summit-bracket2 bracket2 atm-outline location-pin-outline location-pin-filled atm-filled calendar2 bracket google-play[2] app-store summit-location-pin-lg code lock user worksheets phone print programs open pdf checkmark-form close-x close download checkmark-chart checklists blog-tools social-facebook social-google-plus social-pinterest LInkedIn-2C-128px-R instagram-rainbow social-twitter social-youtube ehl calendar calculators bracket22 checkmark email text-area-corner external-link success error information warning calendar-add-event auto-rates mortgage-rates home-equity new-certificates ncua summit-logo-itmoi arrow-left arrow-right checkmark2 summit-logo-white summit-bracket silhouette arrow-down arrow-up auto-rates2 blog calculators2 call ehl2 home-equity2 itmoi locate mortgage-rates2 new-certificates2 programs2 search summit-location-pin-sm tools clock

… And That’s a Wrap. Happy New Year!
Hannah
This is the last blog of 2023, and the last blog for this season of Project Money. This has been a journey, and I am so appreciative for everything that I’ve learned, the people that I have met and the support that I have received. It feels like yesterday that I got the call that I was chosen as a participant, and here I am, successfully completing the objectives of the program and reaching the goals I set. I have done so much in such a short amount of time; this has been eye opening for me to see what I truly am capable of if I put my mind to it.
Read More 
Endless Surprises
Hannah
It has been quite the month. Last blog, I told everyone about the window situation and having to account for that unexpected expense. Well, just wait, there’s more! My truck needed breaks – which went from needing back breaks, to front breaks to a new caliber, hose and all the goods. I accounted for the one set of breaks but everything else was an added surprise. Merry Christmas, right?
Read More 
Expect the Unexpected
Hannah
This week has been interesting; if it’s not one thing, it’s another. I have been doing so good with saving, limiting unnecessary spending, paying off debt and doing everything I’m supposed to. Unfortunately, it seems like every time I’m on top of everything, there is some random event that happens which ends up costing money and that was not budgeted for. On Tuesday morning, I went back to my car, and the window was busted out and the car was a mess. Nothing was valuable to take, and nothing was taken, however, it was very inconvenient. Anyone that has had to replace a window knows that glass isn’t cheap, and it was not covered by insurance.
Read More 
Holiday Spirit
Hannah
I talked a good talk these past few weeks. I wanted to do a no-present Christmas and go on vacation. I wasn’t in the Christmas spirit at all, so I wasn’t worried about budgeting gifts into my budget. But over the weekend I changed my mind. Seeing the Christmas events and all the decorations in stores or on houses has started to give me the Christmas spirit. Also, although I understand Christmas is more than gifts, and I feel like no one needs anything, kids don’t understand that in the way that I do. I don’t want to be the Grinch and ruin it for them because I don’t want to celebrate.
Read More 
‘Tis the Season
Hannah
My family and I had a busy weekend this past weekend. The start of basketball season with the first game and the start of wrestling season with the first tournament. We also had a Christmas parade with the baseball team. This led for long days and early mornings.
Read More 
Saving During the Holidays
Hannah
This time of the year has been tough with fighting the urge to “shop until I drop.” With all the early Black Friday deals to the official Black Friday sales and then Cyber Monday, I have seen so many things that I need (or so I think). I have bought a few things here and there but nothing completely unnecessary. Last year, I decided that Christmas is going to look a little different this year. We aren’t going to do a ton of presents and buy things to just have a large quantity of items; instead, we will do a few gifts, but the goal is a vacation and to gift experiences and memories. I’m keeping this plan in mind while I ignore all the emails about the deals companies are having and while I’m walking through the aisles when shopping for necessities in the store. Best of luck to me and everyone else trying to save this holiday season. It is definitely easier said than done!
Read More