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October 25, 2023 Bills used to be a lot easier to ignore, but of course ignoring them was not the right thing to do long term. For instance, the water bill, which arrives in our mailbox on a quarterly basis, always seems to show up when we are least prepared for it. Last quarter, I misplaced the bill, and it was out of sight and out of mind, so it was paid late.To mitigate this, I switched to electronic billing so that all of our utility bills would be sent by email and I could easily keep track of them. This would have worked well except the next month's email ended up in my junk mail, and I still paid the bill late! We have come so far with keeping our bills paid on time, and I felt so frustrated when I realized that this bill was not only late, but the delinquent portion must be paid by the middle of November or the balance due will be applied to our property tax bill. We had to take a look at our finances and make sure that we could comfortably afford to pay the bill over the next couple of weeks in order to avoid an escrow shortage, and then we promptly paid half of the balance. What is really interesting about all of this is that when we met with our financial coach, Jess, last weekend, she asked us about the water and energy bills and how they were going. We continue to be thankful for our coach and this project holding us accountable so that we can build better financial habits over time.We are not going to gloss over this and say that it has all been easy. Sometimes, it has been frustrating and less than glamorous. Thankfully, over time, we are experiencing much more success by taking care of financial obligations as soon as possible and not ignoring them. Today, we are taking a deep breath and trusting the process… and paying our bills! Have a great week!~K&T You might also be interested in Bills used to be a lot easier to ignore, but of course ignoring them was not the right thing to do long term. For instance, the water bill, which arrives... This week, we took a few days to go on a trip together! We called it a ‘Midwest tour’ and started out in Wisconsin Dells. The highlight of this stop was... Our medical bills were processed by our insurance this past week, so we were able to see what our balance is, which allowed us to pay down a large portion... Oh my gosh you all, have you ever thought about simplifying your life? If so, what would it do for your daily processes? The past couple of weeks we have... This time of year always has me feeling nostalgic for days gone by. Today, I pulled out some old storage boxes that hadn’t been gone through for at least... We just had a busy weekend! On Friday, we paid Travis’s auto payment on time and then stayed home and relaxed with friends outside. Before starting Project... Wow, we just finished up week 13, which means that we have been a part of Project Money for over four months! We are feeling that we are not quite where... This has been a week of changes for our family, and some of them have been easier than others. Changing places demands on the mind and body and creates... We just had a busy weekend! On Friday, we paid Travis’s auto payment on time and then stayed home and relaxed with friends outside. Before starting Project...
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