Loan Options Tailored to Your Buyers
We offer a full range of home loans, from traditional options you'd expect to programs and solutions that go beyond so your clients can take a path to homeownership that works for them and their budget.
Fixed-Rate Options
Competitive rates and flexible terms of 30, 20, 15 or 10 years for the best fit.
Adjustable-Rate Options
Five strong adjustable-rate options, including a 10/1 ARM, a unique loan type for buyers who don’t plan on staying in their home long term. And the flexibility to switch to a lower ARM rate for just $300 – before or after closing!
Down Payment and Financial Assistance Programs
More buyers can make their home happen with options to put as little as no money down. Summit also partners with Wisconsin Housing and Economic Development Authority (WHEDA) – even offering a Mortgage Credit Certificate that saves eligible homebuyers up to $2,000/year off their income taxes.
Government-Backed Loans
Just like you, we're invested in our community and making homes more accessible. We work with qualifying members who may not be eligible for conventional mortgages by offering Federal Housing Administration (FHA), U.S Department of Agriculture (USDA) and Veterans Affairs (VA) loans.
Construction and Land Loans
Your buyers get plans off the ground and done on schedule with our construction expertise and timely payments to builders. We even offer a special 2% rate discount on construction loans during the build period.
Bridge Loans
So your buyers can use their current home’s equity to fund a down payment on a new home – without waiting to sell before they buy.
Jumbo Loans
For those shopping in more competitive or higher-priced markets.
Second and Vacation Home Loans
Lake house? We'll help your buyers make serious moves in this competitive market.
