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Summit Credit Union Earns #1 “Return of the Member” National Ranking for Two Consecutive Years

March 16, 2026 Madison, Wisc. – Summit Credit Union, a member-owned financial cooperative, has once again secured the top spot in Callahan & Associates’ national Return of the Member (ROM) ranking for Q4 2025 — marking two consecutive years as the #1 credit union in the country for member value.Among 443 credit unions nationwide with assets between $1 billion and $10 billion, Summit Credit Union ranks #1 overall for the value it returns to members. This sustained achievement began in Q1 2024 and reflects Summit’s ongoing commitment to delivering exceptional financial products and services. "Being ranked #1 in Return of the Member reflects the value our members receive, and it also reflects the purpose that drives our work,” said Kim Sponem, CEO and President of Summit Credit Union. “At Summit, we are focused on helping women and their families build financial security and avoid poverty in retirement. Delivering exceptional value to our members is one of the ways we move that work forward every day. It also reinforces the value of being a cooperative. The more our members do business with us, the more they get back.”Callahan & Associates’ ROM index provides a comprehensive measure of member value by evaluating three core functions of credit unions: savings, lending and product usage. The index considers factors such as loan and deposit rates, product offerings and member engagement. You might also be interested in Summit Credit Union shares simple ways to spot imposter scams, recognize warning signs and protect your money and personal information... Summit Credit Union earns a 2026 Woman-Led Top Workplace award for its strong leadership, employee experience and workplace culture... Summit Credit Union invests $1 million in the Live Local Development Fund to expand attainable housing in Jefferson County... Summit Credit Union retains its ranking as Wisconsin's #1 mortgage lender, helping more members achieve homeownership... Summit and TriUnity Foundation offer grants up to $10,000 for members facing terminal or life-threatening illness... Forbes named Summit Credit Union Wisconsin’s #1 credit union and one of America’s Best-In-State Credit Unions for 2026... Summit Credit Union named Top Workplace in Madison, Milwaukee, and U.S., recognized for strong culture, engagement, and employee benefits... Summit Credit Union helps Wisconsin families achieve homeownership with up to $10K in down payment assistance... Summit Credit Union’s President and CEO Kim Sponem was recently featured on the Women of Community Banking podcast...