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Finish Line

December 21, 2022 As the end of Project Money draws near, I can’t believe how far I’ve come since we started. Day to day, I always felt like I could be doing something more or felt like I wasn’t doing enough and I wasn’t seeing any progress. Looking back and thinking through how I’ve changed, I can see how much work I’ve put in and how far it’s gotten me.Thanks to Project Money, I’ve been able to:
  • Drastically reduce my impulse spending. It only takes an extra minute to think about if I really need something.
  • Replenish my short-term savings. My dog’s savings and my vacation fund are far above the goal I had originally set for myself.
  • Stopped getting takeout. I very rarely get takeout now instead opting to stop at the grocery store to grab things to cook so I’ll also have leftovers.
  • Pay off my private student loan. This felt amazing!
  • Save for a down payment on a house. I have a separate account with money set aside just for this with more money in a high yield savings account growing.
  • Save for retirement. I’m doing a year end evaluation to see how and if I want to change my contributions across my retirement accounts.
  • Pay off my car. I’ll be cutting it close, but this was a big goal that I was able to achieve thanks to all the other changes I’ve made. Once I pay off my car, I can put that payment towards saving more for a house!
Even if I wasn’t feeling it every day, achieving every big thing on this list was made up of a bunch of little steps that got me there. So even if you feel like you’re not making leaps and bounds in your financial goals, know that every little bit counts and gets you closer! You might also be interested in What a ride it’s been! 2022 has been full of adventure and trying new things and I’m so excited by all the progress Project Money has given me financially... As the end of Project Money draws near, I can’t believe how far I’ve come since we started. Day to day, I always felt like I could be doing something more... How many times did my dad tell me this as a kid when I really wanted McDonald’s? How many times do I tell myself this in a week when I don’t want to cook... It’s that time of the year again when you reminisce and look back over the year and start thinking ahead to next year. Every year, I try to make a personal... Happy (belated) Thanksgiving! This year didn’t really feel like anything special since my goal was to keep it low key. I was able to make a nice dinner... One of the things, or problems, I knew about myself coming into Project Money was that I had a loose budget but I never let that stop me from doing the... I can’t believe we’re halfway through November! I feel like this entire year has just been me saying I can’t believe how time is flying. How is Thanksgiving... One of the biggest things I’ve always been interested in is investing but since I struggle with crunching numbers and finances generally overwhelm me... This week was a busy, chaotic week but a good one and we hit some big goals in this house! First, I finally paid off my last private student loan. It wasn’t...
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