Shopping and Travel Stress?
>
Every holiday season, I travel to my country, Colombia, to visit my family, and I also travel for my birthday during Thanksgiving. At the beginning, I...
Maintaining the Balance Between Short-Term and Long-Term Financial Goals
>
Keeping up with my financial goals takes time, discipline and ongoing commitment. Here’s how I am building my path toward a more secure financial future...
Planning and Organizing My Finances To Achieve My Goals
>
After I started looking closely into my finances, I could analyze my strengths, weaknesses, threats and opportunities by organizing my money based on my...
Please read the following before proceeding to:The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site.
>
NCUA Insurance Estimator
>
Privacy, Security & Accessibility
>
Rates
>
Terms and Fees
>
Routing Number
* The Wisconsin's #1 Mortgage Lender designation is based on the number of loans in 2023, gathered from the Home Mortgage Disclosure Act data compiled annually by the Consumer Financial Protection Bureau. The results of the data were obtained through the