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This week, we faced an unexpected hiccup with our insurance: A doctor charged us for a 2023 appointment because they had outdated information. It was frustrating to deal with a year-old issue, especially as the holidays approach. Despite voicing our concerns, we had to follow the process and pay the bill, cutting into our Christmas shopping budget.This experience got us thinking about ways to protect our cash flow from similar surprises. One solution we’re exploring is moving our auto-pay bills to a credit card. By budgeting for these expenses and paying them off immediately, we could avoid disruptions to our checking account while also building a positive credit history. It’s a small change, but one that could make a big difference in managing both planned and unplanned expenses.Sometimes, setbacks like this force us to rethink our systems and find better ways to stay ahead financially.
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JeLisa and Cory
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Our Final Blog
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As we wrap up our Project Money experience, we want to take a moment to reflect on how far we’ve come—emotionally and financially—and share our journey...
Turning Holiday Fun into Family Memories and Financial Wins
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This past week, our family participated in a door and patio decorating contest hosted by our apartment management company. The grand prize? A $200 gift...
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Over the past year, my family has been making deliberate choices to save money and focus on our financial goals. One of those decisions recently involved...
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As we approach the end of our journey with the Project Money program, Cory and I (Je’Lisa) took some time to reflect on how we can apply the financial...
Maximizing Unexpected Gains: How Gap Insurance Check Helped Us Tackle Debt
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Every now and then, life throws a financial curveball—in this case, it was a pleasant surprise. We received a refund from our gap insurance since our car...
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This week, we faced an unexpected hiccup with our insurance: A doctor charged us for a 2023 appointment because they had outdated information. It was frustrating...
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Thanksgiving is a time for gratitude, family and of course, a feast. But let’s be honest, hosting a traditional Thanksgiving can come with a hefty price...
Our Overnight Trip to Minnesota: How Skipping the Mall of America Helped Us Save Money
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This weekend, we decided to take a quick overnight trip to Minnesota. It was to record some music and spend time with friends, but we were determined to...
How Losing a Car Payment Opened Our Eyes to Better Budgeting
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This month marked a milestone for our family: It was our first month without a car payment after refinancing our vehicle through Summit Credit Union. With...
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* The Wisconsin's #1 Mortgage Lender designation is based on the number of loans in 2023, gathered from the Home Mortgage Disclosure Act data compiled annually by the Consumer Financial Protection Bureau. The results of the data were obtained through the