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Another Week... Thinking About the Transition

July 31, 2024 Back to school is quickly approaching. We've completed some back-to-school shopping and winter wardrobe refresh. This week, I'm hoping to pay off medical bills and my car loan and significantly decrease my credit card debt. I'll be over halfway to significantly decreasing my debt. I'm hoping by September, I can begin saving and determine my student loan payment amount as I work toward completing my dissertation. I believe I can feasibly balance my monthly expenses, savings and student loan payment! I'll revisit to provide an update but cheers to a lofty plan. I've experienced frustration and exacerbation during this process, but I can see the light at the end of the tunnel.My income shifts a bit as I am unable to work side hustles – my dissertation will consume that time. I've had success this summer with writing in designated windows; perhaps that will continue to be a strategy during the school year. The Summit budgeting tools are helping create a clearer picture. I'm still navigating the rhythm of tracking, but it's great learning about resources available.Nonetheless, I don't want to look too far ahead and remain realistic with my expectations. I can do this, and you can too! It's the reason I Summit! You might also be interested in I’m focusing on financial clarity and intentionality as the week kicks off. Setting financial goals has been a grounding practice for me. This week... Everything is going well! For some reason, I thought the end of December was the end of the program. Nonetheless, I've gotten my credit card payments back... This has been a trying experience, but I have direction for moving forward. I really appreciate Marco making time to meet and being flexible... This week has been great overall. I'm getting closer to receiving payment for work that I've completed this year! I'm so very happy that things are finally... We're back from Ohio, and it was such a great time. Brielle learned to play checkers and received her holiday money from my uncle. Travel costs were $83... Surgery is done and went quite well. I am home. I am a little sore, but I am doing great... I'm preparing for a procedure on Thursday. We only ate out twice last week! Yippee! I'm really trying to improve our meal planning given the status of... Surgery prep: This week I'm preparing for surgery next week if all the conditions are right. I'll be resting for a few days after and then gradually begin... This week has been okay. Credit card debt and medical bills are my current focus. I think I could continue to monitor the amount that we spend on eating...