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The Budgeting Road

July 3, 2024 This week has been calculating remaining cash, creating a budget and remaining within the budget. It was a little daunting to see how I've been spending money. It is difficult to face that I have not been clear on the ways my spending affects future planning. This summer, I have time to increase my rideshare hours to reach my financial goals in order to begin decreasing debt. I'll be using the “snowball method” as a strategy to tackle the debt. I have a specific line for savings. I think I'll need a month to not feel the impact of the changes. I am trying to be patient with myself and allow space for the changes to take root. It's so easy to return to old habits. I'll provide myself with reinforcement in the form of awareness of the balances but also a relevant, tangible treat. I'll keep you posted on what I find to be most reinforcing on this journey. You might also be interested in I’m focusing on financial clarity and intentionality as the week kicks off. Setting financial goals has been a grounding practice for me. This week... Everything is going well! For some reason, I thought the end of December was the end of the program. Nonetheless, I've gotten my credit card payments back... This has been a trying experience, but I have direction for moving forward. I really appreciate Marco making time to meet and being flexible... This week has been great overall. I'm getting closer to receiving payment for work that I've completed this year! I'm so very happy that things are finally... We're back from Ohio, and it was such a great time. Brielle learned to play checkers and received her holiday money from my uncle. Travel costs were $83... Surgery is done and went quite well. I am home. I am a little sore, but I am doing great... I'm preparing for a procedure on Thursday. We only ate out twice last week! Yippee! I'm really trying to improve our meal planning given the status of... Surgery prep: This week I'm preparing for surgery next week if all the conditions are right. I'll be resting for a few days after and then gradually begin... This week has been okay. Credit card debt and medical bills are my current focus. I think I could continue to monitor the amount that we spend on eating...