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Summit Credit Union Returns $87 Million in Financial Benefits to Members

April 20, 2026 MADISON, Wis. — An analysis from America’s Credit Unions* shows Summit Credit Union returned more than $87 million in direct financial benefits to its members.That equates to an average of $322 per member annually, or $676 per household, with members who use Summit for most of their financial services receiving $1,406 in annual value. The financial benefits come from better rates, lower fees, and member dividends, including Summit’s Cash Boomerang, which returned $2.8 million alone in 2025.Credit unions are designed to return value to members and Summit stands out in how much it delivers. The credit union has been ranked #1 in the nation for Return of the Member for two consecutive years by Callahan & Associates, a measure of total financial value delivered to members.“This is about more than rates or fees—it’s about outcomes,” said Kim Sponem, CEO and President of Summit Credit Union. “At Summit, more of what our members earn stays with them, so they can build wealth and move up over time. That’s especially important for women and their families working toward long-term financial security.”* America’s Credit Unions Economics & Statistics Department, customized analysis of member benefits for Summit Credit Union, for the 12 months ending December 31, 2025. You might also be interested in Summit Credit Union named Top Workplace in Madison, Milwaukee, and U.S., recognized for strong culture, engagement, and employee benefits... Summit Credit Union helps Wisconsin families achieve homeownership with up to $10K in down payment assistance... Summit Credit Union’s President and CEO Kim Sponem was recently featured on the Women of Community Banking podcast... Summit welcomed thousands of members and their families to Warner Park for its annual Summit Fest, blending its official Annual Meeting of the Membership... Summit Credit Union names Mike McCoy Chief Commercial Officer to advance commercial banking and support Wisconsin businesses... With $87 million in member benefits, Summit Credit Union remains the nation’s #1 credit union for Return of the Member... Summit Credit Union partners with LOVB Madison Volleyball to empower women athletes and advance equity in sports and finance... Kim Sponem calls for equitable pay practices, warning that lifetime pay gaps leave women at greater risk of retirement insecurity... Summit Credit Union earns the #1 national Return of the Member ranking again, highlighting its strong member value and financial impact...