>
>
Mortgage
>
Buying a Home
>
Refinancing A Home
>
Construction Loans
>
Second and Vacation Homes
>
Investment Property Loans
>
First-Time Home Buyer Guide
>
Meet With Us
>
Home Equity
>
Home Equity Loans
>
Home Equity Line of Credit
>
Compare Home Equity Options
>
Auto
>
New Vehicles
>
Used Vehicles
>
Recreational Vehicles
>
Discount Auto Insurance
>
Personal
>
Personal Loans
>
Personal Lines of Credit
>
Student
>
Private Student Loans
>
Graduate Student Loans
>
Student Loans Refinance
>
Energy
>
Energy Efficient Loan
>
Solar Energy Loan
>
Loan Payment Calculator
>
First-Time Homebuyer Videos
>
Auto Buying Resources
>
Make a Payment
>
>
Credit Cards
>
Ultimate CashPerks
>
Visa Platinum Rewards
>
Visa Platinum
>
Student Rewards
>
Global Good Card
>
Debt Consolidation Calculator
>
How to Improve Credit Score
>
Budgeting Worksheet
>
Balance Transfer Calculator
>
Make a Payment
>
>
Investment Options
>
Mutual Funds
>
Managed Accounts
>
Stocks and Bonds
>
IRAs
>
Annuities
>
Guided Wealth Portfolios
>
Preparing For Your Future
>
Saving Money For Retirement
>
Living in Retirement
>
Saving For College
Get Connected
>
Meet With Us
>
Manage Your Investment Account
>
Manage Your IRA
>
Basics of Investing
>
Investment Blogs
>
Investment Events
>
Retirement Calculator
>
Manage Your IRA
>
On You
>
Life
>
Annuities
>
Long Term Care
>
AD&D
On Purchases
>
Auto
>
Homeowners
On Loans
>
Loan Protection
>
Value of Insurance
>
Calculate Insurance Needs
Planning for Thanksgiving and Black Friday on a Budget
November 27, 2024
>
Britt and Matt
As the holiday season approaches, many of us find ourselves excitedly planning for Thanksgiving gatherings and the subsequent Black Friday shopping spree. While these events are filled with joy and anticipation, they can also put a strain on our finances. Here are some practical tips to help you celebrate Thanksgiving and enjoy Black Friday shopping without breaking the bank that we are trying this year.We started planning our Thanksgiving menu which is both delicious and affordable. We focused on traditional dishes that use inexpensive ingredients. Turkey, stuffing, mashed potatoes and green beans casserole are staples that can be made cost-effective. We are making some dishes from scratch, as pre-made items can be pricier. As hosts, we asked guests to bring a dish to share to not only reduce the expenses but to add variety to our meal. Weeks ago, we created a shopping list based on our menu. We looked out for sales and discounts in the weeks leading up to Thanksgiving. Buying non-perishable items in advance saved us money and reduced the last-minute rush. We utilized coupons and took advantage of store loyalty programs.Many retailers release their Black Friday deals in advance. We have started to take time to research and compare prices from different stores. Some deals might look attractive but may not be the best value. Online tools and apps have helped us track prices and find the best offers. We are shopping online to avoid the crowds and chaos of Black Friday. Many retailers offer the same deals online, and we can often find additional discounts or cashback offers. Shopping from the comfort of our own home can also help us stick to our list and budget more effectively.We decided on a total spending limit for Black Friday and utilizing some of our money in our holiday savings account. We are trying to stay within our limit to help us enjoy our purchases without the stress of debt.By planning ahead and being mindful of our spending, we hope we can enjoy a memorable Thanksgiving and a successful Black Friday without straining our finances. Happy holidays!
You might also be interested in
>
>
>
>
>
Britt and Matt
>
>
Reflecting on Britt and Matt's Last Week on the Money Budget Challenge
>
As we wrap up our last week on the money budget challenge, it's incredible to look back and see how much we've learned and grown. This journey has been...
Working with Summit Credit Union's Investing Group: A Refreshing Experience
>
When it comes to managing investments, the importance of effective communication and trust cannot be overstated. Our recent experience with Summit Credit...
>
We are thrilled to share some wonderful news—Matt has successfully graduated from his electrician apprenticeship! This major milestone not only signifies...
Navigating Through Health Emergencies and Financial Adjustments
>
Life often throws unexpected challenges our way, testing not only our resilience but also the flexibility of our financial planning. Recently, our family...
Planning for Thanksgiving and Black Friday on a Budget
>
As the holiday season approaches, many of us find ourselves excitedly planning for Thanksgiving gatherings and the subsequent Black Friday shopping spree...
>
We find ourselves quickly approaching the end of our budget competition. The past few months have been an exciting journey of financial mindfulness and...
When It Rains, It Pours – But We're Weathering the Storm
>
Life has a funny way of testing us, often all at once. As the old saying goes, "When it rains, it pours." Recently, we've been feeling the truth of this...
Navigating New Routines: Balancing Life, Budget and Upcoming Holidays After Starting a New Job
>
Financially, Britt’s new job has brought additional income, which has offset Matt’s layoffs, and we are trying to use any leftover money wisely. Staying...
Please read the following before proceeding to:The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. The Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. The Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site.
>
NCUA Insurance Estimator
>
Privacy, Security & Accessibility
>
Rates
>
Terms and Fees
>
Routing Number
* The Wisconsin's #1 Mortgage Lender designation is based on the number of loans in 2023, gathered from the Home Mortgage Disclosure Act data compiled annually by the Consumer Financial Protection Bureau. The results of the data were obtained through the