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Ready…set…action!

June 28, 2023 This week we met with Jess, our amazing Project Money coach, and we came away with an action plan. It felt so good to take our concerns and challenges and flip the way we looked at them so that we could turn them into actionable items:
  1. Groceries – There will inherently be challenges with spending too much money on groceries, take-out and dining out because LIFE IS BUSY. Instead of cutting back over the next two weeks, we are going to start by taking an honest look at when it is that we overspend and see if we can change some of the behaviors and situations. The first step for us is awareness. 
  2. Credit card payments – Listing and compiling all the credit card statements last month was an eye opener for us. There are just way too many! The fact that we have kept up on making at least the minimum payments on all these accounts is worth celebrating.  However, we learned this week that life could be less stressful by rolling all this high-interest credit card debt into a home equity line of credit (HELOC). The best part is Summit is offering this line of credit at 0% interest for 6 months. We will save $200 on interest monthly and pay off the debt completely in so much less time. It feels so good to know that we can use tools like these to make our money and investments work for us.
In other news, the graduation party was a success! Next week, our family will attend our daughter’s college orientation. We look forward to learning about the tools that Summit offers to assist with making college affordable and ultimately DOABLE. Go Project Money! You might also be interested in Bills used to be a lot easier to ignore, but of course ignoring them was not the right thing to do long term. For instance, the water bill, which arrives... This week, we took a few days to go on a trip together! We called it a ‘Midwest tour’ and started out in Wisconsin Dells. The highlight of this stop was... Our medical bills were processed by our insurance this past week, so we were able to see what our balance is, which allowed us to pay down a large portion... Oh my gosh you all, have you ever thought about simplifying your life? If so, what would it do for your daily processes? The past couple of weeks we have... This time of year always has me feeling nostalgic for days gone by. Today, I pulled out some old storage boxes that hadn’t been gone through for at least... We just had a busy weekend! On Friday, we paid Travis’s auto payment on time and then stayed home and relaxed with friends outside. Before starting Project... Wow, we just finished up week 13, which means that we have been a part of Project Money for over four months! We are feeling that we are not quite where... This has been a week of changes for our family, and some of them have been easier than others. Changing places demands on the mind and body and creates... We just had a busy weekend! On Friday, we paid Travis’s auto payment on time and then stayed home and relaxed with friends outside. Before starting Project...
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