Heather is a national sales manager and mom to two kids, ages 19 and 8, who keep her life interesting and rewarding (along with Lilabet, her Persian cat). Over the years, Heather has gone through cycle of going into debt, paying it off and then finding herself right back in debt again. Heather’s Project Money goal is to break that cycle and create financial security so she can focus on her long-term savings goals. Heather is planning and saving ahead for gifts, helping her celebrate the people she loves without losing sight of her financial goals... Heather learns that financial progress doesn’t have to be perfect. Small choices help her stay on track when life gets busy... Unexpected expenses challenged Heather's budget, but she's staying focused on paying off debt and making steady progress... Heather is planning and saving for holiday expenses now to avoid new debt and stay on track with her financial goals... Halfway through Project Money, Heather shares how a plan, lower debt and growing savings have changed her outlook... A California trip, a paid-off credit card, and smarter spending prove budgeting doesn't mean missing out on life's best moments... Heather shares how reducing debt, building savings, and breaking financial stigma are driving her progress... One question changed how I view debt, retirement and building a plan for a stronger financial future... Reviewing receipts reveals hidden spending, prompting smarter choices, fewer subscriptions, and a mindset shift toward mindful, intentional finances...