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Even The Best Laid Plans…

September 21, 2022 I’ve written about how much I love to plan and have a backup plan for my plans but even the best fall off the wagon sometimes. Has anyone else ever felt like they’re doing really great financially and then all of a sudden, you have a bunch of expenses that come out of nowhere?Going into this month, I knew work and my personal life would be hectic. Every day was jam packed full of meetings, appointments, travel, and planning for months out leading into the holidays. It felt like everyday was just putting out fires with no time to catch my breath and catch up. Unfortunately for me, this just caused a complete mental blackout on keeping up with my finances. I had several yearly appointments for both me and my dogs, I hadn’t been grocery shopping in about five weeks, and two different trips planned. This snowballed into not only having to spend on bigger items (annual checkups/vaccines, travel) but also giving into everyday conveniences like take out when I was tired and impulse purchases. Granted, it also felt like I was out of all everyday conveniences that are a bit more expensive, but I don’t need regularly and usually buy in bulk- paper towels, shampoos, monthly flea and tick, etc.So, my lesson learned is that I think a lot of people can relate to falling off the wagon. The idea is not to give up and get right back on. It’s okay to go a little haywire sometimes (within reason) and give yourself grace. I have to remind myself that I’m trying to change years’ worth of habits and it won’t happen right away and I won’t be perfect all the time. My goal for the next week is to take some time to reevaluate and pick a couple things I can get back on track. Stay tuned! You might also be interested in What a ride it’s been! 2022 has been full of adventure and trying new things and I’m so excited by all the progress Project Money has given me financially... As the end of Project Money draws near, I can’t believe how far I’ve come since we started. Day to day, I always felt like I could be doing something more... How many times did my dad tell me this as a kid when I really wanted McDonald’s? How many times do I tell myself this in a week when I don’t want to cook... It’s that time of the year again when you reminisce and look back over the year and start thinking ahead to next year. Every year, I try to make a personal... Happy (belated) Thanksgiving! This year didn’t really feel like anything special since my goal was to keep it low key. I was able to make a nice dinner... One of the things, or problems, I knew about myself coming into Project Money was that I had a loose budget but I never let that stop me from doing the... I can’t believe we’re halfway through November! I feel like this entire year has just been me saying I can’t believe how time is flying. How is Thanksgiving... One of the biggest things I’ve always been interested in is investing but since I struggle with crunching numbers and finances generally overwhelm me... This week was a busy, chaotic week but a good one and we hit some big goals in this house! First, I finally paid off my last private student loan. It wasn’t...
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