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September 6, 2023 The time has finally come for student loans to begin repayment. I never had to repay federal loans or really think about my options. COVID hit and quarantine happened in my last semester of college, so I was already going to have the six-month grace period after graduation to begin repayment and figure out the best option for that.But that six months turned into three years, with a lot of potential changes such as loan forgiveness. Ultimately, nothing came of it, and here I am thinking of what repayment plan option is best. Prior to COVID, I knew some of the basics of repayment options such as loan forgiveness for certain professions and income-driven repayment plans. I explored those options again since my income and family size have changed. I am not eligible for the public service loan forgiveness as I have not made enough payments. However, I may be eligible at some point due to working in the public service field. They have a new option called “SAVE” for an income-based repayment plan, which I applied for. From what it looks like, it considers your income and your family size for the repayment amount and helps save on interest. I plan on learning more about this plan. As of now, this seems like the best option, and it is something I will be discussing with my coach to make the most educated decision that fits in my budget. You might also be interested in If it’s not one thing, it’s another. There are weeks when I feel extremely confident, and then there are weeks when I feel like my money is being spent... The more the project continues, the more I grow a greater appreciation for accountability partners. They are people who are there to support you and have... Nothing major is happening right now. Everything over here is running smoothly. Work is going well, kids are enjoying school, and our fall/winter activities... Last weekend, I took a last-minute getaway to Vegas and made a long weekend out of it. This was needed because lately I felt as if I wasn’t doing much... It’s official – student loan repayments have begun. A couple weeks ago, I talked about student loan payments and the options I was exploring. I got an... My coach, Megan, gave me feedback from my post last week and reminded me change is the hardest part – that’s what most people are scared of, and I’ve overcame... This past week, I recorded my second interview for WKOW. This time around, I felt more comfortable and more confident in what I was saying and what I am... The time has finally come for student loans to begin repayment. I never had to repay federal loans or really think about my options. COVID hit and quarantine... I met with my coach, Megan, last Monday and felt reassured that she agrees my small accomplishments are in fact wins and that I should feel proud no matter...
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