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Summit Credit Union Earns #1 “Return of the Member” National Ranking for Two Consecutive Years

March 16, 2026 Madison, Wisc. – Summit Credit Union, a member-owned financial cooperative, has once again secured the top spot in Callahan & Associates’ national Return of the Member (ROM) ranking for Q4 2025 — marking two consecutive years as the #1 credit union in the country for member value.Among 443 credit unions nationwide with assets between $1 billion and $10 billion, Summit Credit Union ranks #1 overall for the value it returns to members. This sustained achievement began in Q1 2024 and reflects Summit’s ongoing commitment to delivering exceptional financial products and services. "Being ranked #1 in Return of the Member reflects the value our members receive, and it also reflects the purpose that drives our work,” said Kim Sponem, CEO and President of Summit Credit Union. “At Summit, we are focused on helping women and their families build financial security and avoid poverty in retirement. Delivering exceptional value to our members is one of the ways we move that work forward every day. It also reinforces the value of being a cooperative. The more our members do business with us, the more they get back.”Callahan & Associates’ ROM index provides a comprehensive measure of member value by evaluating three core functions of credit unions: savings, lending and product usage. The index considers factors such as loan and deposit rates, product offerings and member engagement. You might also be interested in Summit Credit Union named Top Workplace in Madison, Milwaukee, and U.S., recognized for strong culture, engagement, and employee benefits... Summit Credit Union helps Wisconsin families achieve homeownership with up to $10K in down payment assistance... Summit Credit Union’s President and CEO Kim Sponem was recently featured on the Women of Community Banking podcast... Summit welcomed thousands of members and their families to Warner Park for its annual Summit Fest, blending its official Annual Meeting of the Membership... Summit Credit Union names Mike McCoy Chief Commercial Officer to advance commercial banking and support Wisconsin businesses... With $87 million in member benefits, Summit Credit Union remains the nation’s #1 credit union for Return of the Member... Summit Credit Union partners with LOVB Madison Volleyball to empower women athletes and advance equity in sports and finance... Kim Sponem calls for equitable pay practices, warning that lifetime pay gaps leave women at greater risk of retirement insecurity... Summit Credit Union earns the #1 national Return of the Member ranking again, highlighting its strong member value and financial impact...