Skip to main content

The Lowdown on Scam Links

Summary One click can lead to fraud, identity theft or compromised accounts. Learn how to recognize suspicious links and make safer choices online.Key Takeaways
  • Check links carefully before clicking.
  • Be wary of shortened or unfamiliar URLs.
  • Understand how scammers use fake websites.
  • Verify websites before entering personal information.
Scammers are getting better and better at making fake links look legit. So before you click on that URL (the string of letters that makes up a web address), examine it for any red flags, including added text before and after the real web address. And remember, Summit Credit Union will never send you a link over text, email or social media requesting personal information, like your username, password or PIN.What if you did accidentally click? Here are some steps you can take to protect yourself:Reach out to us right away at 800-236-5560 if you’ve given out your digital banking username, password or one-time pass codes, your debit card or credit card number or PIN, or other account info.Keep an eye on credit and debit card activity. If you haven’t done so, set up controls for your Summit credit or debit card in your mobile app (select Card Controls in the menu and follow the prompts). You can use this feature to temporarily turn your card “off” and prevent unauthorized purchases.Disconnect the device you were using from the internet to avoid malware spreading to any other devices across the network.Scan your device using a trusted antivirus or security software. You may be able to run the scan without being connected to the internet.Change your passwords, especially on your financial accounts and online banking, using a different device than the one you were using when you clicked the suspicious link.If you think you’ve been a victim of a scam or experienced a fraud attempt, reach out to your financial institution right away. Summit members, we’re here to help at 800-236-5560.If you've heard about a scam you'd like to report, email us at . (Be sure not to email any private or personal information.)

Want More Fraud-Fighting Tips?

Keep exploring more ways to . You might also be interested in Stay alert: Scammers are impersonating Summit with increasingly convincing tactics. Learn the red flags and protect your information... Fraudsters are posing as the FBI or major companies to steal money—never send cash or wires to unknown callers... Summary Unexpected messages can be more than an inconvenience—they can be a scam. Learn how to spot phishing attempts and make confident decisions before... Summary Tax season creates opportunities for scammers looking to steal personal and financial information. Stay alert and protect your identity by recognizing... Hosting dinner parties. Heading to your in-laws’. Hustling to order those perfect gifts. It’s the season for cheer and goodwill, and unfortunately also... Scammers are getting better and better at making fake links look legit. So before you click on that URL (the string of letters that makes up a web address)... Hey there, fellow fraud-fighters! Have five minutes to bust some common myths about scams? Because the more you know, the more you can stop fraudsters... Summary Your Social Security number is one of your most valuable pieces of personal information. Learn how scammers try to access it and what you can... Summary Artificial intelligence is creating new opportunities—and new risks. Learn how scammers are using AI tools and stay ahead. Key Takeaways AI can...