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Summit Credit Union Earns #1 “Return of the Member” National Ranking for Seven Consecutive Quarters

September 5, 2025 Madison, Wisc. – Summit Credit Union, a member-owned financial cooperative, has once again secured the top spot in Callahan & Associates’ national Return of the Member (ROM) ranking for Q3 2025 — marking seven consecutive quarters as the #1 credit union in the country for member value.Among 461 credit unions nationwide with assets between $1 billion and $10 billion, Summit Credit Union ranks #1 overall for the value it returns to members. This sustained achievement began in Q1 2024 and reflects Summit’s ongoing commitment to delivering exceptional financial products and services. “We’re proud to see our members consistently receiving top-tier value through Summit’s products, services, financial education and expert guidance,” said Kim Sponem, CEO and President of Summit Credit Union. “Our mission is to help women and their families avoid poverty in retirement, and this recognition underscores the meaningful impact we’re making in their financial lives every day.”Callahan & Associates’ ROM index provides a comprehensive measure of member value by evaluating three core functions of credit unions: savings, lending and product usage. The index considers factors such as loan and deposit rates, product offerings and member engagement.
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