>
>
Mortgage
>
Buying a Home
>
Refinancing A Home
>
Construction Loans
>
Second and Vacation Homes
>
Investment Property Loans
>
First-Time Home Buyer Guide
>
Meet With Us
>
Home Equity
>
Home Equity Loans
>
Home Equity Line of Credit
>
Compare Home Equity Options
>
Auto
>
New Vehicles
>
Used Vehicles
>
Recreational Vehicles
>
Discount Auto Insurance
>
Personal
>
Personal Loans
>
Personal Lines of Credit
>
Student
>
Private Student Loans
>
Graduate Student Loans
>
Student Loans Refinance
>
Energy
>
Energy Efficient Loan
>
Solar Energy Loan
>
Loan Payment Calculator
>
First-Time Homebuyer Videos
>
Auto Buying Resources
>
Make a Payment
>
>
Credit Cards
>
Ultimate CashPerks
>
Visa Platinum Rewards
>
Visa Platinum
>
Student Rewards
>
Global Good Card
>
Debt Consolidation Calculator
>
How to Improve Credit Score
>
Budgeting Worksheet
>
Balance Transfer Calculator
>
Make a Payment
>
>
Investment Options
>
Mutual Funds
>
Managed Accounts
>
Stocks and Bonds
>
IRAs
>
Annuities
>
Guided Wealth Portfolios
>
Preparing For Your Future
>
Saving Money For Retirement
>
Living in Retirement
>
Saving For College
Get Connected
>
Meet With Us
>
Manage Your Investment Account
>
Manage Your IRA
>
Basics of Investing
>
Investment Blogs
>
Investment Events
>
Retirement Calculator
>
Manage Your IRA
>
On You
>
Life
>
Annuities
>
Long Term Care
>
AD&D
On Purchases
>
Auto
>
Homeowners
On Loans
>
Loan Protection
>
Value of Insurance
>
Calculate Insurance Needs
This week was a busy, chaotic week but a good one and we hit some big goals in this house!First, I finally paid off my last private student loan. It wasn’t very big to begin with, but it was still a few thousand dollars and the interest rate was higher than I’d like. I really had to prioritize paying off my loan. I could have done this years ago, but it just didn’t occur to me to do so when I had bigger things to worry about. Once I got my basic finances under control, I was able to direct more attention to my loan. Here’s the main things I did to achieve this:
I increased my monthly payment. A few months ago, my Summit coach suggested maybe I could throw a little extra money at my loan. I took another look at my budget and I decided I had the wiggle room to double the monthly payment and could cut back on some miscellaneous spending.
All my spare funds went to my loan. I took extra Rover bookings and worked a little overtime. I calculated what the extra funds were, closely monitored my paydays, and made sure the extra funds went towards my loan.
I reminded myself why it mattered. When I thought about just spending the extra cash, I reminded myself of the goals I have that paying off this loan will help me achieve. It was a big bet on my self-control, but I managed to do it!
Second, in between overtime and pet check ins, I was able to enter my older dog, Olly, into an agility competition where he finally got a qualifying score and took first in his class! We’ve been training for about 3-4 years and I made it a personal goal to enter our first competition this year. It took most of the year, but I did it! Finally getting a qualifying score was especially gratifying because his one fault is knocking bars and in agility, that’s an automatic disqualification. A couple more Q’s and we’ll have a new AKC title. I can’t wait to see what else he can do.Here’s to November bringing even more excitement!
You might also be interested in
>
>
>
>
>
>
Ready For 2023
>
What a ride it’s been! 2022 has been full of adventure and trying new things and I’m so excited by all the progress Project Money has given me financially...
>
As the end of Project Money draws near, I can’t believe how far I’ve come since we started. Day to day, I always felt like I could be doing something more...
>
How many times did my dad tell me this as a kid when I really wanted McDonald’s? How many times do I tell myself this in a week when I don’t want to cook...
>
It’s that time of the year again when you reminisce and look back over the year and start thinking ahead to next year. Every year, I try to make a personal...
>
Happy (belated) Thanksgiving! This year didn’t really feel like anything special since my goal was to keep it low key. I was able to make a nice dinner...
>
One of the things, or problems, I knew about myself coming into Project Money was that I had a loose budget but I never let that stop me from doing the...
>
I can’t believe we’re halfway through November! I feel like this entire year has just been me saying I can’t believe how time is flying. How is Thanksgiving...
>
One of the biggest things I’ve always been interested in is investing but since I struggle with crunching numbers and finances generally overwhelm me...
>
This week was a busy, chaotic week but a good one and we hit some big goals in this house! First, I finally paid off my last private student loan. It wasn’t...
Please read the following before proceeding to:The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site.
>
NCUA Insurance Estimator
>
Privacy, Security & Accessibility
>
Rates
>
Terms and Fees
>
Routing Number
* The Wisconsin's #1 Mortgage Lender designation is based on the number of loans in 2023, gathered from the Home Mortgage Disclosure Act data compiled annually by the Consumer Financial Protection Bureau. The results of the data were obtained through the